Main content begins

Slate EdgeSM credit card

Clickable card art links to Slate Edge(Service Mark) credit card product page Clickable card art links to Slate Edge(Service Mark) credit card ratings and reviews page Clickable card art links to Slate Edge(Service Mark) credit card refer a friend page

NEW CARDMEMBER OFFER

Low intro APR + intro My Chase Plan® fees Same page link to Pricing and Terms* Same page link to Offer Details

For 18 months from account opening, enjoy a low intro APR on purchases and balance transfers Same page link to Pricing and Terms and $0 plan fees Same page link to Pricing and Terms when you split up large purchases into monthly installments with My Chase Plan® during your 0% APR introductory period.

At a glance

Lower your interest rate by 2% each year.* Same page link to Offer Details Get an automatic review for a higher credit limit when you pay on time and spend $500 in your first six months.* Same page link to Offer Details

APR

0% intro APR for the first 18 months from account opening on purchases and balance transfers. Same page link to Pricing and Terms After that, 17.99%–26.74% variable APR. Same page link to Pricing and Terms Balance transfer fee applies, see pricing and terms for more details. Same page link to Pricing and Terms
Slate Edge (Service Mark) logo

Rewards & Benefits

Start off strong with a low intro APR

Make moves toward your credit goals with 0% intro APR for 18 months on purchases and balance transfers. A variable APR of 17.99%–26.74% on balance transfers and purchases after the introductory period ends. Balance transfer fee applies, see pricing and terms for more details. Same page link to Pricing and Terms

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Pay over time with My Chase Plan®

With My Chase Plan, you can break up card purchases into budget-friendly payments with no interest, just a fixed monthly fee. Same page link to Pricing and Terms Plus, you'll pay no plan fees during your 0% APR introductory period. Same page link to Pricing and Terms

Plans created after that will have a monthly fee of no more than 1.72% of each eligible purchase amount selected to create a plan. The fee will be determined at the time each plan is created – based on the purchase amount, the number of months you choose to pay, and other factors – and will remain the same until the plan balance is paid in full. Same page link to Pricing and Terms

No Annual Fee

You won't have to pay an annual fee Same page link to Pricing and Terms for all the great features that come with your Slate EdgeSM card.

Lower your interest rate by 2% each year

You will automatically be considered for an APR reduction by 2% when you pay on time and spend at least $1,000 on your card by your next account anniversary, until your APR reaches the Prime Rate plus 9.74% (currently 15.99% variable APR based on the Prime Rate of 6.25% as of 9/27/2022). Same page link to Pricing and Terms* Same page link to Offer Details Your final APR reduction could be less than 2% depending on the APR you receive with your card.

Raise your credit limit

Special welcome offer: Get an automatic review for a higher credit limit when you pay on time and spend $500 in your first six months.* Same page link to Offer Details

Keep tabs on your credit health

Chase Credit Journey helps you monitor your credit with free access to your latest score, critical alerts* Same page link to Offer Details, and more.

FAQs

Is the Chase Slate Edge credit card worth it?

The Chase Slate Edge credit card includes great benefits like:

  1. A low intro APR for the first 18 months from account opening on purchases and balance transfers.
  2. Automatic Credit line increase after spending $500 in the first 6 months and making all payments on time.
  3. Annual APR Reduction if you spend more than $1,000 and make all payments on time in the first year.

How do I lower the interest rate (APR) on my Chase Slate Edge credit card?

You will automatically be considered for a purchase APR reduction by 2% when you pay on time and spend at least $1,000 on your card by your next account anniversary, until your APR reaches the Prime Rate plus 9.74%.

How do I increase my credit limit on my Chase Slate Edge credit card?

You're automatically eligible for a credit limit increase when you spend $500 and make all your payments on time in the first 6 months.

Can I split large purchases on different payments?

The Chase Slate Edge card is eligible for My Chase Plan. My Chase Plan allows Chase Slate Edge customers to make equal monthly payments on purchases of $100 or more – with no interest, just a fixed monthly fee.

Does the $500 I spend for the credit line increase and statement credit also count towards the $1,000 I need to spend to be evaluated for a lower APR?

Yes, the first $500 you spend counts towards both your credit line increase and statement credit, and also towards your lower APR after one year.

What can I use a balance transfer for?

You can use your Chase Slate Edge credit card to pay off higher-rate credit cards or consolidate balances and pay less interest in the long run. Balance transfers may not be used to pay other credit cards or loans issued by JPMorgan Chase Bank, N.A. or any of our affiliates.