United ClubSM Card
At A Glance
United ClubSM card membership, 2 free checked bags, Premier Access travel services, and over $875 in annual partner
credits.*
Travel Credit Card Rewards & Benefits
NEW CARDMEMBER OFFER
Earn 90,000 bonus miles
after you spend $5,000 on purchases in the first 3 months from account opening.*
Plus, earn 10,000 bonus miles after you add an authorized user to your account in the first 3 months your account is open.*
This card product is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.
EARN MILES
Earn up to 9x miles on all purchases
9x total miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 4x miles on entire United purchase with the United Club Card. Premier® members earn even more.*
4x miles on all other eligible United purchases.*
5x miles on hotel stays when you prepay directly through Renowned Hotels and Resorts for United® Cardmembers.*
2x miles on all other travel including airfare, trains, local transit, cruise lines, hotels, car rentals, taxicabs, resorts, ride share services and tolls.*
2x miles on dining including eligible delivery services.*
1x mile on all other purchases.*
CLUB ACCESS
United ClubSM card membership—at least a $750 value per year
As the primary United Club Cardmember, you and your eligible travel companions have access to all United Club locations worldwide. Go to united.com/UnitedClubOpens in a new window for more information.*
Starting with your first anniversary and every anniversary thereafter, earn 4 United ClubSM one-time passes when you have United Club All Access Membership and an authorized user.*
TRAVEL PERKS
Travel benefits for you to enjoy
Free first and second checked bags - the primary Cardmember and one companion can each check a first and second standard bags for free - save up to $360 per roundtrip.*
Premier Access® travel services - receive preferential treatment to ease your way through the airport with priority check-in, security screening, boarding, and baggage handling privileges (where available).*
Earn a 10,000-mile award flight discount after $20,000 in purchases to use toward an eligible award flight - up to two times each calendar year.*
CREDITS
Over $875 in annual partner credits
Up to $200 in credits annually - Receive on prepaid hotel stays purchased directly through Renowned Hotels and Resorts for United® Cardmembers with your United ClubSM Card.*
Up to $150 in credits each calendar year - Enroll to receive on rideshare purchases when you pay with your United ClubSM Card.*
Up to $100 in United travel credits annually - Receive when you book Avis or Budget car rentals directly through cars.united.comOpens in a new window and pay with your United ClubSM Card.*
Up to $240 in Instacart credits each calendar year - Receive for purchases made directly through Instacart with your United ClubSM Card. Terms apply.*
Up to $200 in credits annually -Receive on flights purchased directly through JSX with your United ClubSM Card.*
MILEAGEPLUS BENEFITS
Your ticket to more
Get a jump start on earning Premier status with 1,500 Card Bonus Premier qualifying points (PQP) each year. Your Card Bonus PQP will be awarded each year within 8 weeks of February 1, starting in the calendar year following your account open date.*
Earn 1 Premier® Qualifying Point (PQP) for every $15 spent on purchases with your ClubSM Card, up to 28,000 PQP per year.*
Explore Additional Benefits
United ClubSM card membership
Primary Cardmembers receive a value of at least $750, including additional guest privileges with their United Club card membership. Primary Cardmembers and their eligible travel companions, including 1 adult guest and dependent children, will enjoy access to 45+ United Club locations worldwide. For an updated status on United Club locations, any temporary closures, guest policies, and to learn more about the United Club memberships available, please visit united.com/UnitedClubOpens in a new window.*
If you already have a United Club membership, you will be reimbursed for the unused portion of your membership once you're approved for the card. Authorized users will not receive their own United Club card membership and are only eligible for United Club access if they are traveling with the primary Cardmember.
