NEW CARDMEMBER OFFER $100 Bonus Cash Back after you spend $500 on purchases in the first 3 months.
AT A GLANCE Earn unlimited Cash Back rewards*
APR 0% Intro APR for 12 months from account opening on purchases and balance transfers. After that, 16.74%–23.49% variable APR.†
ANNUAL FEE $0†
$100 Bonus Cash Back
after you spend $500 on purchases in the first 3 months from account opening*
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
3% Cash Back
Earn 3% Cash Back rewards on purchases at restaurants, from fine dining to fast food.*
3% Cash Back
Earn 3% Cash Back rewards on purchases at gas stations.*
1% Cash Back
Earn 1% Cash Back rewards on all other purchases.*
With the rewards you've earned, you can redeem for any of these things:
Get your cash as a direct deposit to a checking or savings account or a statement credit to your AARP Credit Card from Chase account – whichever is the most convenient for you. You can redeem for cash starting at 2,000 points, which equals $20.*
Restaurants. Clothing. Movies. Music. There's a gift card for everyone in our selection. Pick out something for yourself or share these great gift cards with friends and family. You can redeem for gift cards starting at 500 points, which equals $5.*
Redeem for flights, hotels, cruises and car rentals – all with no blackout dates or restrictions. Need help planning your trip? The travel agents at the Chase Travel Center are just a phone call away at
If you ever need personal assistance or have a question about your account, just give us a call - Chase's customer service team is here for you day and night at
AARP Credit Card from Chase with chip provides enhanced security when you make purchases at chip-enabled card readers.
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**
Within 24 hours in the U.S. and Canada, if your card is ever lost or stolen.
Means you won't be held responsible for unauthorized charges made with your card or account information.*
Alerts you of suspicious activity by text* message or email. 24/7 Customer Service.
** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
$100 Bonus Cash Back
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 10,000 bonus points with this bonus offer, which can be redeemed for $100 cash back. To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Visa Signature Card
Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For pricing details, please see
Cash Back and Points: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. How you can earn points: You'll earn points when you, or an authorized user, use an AARP Credit Card from Chase to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3% Cash Back: You'll earn 3% Cash Back rewards for each $1 spent on purchases in the following rewards categories: gas stations and restaurants. This equates to $0.03 in Cash Back rewards, which is equal to 3 points, for each $1 spent. 1% Cash Back: You'll earn 1% Cash Back rewards for each $1 spent on all other purchases. This equates to $0.01 in Cash Back rewards, which is equal to 1 point, for each $1 spent. How you can use your points: You can use your points to redeem for cash starting at 2,000 points through an account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States. Other redemption options include gift cards and travel. When you use points to redeem for cash and gift cards, each point is worth $0.01 (one cent), which means that 100 points equals $1 in redemption value. Redemption values for other reward options may vary. Points expiration/losing points: Your points don't expire as long as your account is open, however, you'll immediately lose all your points if your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Zero Liability Protection
Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.
Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures; and system capacity limitations. There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider.
Drive To End Hunger
In 2016, Chase Bank USA, N.A. will automatically donate $0.10 for each purchase made at a restaurant with your AARP Credit Card from Chase to AARP Foundation, in support of Drive To End Hunger. Total annual maximum donation by Chase is $1.1 million. Drive To End Hunger supports the hunger solutions of AARP Foundation, a leading charity dedicated to improving the life of vulnerable, low-income older adults.
AARP member benefits are provided by third parties, not by AARP or its affiliates. Chase pays a royalty fee to AARP for the use of its intellectual property. These fees are used for the general purposes of AARP. Some provider offers are subject to change and may have restrictions. Credit card program and offer terms are subject to change and may have restrictions and limitations. Please contact the provider directly for details. AARP credit cards are issued by Chase Bank USA, N.A., and new credit card accounts are subject to credit approval. Credit card program and offer terms are subject to change and may have restrictions and limitations. Please see Chase Reward Program rules for details.
AARP credit cards are issued by Chase Bank USA, N.A., and new credit card accounts are subject to credit approval. Credit card program and offer terms are subject to change and may have restrictions and limitations. Please see Chase Reward Program rules for details.