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United Club(Service Mark) Infinite Card

United ClubSM Infinite Card

United Club(Service Mark) Infinite Card

80,000 bonus miles

4X on United purchases

2X on travel

New cardmember offer

Earn 80,000 bonus miles

after qualifying purchases.* Opens offer details overlay

At a glance

Travel in luxury.

Enjoy United ClubSM membership* Opens offer details overlay and 2 free checked bags.* Opens offer details overlay Plus, earn rewards faster with 4x miles on United purchases, and 2x miles on dining and all other travel.* Opens offer details overlay Terms apply.

Interest Rate

21.49%–28.49% variable APR. Opens pricing and terms in new window

Travel Credit Card Rewards
& Benefits

New Cardmember Offer

Earn 80,000 bonus miles

after you spend $5,000 on purchases in the first 3 months from account opening.* Opens offer details overlay

Plus, earn 5,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.* Opens offer details overlay

This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Earn Miles

Earn up to 9x miles on United purchases

9x total miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 4x miles on entire United purchase with the United Club Card. Premier® members earn even more.* Opens offer details overlay

4x total miles on hotel stays booked through United Hotels - 2x miles from United as a MileagePlus member, plus 2x miles earned with the United Club Card.* Opens offer details overlay

4x miles on all other United purchases.* Opens offer details overlay

Earn Miles

Earn on all other travel and every day purchases

2x miles on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls.* Opens offer details overlay

2x miles on dining including eligible delivery services.* Opens offer details overlay

1x mile on all other purchases.* Opens offer details overlay

Free Checked Bag

Free first and
second checked bags

The primary Cardmember and one companion can each check a first and second standard bags for free - save up to $360 per roundtrip.* Opens offer details overlay

United Perks

United ClubSM
membership – up to a $650 value per year

United Club locations offer a place to work, relax, and enjoy complimentary beverages and snacks. Before you fly, you, as the primary Cardmember, and your eligible travel companions will enjoy access to all United Club locations and participating Star Alliance affiliated lounges worldwide.* Opens offer details overlay For an updated list of United Club locations and any temporary closures, please visit united.com.

Travel Perks

Even more travel
benefits for you to enjoy

Premier Access® travel services - receive preferential treatment to ease your way through the airport with priority check-in, security screening, boarding, and baggage handling privileges (where available).* Opens offer details overlay

Up to $100 as a statement credit for Global Entry, TSA PreCheck® or NEXUS every 4 years as reimbursement for the application fee when charged to your card.* Opens offer details overlay

25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your United ClubSM Infinite Card.* Opens offer details overlay

Explore Additional
Benefits

Enjoy a United Club membership* Opens offer details overlay – up to a $650 value per year – as long as you remain a Cardmember. United Club locations offer a place to work, relax, and enjoy complimentary beverages and snacks before your flight. The primary Cardmember and eligible travel companions will enjoy access to all United Club locations and participating Star Alliance affiliated lounges worldwide.

If you already have a United Club membership, you will be reimbursed for the unused portion of your membership once you're approved for the card. Authorized users will not receive their own United Club membership and are only eligible for United Club access if they are traveling with the primary Cardmember.

United Club Infinite Card Travel Benefits

Free first and second checked bags - savings of up to $360 per roundtrip

The primary Cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free (up to $40 value for the first checked bag and up to $50 value for the second checked bag, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card (this purchase requirement is waived for flights during the 90 days from account opening).* Opens offer details overlay For complete details, please visit united.com/ChaseBag.