United ClubSM All Access membership*
Unlock All Access membership as a Cardmember after reaching Premier Gold status or by spending $50,000 on purchases each calendar year with your United ClubSM Card. In addition to your membership benefits, you will have: Total of 2 adult guests or 1 adult guest plus your dependent children under the age of 18 will have access to all United Club locations. Access to participating Star AllianceTM-member affiliated lounges for you and your eligible travel companions. Four one-time Club passes for your authorized users each year.*
Earn 4 United Club one-time passes with United ClubSM All Access Membership and an authorized user
Cardmembers with United Club All Access Membership and an authorized user on their account, will earn 4 United Club one-time passes annually on their account anniversary. (Over a $200 value per year.) Receive United Club All Access Membership after spending $50,000 in a calendar year or earning Premier Gold status or higher. Each pass grants one person one-time access to a United Club location, so long as the primary Cardmember or an authorized user is also admitted. Please allow 3 weeks from the date an authorized user is added before the authorized user redeems a one-time pass without the primary Cardmember present. For an updated list of United Club locations and any temporary closures, please visit united.comOpens in a new window.*
United Club Card Travel Benefits
Free first and second checked bags - savings of up to $360 per roundtrip
The primary Cardmember and one companion traveling on the same reservation will each receive their first and second standard checked bags free (up to $40 value for the first checked bag and up to $50 value for the second checked bag, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card (this purchase requirement is waived for flights during the 90 days from account opening).* For complete details, please visit united.com/ChaseBagOpens in a new window.
Premier Access® travel services
Receive preferential treatment to ease your way through the airport with priority check-in, security screening, boarding, and baggage handling privileges (where available).*
Earn up to 20,000-miles in award flight discounts each year
Earn a 10,000-mile discount after spending $20,000 each calendar year with your United ClubSM Card to use toward an eligible award flight — up to two times per calendar year.*
Up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit
Receive a statement credit of up to $120 every 4 years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when charged to your card.*
25% back on United inflight and Club premium drink purchases
You'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your United ClubSM Card.*
Premier upgrades on award tickets
The primary Cardmember who has MileagePlus® Premier® status and is traveling on an award ticket and one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability.*
IHG One Rewards Platinum Elite status
The primary Cardmember is eligible for Platinum Elite status in IHG One Rewards (enhance your stay with complimentary room upgrades and extended check-out as available, earn points towards free nights and elite points that never expire).*
Avis President's Club
The primary Cardmember of the United ClubSM Card is invited to enroll in Avis President's Club® and enjoy complimentary two-car class upgrades, guaranteed car availability, expedited rental service and more.* To enroll, please visit united.com/AvisChaseBenefitOpens in a new window
No foreign transaction fees
Purchases made with your Club Card outside the U.S. will not be subject to foreign transaction fees.†For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Renowned Hotels and Resorts for United® Cardmembers
Experience an exclusive suite of benefits including a $100 property credit, daily breakfast for two, complimentary Wi-Fi, and a room upgrade and early check-in/late check-out, if available, when you book through Renowned Hotels and Resorts for United® Cardmembers.*
United Card Events from Chase and United MileagePlus Exclusive Events
Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. Please visit UnitedCardEvents.comOpens in a new window to learn more.
Through MileagePlus Exclusives, Cardmembers can use their miles to enjoy unique opportunities, such as exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes experiences in United's operations facilities. Visit united.com/cardeventsOpens in a new window to learn more.
