Southwest Rapid Rewards^® Priority Credit Card

SOUTHWEST^® RAPID REWARDS^® PROGRAM INFORMATION
The Southwest Rapid Rewards^® Credit Card is brought to you by Southwest Airlines^® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services. The number of points needed for a particular Southwest^® flight is set by Southwest and will vary depending on destination, time, day of travel, demand, fare type, point redemption rate, and other factors, and are subject to change at any time until the booking is confirmed. Rapid Rewards points can only be transferred to the primary Cardmember's Rapid Rewards account. All Rapid Rewards rules and regulations apply, please visit Southwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points.

Visa Signature
You will first be considered for a Visa Signature card. If you do not qualify for the Signature card, you will automatically be considered for a Visa Platinum card. The Signature and Platinum cards have different credit availability and benefits. Platinum benefits do not include Visa Signature Access, Dining, Privileges and Concierge, Lost Luggage Reimbursement, Travel and Emergency Assistance Services, Roadside Dispatch, and free year-end transaction summary. For pricing details, please see Pricing & Terms Opens in a new window. Once your account is opened, please see Southwest Airlines Rapid Rewards^® Program Rules and Regulations for rewards details and your credit card benefits materials for benefits details.

65,000 Bonus Points
The product is not available to either (i) current Cardmembers of any Southwest Rapid Rewards^® Credit Card, or (ii) previous Cardmembers of any Southwest Rapid Rewards Credit Card who received a new Cardmember bonus within the last 24 months. This does not apply to Cardmembers of the Southwest Rapid Rewards Business Card and Employee Credit Card products. To qualify for your bonus points, you must make Purchases totaling $2,000 or more during the first 3 months from account opening. Please allow up to 8 weeks for bonus points to post to your Rapid Rewards^® account. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Earning Points
Rewards Program Agreement: For more information about the Rapid Rewards^® Priority card rewards program, view the latest Rewards Program Agreement Opens in a new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com Opens in a new window.

How you can earn points: You'll earn points on purchases of products and services, minus returns or refunds, made with a Rapid Rewards^® Credit Card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count as a purchase and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points: You'll earn 2 points for each $1 spent on purchases made directly with Southwest Airlines^®, including flight, inflight, Southwest^® gift card, and Southwest Vacations^® package purchases, and at participating Rapid Rewards^® hotel and rental car partners. 1 point: You'll earn 1 point for each $1 spent on all other purchases. 7,500 bonus points each account anniversary year: You'll receive 7,500 bonus points each account anniversary year. "Account anniversary year" means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. 1,500 tier qualifying points: You'll earn 1,500 tier qualifying points (TQPs) for each $10,000 in purchases up to $100,000 in purchases annually which equal 15,000 TQP. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status. "Annually" means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date. Information about earning/transferring points to Southwest Airlines^®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Losing points: You'll immediately lose all points that haven't been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

$75 Southwest Annual Travel Credit
A statement credit will automatically be applied to your account when your Southwest Airlines Rapid Rewards^® Priority Card is used for Southwest Airlines^® purchases (excluding Upgraded Boardings and inflight purchases), up to an anniversary year maximum accumulation of $75. Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Eligibility for a $75 Southwest Annual Travel Credit for accounts that switch to this product: Account open date is the date the switch is official in the Chase system. Statement credit(s) will post to your account the same day your Southwest Airlines purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. The $75 Southwest Annual Travel Credit will be issued for the year in which the transaction posts to your account. For example, if you buy a Southwest Airlines ticket, but the airline does not post the transaction until after your current anniversary period ends, the cost of the ticket will be allocated towards the following year's Southwest Annual Travel Credit maximum of $75.

Southwest Upgraded Boardings
Each anniversary year you will be reimbursed for the purchase of up to 4 Upgraded Boardings which are positions A1-A15. Upgraded Boardings may be purchased at the departure gate or ticket counter on the day of travel only, when available. Price of Upgraded Boardings is based on your itinerary. Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Eligibility for Upgraded Boardings are for accounts that switch to this product: Account open date is the date the switch is official in the Chase system. After you make your purchase with your Southwest Rapid Rewards^® Priority Card, you will receive a statement credit for the price of the Upgraded Boardings. Statement credit and purchase of Upgraded Boardings may not post on the same statement; please allow up to 8 weeks for the statement credit(s) to post to your account. You may purchase all 4 Upgraded Boardings at one time or on separate flights; you will only be reimbursed via statement credit for the first four Upgraded Boardings you purchase during your anniversary year. Account must be open and not in default at the time the statement credit is posted to your account.

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Accounts subject to credit approval. Restrictions and limitations apply. Southwest Rapid Rewards^® Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Offer subject to change.