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IHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card

IHG One Rewards Premier Credit Card

140,000 bonus points* Opens offer details overlay

up to 26 times at IHG* Opens offer details overlay

5 times on gas and dining* Opens offer details overlay

New cardmember offer

140,000 Bonus Points

after you spend $3,000 on purchases in the first 3 months from account opening.* Opens offer details overlay

At a glance

Earn IHG One Rewards points on every purchase.

Up to 26X total points per $1 spent when you stay at IHG® Hotels and Resorts.* Opens offer details overlay

Interest Rate

20.99%–27.99% variable APR. Opens pricing and terms in new window

Travel Credit Card Rewards
& Benefits

New Cardmember Offer

Earn 140,000 Bonus Points

After you spend $3,000 on purchases in the first 3 months from account opening.* Opens offer details overlay That's up to 4 Nights at 4,400+ out of all IHG Hotels & Resorts properties globally.* Opens offer details overlay

This product is available to you if you do not have a current IHG One Rewards Credit Card and have not received a new Cardmember bonus within the last 24 months. This does not apply to Business Card Credit Card products.

IHG ONE REWARDS

Up to 26X total points at IHG® Hotels and Resorts

That's 10X points with this card* Opens offer details overlay

Plus up to 10X points from IHG® on stays for being an IHG One Rewards member* Opens offer details overlay

Plus up to 6X points from IHG® on stays with Platinum Elite Status, a benefit of this card* Opens offer details overlay

Earn Rewards

5X points per dollar

Earn 5X total points on travel, dining, and at gas stations.* Opens offer details overlay

Earn 3X points per $1 spent on all other purchases.* Opens offer details overlay

Elite Status

Automatic Platinum Elite Status

as long as you remain an IHG One Rewards Premier Cardmember.* Opens offer details overlay

Free Night

anniversary Free Night

Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 40,000 point redemption level.* Opens offer details overlay

$100 Statement Credit

Earn $100 & 10,000 bonus points

Earn a $100 statement credit and 10,000 bonus points after spending $20,000 each calendar year.* Opens offer details overlay

Explore Additional
Benefits

Redeem 3 Nights, Get 4th Night Free

When you redeem points for a consecutive four-night IHG® hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay.* Opens offer details overlay

Diamond Elite Status

Each calendar year you make purchases totaling $40,000 or more, you, as the primary cardmember, will qualify for Diamond Elite Status through December 31st of the following year.* Opens offer details overlay

Save 20% on Reward Points Purchases

Save 20% when you purchase points with your IHG One Rewards Premier credit card.* Opens offer details overlay

Early Access to IHG Reward Night Sales

As an IHG One Rewards Cardmember, you are eligible for early access to Reward Night sales each year.* Opens offer details overlay

You're covered with built-in benefits

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.** Same page link to disclaimer

Lost Luggage Reimbursement

If you or an immediate family member check or carry on luggage that is damaged or lost by the carrier, you're covered up to $3,000 per passenger.** Same page link to disclaimer

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.** Same page link to disclaimer

Trip Cancellation/Trip Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per person and $10,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.** Same page link to disclaimer

** Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

You will pay no foreign transaction fees when you use your card for purchases made outside the United States. Opens pricing and terms in new window For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Global Entry, TSA PreCheck® or NEXUS Statement Credit

Receive a statement credit of up to $100 ($120 starting 10/1/24) every four years as reimbursement for the application fee for Global Entry, TSA PreCheck or NEXUS when charged to your card.* Opens offer details overlay

Up to $50 United® Airlines TravelBank Cash each year

Receive up to $50 United® TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your MileagePlus® account.* Opens offer details overlay

DoorDash

Get one-year complimentary DashPass, a membership for both DoorDash and Caviar that provides unlimited deliveries with $0 delivery fee and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by 1/31/25.* Opens offer details overlay

Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders.* Opens offer details overlay

Chase Pay Over Time lets eligible Chase customers* Opens offer details overlay break up credit card purchases* Opens offer details overlay into budget friendly payments.

Pay off an eligible purchase you've already made of $100 or more* Opens offer details overlay in smaller, equal monthly payments. No interest - just a fixed monthly fee Opens pricing and terms in new window with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime Opens in a new window.

Global Traveler Gttested Awards. www.globaltravelerusa.com

Best Frequent-Stay Affinity Credit Card Promotions
IHG One Rewards Premier Mastercard®
2023* Opens offer details overlay

IHG InterContinental Hotels Group.
IHG InterContinental Hotels Group.
Most hotels are independently owned and/or operated. The above service marks are the property of IHG® Hotels & Resorts.
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