Up to $200 in credits for Renowned Hotels and Resorts for United® Cardmembers
Receive up to $200 back in statement credits each anniversary year on hotel accommodations when you prepay directly through Renowned Hotels and Resorts with your United ClubSM Card.*
Up to $150 in credits on rideshare purchases
Enroll to receive up to $150 back as statement credits each calendar year on rideshare purchases when paying with your United ClubSM Card: up to $12 back as a statement credit each month from January through November, and up to $18 back for the month of December. Yearly opt-in is required.*
Up to $100 in United travel credits on Avis or Budget car purchases
Receive $50 in United® TravelBank cash, up to $100 each anniversary year, for your 1st and 2nd Avis or Budget car rental booked directly through cars.united.comOpens in a new window and paid for with your United ClubSM Card.*
Up to $240 in Instacart Credits
Receive two $10 Instacart credits monthly, up to $240 total each calendar year, for purchases made directly through Instacart when you pay with your United ClubSM Card. Terms apply. Benefits end 12/31/27.*
Up to $200 in credits on JSX purchases annually
Get up to $200 back as a statement credit each anniversary year when you book flights directly with JSX using your United ClubSM Card. JSX is a crowd-free hop-on jet service that offers you the perks of private jet travel without the private jet price tag. To learn more, visit united.com/JSXOpens in a new window.*
Receive 1,500 Card Bonus Premier® qualifying points (PQP)
Get a jump start on earning Premier status with
1,500 Card Bonus Premier qualifying points (PQP)
each year. PQP can be applied toward your
Premier® status qualification, up to and including
the Premier 1K® level. Your Card Bonus PQP will
be awarded each year within 8 weeks of February
1, starting in the calendar year following your
account open date. Your Club Card must be open
as of December 31 of the prior year and must be
open when PQP are applied.*
Earn up to 28,000 Premier® qualifying points (PQP)
You'll earn 1 PQP for every $15 you spend on purchases with your ClubSM Card, up to 28,000 PQP in a calendar year. This can be applied toward your Premier® status qualification, up to and including the Premier 1K® level.*
Earning MileagePlus miles
In addition to earning miles for purchases made with your card, you can earn miles by flying with UnitedSM, United Express®, Star Alliance™ and other airline partners. You can also earn miles from Mileage Plus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. You'll earn miles for card purchases plus the miles offered from the partner. See united.com/earnOpens in a new window for details on earning miles.
No blackout dates
MileagePlus members can use miles to book any United-operated flight, any time, with no restrictions or blackout dates.* For more information, please visit united.com/AirAwardsOpens in a new window
MileagePlus miles don't expire
MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.
Using MileagePlus miles
Your miles can reward you with getaways, unique experiences, or things you love - anything from electronics to dinner at one of your favorite restaurants. Use them for flights on United and other airline partners, hotel stays, car rentals, merchandise, eGift cards and more. See united.com/UseMilesOpens in a new window for details on using miles. Chase Cardmembers can also use miles they've earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.
10% discount on United Economy Saver Awards within the continental U.S. and Canada
The primary Cardmember will be eligible to book award flights in United Economy on United or United Express with 10% fewer miles.*
You're covered with built-in benefits
Guide to BenefitsOpens in a new window (See your purchase and travel protection benefit details)
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.Δ Same page link to disclaimer Δ
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.Δ Same page link to disclaimer Δ
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.Δ Same page link to disclaimer Δ
Visa Infinite® Concierge Services
Enjoy 24/7 personalized assistance for travel planning, dinner reservations, sports, entertainment tickets and more. Available 365 days a year from home or abroad.*
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ
Return Protection
You can be reimbursed for eligible items that the store won't accept within 90 days of purchase, up to $500 per item, $1,000 per 12-month period.Δ Same page link to disclaimer Δ
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.Δ Same page link to disclaimer Δ
Δ Same page link to disclaimer reference ΔTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
ΔΔ Same page link to disclaimer reference ΔΔSpecific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.
For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactlessOpens in a new window.
Apply for a card, use it the same day
Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay™ or Samsung Pay. Find out how at chase.com/digital/spend-instantlyOpens in a new window.
Complimentary Instacart+ Membership
Get complimentary Instacart+ Membership and receive unlimited deliveries with $0 delivery fees on eligible orders. Service fees and Terms apply. Benefits end 12/31/27.*
Chase Pay Over Time* lets eligible Chase customers* break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:
After purchase (formerly My Chase Plan®): Pay off an eligible purchase* you've already made of $100 or more* in smaller, equal monthly payments. No interest - just a fixed monthly fee† with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.
At checkout: Chase credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more* using your eligible Chase credit card at Amazon.com* could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.
Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.
For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertimeOpens in a new window.
Refer Friends if you already have a United Club℠ Card!
Earn up to 100K bonus miles per year. You can earn 10,000 bonus miles for each friend that gets approved for any United MileagePlus® Card. Click the button below to start referring.