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Chase Sapphire Preferred(Registered Trademark) credit card

Chase Sapphire Preferred® Credit Card

Chase Sapphire Preferred(Registered Trademark) credit card

 60,000bonus points

 3Xon dining

 2Xon travel

New cardmember offer

60,000 bonus points

after you spend $4,000 on purchases in the first 3 months from account opening.* Opens offer details overlay

At a glance

Premium dining & travel rewards

Earn 5x total points on travel purchased through Chase TravelSM, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.* Opens offer details overlay Earn 3x points on dining, including eligible delivery services, takeout and dining out.* Opens offer details overlay Earn 2x on other travel purchases.* Opens offer details overlay

Interest Rate

21.49%–28.49% variable APR. Opens pricing and terms in new window

Travel Credit Card Rewards
& Benefits

New Cardmember Offer

Earn 60,000 bonus points

after you spend $4,000 on purchases in the first 3 months from account opening.* Opens offer details overlay

This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months.

Partnership Benefit

$150 in additional
partnership benefit value

Take advantage of over $150 in partner value Opens overlay. with Sapphire Preferred.

Earn Rewards

More ways to earn

Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.* Opens offer details overlay

Earn 5x total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.* Opens offer details overlay

Earn 2x on other travel purchases.* Opens offer details overlay

Earn 3x points on dining, including eligible delivery services, takeout and dining out.* Opens offer details overlay

Earn 3x points on online grocery purchases (excluding Target,* Opens offer details overlay Walmart and wholesale clubs).* Opens offer details overlay

Earn 3x points on select streaming services.* Opens offer details overlay

Plus, earn 1 point per dollar spent on all other purchases.* Opens offer details overlay

Ultimate Rewards

Additional Value with Ultimate Rewards

Get 25% more value when redeemed for travel. For example 60,000 points are worth $750 toward travel when redeemed through Chase Travel.* Opens offer details overlay

Plus, ultimate rewards points do not expire as long as the account is open.* Opens offer details overlay

Each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you'll get 2,500 bonus points.* Opens offer details overlay

No Expiration

Chase Pay Over Time

Eligible cardmembers* Opens offer details overlay can break up card purchases of $100 or more* Opens offer details overlay into fixed monthly payments with Chase Pay Over TimeSM.* Opens offer details overlay No interest, just a fixed monthly fee. Opens pricing and terms in new window

Explore Additional
Benefits

Are you a member of a frequent travel program? With Chase Sapphire Preferred®, you can transfer your points to leading frequent travel programs at 1 to 1 value.

Airline Travel Partners

  • Aer Lingus, AerClub
  • Air Canada Aeroplan
  • British Airways Executive Club
  • Emirates Skywards®
  • Flying Blue AIR FRANCE KLM
  • Iberia Plus
  • JetBlue TrueBlue
  • Singapore Airlines KrisFlyer
  • Southwest Airlines Rapid Rewards®
  • United MileagePlus®
  • Virgin Atlantic Flying Club

Hotel Travel Partners

  • IHG® Rewards Club
  • Marriott Bonvoy®
  • World of Hyatt®

DoorDash

DashPass Subscription

Get complimentary access to DashPass – a membership for both DoorDash and Caviar – a value of $120 for 12 months – which unlocks $0 delivery fee and lower service fees on eligible orders for a minimum of one year when you activate by Dec 31, 2027.* Opens offer details overlay

Plus, DoorDash members get up to $10 off a month on non-restaurant DoorDash orders.* Opens offer details overlay

Lyft

Earn more points

Earn 5x points on Lyft rides through March 31, 2025. That's 3x points in addition to the 2x points you already earn on travel.* Opens offer details overlay

Peloton

Earn more points

Earn 5x total points on Peloton equipment and accessory purchases over $150 with a max earn of 25,000 total points now through Mar. 31, 2025.* Opens offer details overlay

You're covered with built-in benefits - travel confidently & shop with confidence

Trip Cancellation/Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $10,000 per person and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.** Same page link to disclaimer

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement for theft and collision damage for most rental cars in the U.S. and abroad.* Opens offer details overlay

Baggage Delay Insurance

Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 5 days.** Same page link to disclaimer

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you and your family are covered for unreimbursed expenses, such as meals and lodging, up to $500 per ticket.** Same page link to disclaimer

Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)** Same page link to disclaimer

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.** Same page link to disclaimer

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.** Same page link to disclaimer

** Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

You will pay no foreign transaction fees when you use your card for purchases made outside the United States. Opens pricing and terms in new window For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

24/7 Access to a Customer Service Specialist

Enjoy 24/7 access to a customer service specialist from virtually anywhere in the world.

Apply for a card, use it the same day

Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay or Samsung Pay. Find out how at chase.com/digital/spend-instantly Opens in a new window.

Chase Pay Over Time* Opens offer details overlay lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:

After purchase (formerly My Chase Plan®): Pay off an eligible purchase you've already made of $100 or more* Opens offer details overlay in smaller, equal monthly payments. No Interest- just a fixed monthly fee Opens pricing and terms in new window with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card activity.

At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more* Opens offer details overlay using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime Opens in a new window.

Nerdwallet Best-Of Awards 2024 accolade
All-Purpose
Travel Rewards* Opens offer details overlay
The Points Guy Awards 23 Readers Choice accolade
Forbes Advisor Best of 2024 accolade
Best Entry-Level
Travel Card* Opens offer details overlay

Cardmember Reviews

Showing 3 of 7,829

Best travel card ever !

This card should be rated the best card for travelers. Great perks on travel and dining. No international transaction fees. Cash back actually covers the annual fees. Thank you Chase for giving the best and caring for consumers.

04/26/18

Submitted by: Sunshine

Best Credit Card I Have

I recommend this card to all my friends and family. I have two other credit cards, but usually only use my chase card because of all the benefits of using it. Plus, I feel safe using a chase card.

02/27/18

Submitted by: Amanda

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