Premier Access® travel services

Receive preferential treatment to ease your way through the airport with priority check-in, security screening, boarding, and baggage handling privileges (where available).* Opens offer details overlay

Up to $100 Global Entry, TSA PreCheck® or NEXUS fee credit

Receive a statement credit of up to $100 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.* Opens offer details overlay

25% back on United inflight and Club premium drink purchases

You'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your United ClubSM Infinite Card.* Opens offer details overlay

Premier upgrades on award tickets

The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket and one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability.* Opens offer details overlay

IHG One Rewards Platinum Elite status

The primary Cardmember is eligible for Platinum Elite status in IHG One Rewards (enhance your stay with complimentary room upgrades and extended check-out as available, earn points towards free nights and elite points that never expire).* Opens offer details overlay Plus, receive up to $75 in statement credits per calendar year as reimbursement for IHG® Hotels and Resorts purchases charged to your card from January 1, 2023, through December 31, 2024.* Opens offer details overlay

Avis President's Club

The primary Cardmember of the United ClubSM Card is invited to enroll in Avis President's Club® and enjoy complimentary two-car class upgrades, guaranteed car availability, expedited rental service and more.* Opens offer details overlay To enroll, please visit united.com/AvisChaseBenefit

No foreign transaction fees

Purchases made with your Club Card outside the U.S. will not be subject to foreign transaction fees. Opens pricing and terms in new window For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

United Card Events from Chase and United MileagePlus Exclusive Events

Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. Please visit UnitedCardEvents.com to learn more.

Through MileagePlus Exclusives, Cardmembers can use their miles to enjoy unique opportunities, such as exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes experiences in United's operations facilities. Visit united.com/cardevents to learn more.

Earn up to 10,000 Premier qualifying points (PQP)

Premier qualifying points (PQP) help you earn MileagePlus Premier® status, which provides you with an enhanced travel experience. You'll earn 25 PQP for every $500 you spend on purchases with your Club Card (up to 10,000 PQP in a calendar year) that can be applied toward your Premier status qualification, up to and including the Premier 1K® level. Visit united.com/premier for details about earning Premier status.* Opens offer details overlay

Earning MileagePlus miles

In addition to earning miles for purchases made with your card, you can earn miles by flying with UnitedSM, United Express®, Star Alliance and other airline partners. You can also earn miles from Mileage Plus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. You'll earn miles for card purchases plus the miles offered from the partner. See united.com/earn for details on earning miles.

No blackout dates

MileagePlus members can use miles to book any United-operated flight, any time, with no restrictions or blackout dates.* Opens offer details overlay For more information, please visit united.com/AirAwards

MileagePlus miles don't expire

MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.

Using MileagePlus miles

Your miles can reward you with getaways, unique experiences, or things you love - anything from electronics to dinner at one of your favorite restaurants. Use them for flights on United and other airline partners, hotel stays, car rentals, merchandise, eGift cards and more. See united.com/UseMiles for details on using miles. Chase Cardmembers can also use miles they've earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.

10% discount on United Economy Saver Awards within the continental U.S. and Canada

The primary Cardmember will be eligible to book award flights in United Economy on United or United Express with 10% fewer miles.* Opens offer details overlay

You're covered with built-in benefits

Trip Cancellation/Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.** Same page link to disclaimer

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.** Same page link to disclaimer

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.** Same page link to disclaimer

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.** Same page link to disclaimer

Visa Infinite® Concierge Services

Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets and more. Available 365 days a year from home or abroad.* Opens offer details overlay

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement for theft and collision damage for most rental cars in the U.S. and abroad.** Same page link to disclaimer

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per year.** Same page link to disclaimer

Return Protection

You can be reimbursed for eligible items that the store won't take back within 90 days of purchase. Up to $500 per item, $1,000 per year** Same page link to disclaimer

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less.** Same page link to disclaimer

** Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactless Opens in a new window.

Apply for a card, use it the same day

Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay or Samsung Pay. Find out how at chase.com/digital/spend-instantly Opens in a new window.

DoorDash

Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 12/31/24.* Opens offer details overlay

Chase Pay Over Time* Opens offer details overlay lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:

After purchase (formerly My Chase Plan®): Pay off an eligible purchase you've already made of $100 or more* Opens offer details overlay in smaller, equal monthly payments. No interest - just a fixed monthly fee Opens pricing and terms in new window with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.

At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more* Opens offer details overlay using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime Opens in a new window.