IHG One Rewards Premier Credit Card
New Cardmember Offer
Earn 175,000 Bonus Points
after you spend $5,000 on purchases in the first 3 months from account opening.*
At A Glance
Earn IHG One Rewards points on every purchase.
Up to 26X total points per $1 spent when you stay at IHG® Hotels and Resorts.*
Travel Credit Card Rewards & Benefits
NEW CARDMEMBER OFFER
Earn 175,000 Bonus Points
after you spend $5,000 on purchases in the first 3 months from account opening.* That's up to 4 nights at 4,700+ out of all IHG® Hotels and Resorts' properties globally.*
This product is available to you if you do not have a current IHG One Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card Credit Card products.
ELITE STATUS
Automatic Platinum Elite Status
as long as you remain an IHG One Rewards Premier Cardmember.*
FREE NIGHT
Anniversary Free Night
Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 40,000 point redemption level.*
$100 STATEMENT CREDIT
Earn $100 & 10,000 bonus points
Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.*
Explore Additional Benefits
Redeem 3 Nights, Get 4th Night Free
When you redeem points for a consecutive four-night IHG® hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay.*
Diamond Elite Status
Each calendar year you make purchases totaling $40,000 or more, you, as the primary cardmember, will qualify for Diamond Elite Status through December 31st of the following year.*
Save 20% on Reward Points Purchases
Save 20% when you purchase points with your IHG One Rewards Premier credit card.*
Early Access to IHG Reward Night Sales
As an IHG One Rewards Cardmember, you are eligible for early access to Reward Night sales each year.*
You're covered with built-in benefits
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.Δ Same page link to disclaimer Δ
Lost Luggage Reimbursement
Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $5,000 per covered traveler and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.Δ Same page link to disclaimer Δ
Δ Same page link to disclaimer reference ΔTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
ΔΔ Same page link to disclaimer reference ΔΔSpecific limitations apply to New York residents: Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
Global Entry, TSA PreCheck® or NEXUS Statement Credit
Receive a statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card.*
Up to $50 United® Airlines TravelBank Cash each year
Receive up to $50 United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your MileagePlus® account.*
DoorDash
Get one-year complimentary DashPass, membership for both DoorDash and Caviar, that provides unlimited deliveries with $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.*
Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.*
Chase Pay Over Time lets eligible Chase customers* break up credit card purchases* into budget friendly payments.
Pay off an eligible purchase you've already made of $100 or more* in smaller, equal monthly payments. No interest - just a fixed monthly fee† with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.
Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.
For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertimeOpens in a new window.
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Refer Friends if you already have a participating IHG One Rewards Credit Card!
Earn up to 50K bonus points per year. You can earn 10,000 bonus points for each friend that gets approved for a participating IHG One Rewards Credit Card. Click the button below to start referring.