NEW CARDMEMBER OFFER

Earn 60,000 points

after you spend $3,000 on purchases in the first 3 months from account opening.*

AT A GLANCE

Free first checked bag,* select a Standard or Preferred seat within 48 hours prior to departure, when available,* and a boarding benefit.* Plus, 6,000 anniversary points each year*

APR

19.99%–28.49%  variable APR.

ANNUAL FEE

$149 applied to first billing statement.

Southwest Rapid Rewards(Registered Trademark) logo

Business Credit Card Rewards & Benefits

Earn 60,000 points

after you spend $3,000 on purchases in the first 3 months from account opening.*

Elevate your travel experience

NEW! First Checked Bag Free - Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. For a group of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).*

NEW! Complimentary Preferred seat - Select a Standard or Preferred seat within 48 hours prior to departure, when available. For flights operating in 2026*

NEW! Boarding benefit - Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins. For flights operating in 2026*

NEW! 15% Flight Discount - Receive a 15% promo code each year on your cardmember anniversary (excludes basic fare).*

25% back on inflight purchases.*

Turn your buys into Southwest flys

Earn 3 points per $1 spent on Southwest Airlines® purchases.*

Earn 2 points for every $1 you spend at gas stations and restaurants on the first $8,000 in combined purchases per anniversary year.*

Earn 1 point per $1 spent on all other purchases.*

6,000 anniversary points each year

Receive 6,000 bonus points each year after your Cardmember anniversary.*

Spend your way to A-List 

Earn 2,000 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually.*

Benefits through December 31, 2025

Earn 2 points for every $1 you spend on Rapid Rewards hotel and car rental partners*

Earn 2 points for every $1 you spend on local transit and commuting, Including rideshare*

2 EarlyBird Check-In® each year for 2025 flights*

$500 fee credit for points transfers*

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Southwest Rapid Rewards® Premier Business Credit Card                  

Offer Details

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.
 

60,000 Bonus Points After You Spend $3,000 On Purchases In The First 3 Months From Account Opening: This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months. To qualify for your bonus points, you must make Purchases totaling $3,000 or more during the first 3 months from account opening. Please allow up to 8 weeks for bonus points to post to your Rapid Rewards® account. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

First Checked Bag Free: The primary Rapid Rewards® Credit Cardmember and up to eight Passengers traveling on the same reservation are each eligible to receive their first standard checked bag free. Cardmembers should allow up to 14 days for card status to be updated in their Rapid Rewards account to be eligible for this benefit. To receive their first standard checked bag free, the primary Cardmember must include their Rapid Rewards number in their reservation. The first standard checked bag free is not available on flights booked with a partner carrier. Service charges for oversized, overweight, and extra baggage may apply. Cardmembers with A-List Preferred or A-List status or who purchase a Business Select® fare will receive the bag benefits associated with their Southwest Rapid Rewards® tier status or fare. Cardmembers who are already exempt from paying the charge for their first checked bag are not eligible for this benefit. Authorized users of Rapid Reward Credit Cards and employee cards of Rapid Rewards Business Credit Cards are not eligible for this benefit. Credit card account must be open and not in default to be eligible for this benefit. Chase is not responsible for the provision of or failure to provide the stated benefits and services.

Preferred Seat Selection Within 48 Hours Prior to Departure: When available, primary Cardmembers with a Southwest Rapid Rewards® Premier Credit Card or a Southwest Rapid Rewards® Premier Business Credit Card will be able to select a Preferred or a Standard seat within 48 hours prior to a flight’s scheduled local departure time. If no Preferred or Standard seat is available, Cardmembers will be assigned a seat in accordance with the fare rules of the ticket purchased. When available, Cardmembers will be able to select Preferred or Standard seats for up to 8 additional Passengers on the same reservation as the Cardmember, allowing for a total of 9 Preferred or Standard seats. If the Cardmember is removed from the reservation and there is no primary Cardmember or tier Rapid Rewards® Member with the same or greater seating benefits, all seating selections for that reservation will be released and seats will be assigned in accordance with the fare rules of the ticket purchased. Benefits may not apply on itineraries booked with partner airlines. Cardmembers should allow up to 14 days for card status to be updated in their Rapid Rewards account to be eligible for this benefit. Authorized users of a Rapid Rewards Premier Credit Card and employee cards of a Rapid Rewards Premier Business Credit Card are not eligible for this benefit. Credit card account must be open and not in default when selecting a Preferred or Standard seat. If your credit card account is closed or in default before or at the time of travel, the seat selection will be released. Chase is not responsible for the provision of or failure to provide the stated benefits and services.

Group 5 Boarding Benefit: Primary Cardmembers with a Southwest Rapid Rewards® Credit Card or Southwest Rapid Rewards® Business Credit Card will be able to board their Southwest® flight with Group 5. Up to 8 Passengers traveling on the same reservation as the Cardmember will be able to board with Group 5 as long as the Cardmember remains booked on the same reservation. Eligible Passengers will have “Cardmember” displayed on their Southwest® boarding pass to indicate their boarding privilege. If the Cardmember’s account is closed or in default before or at the time of travel, this benefit will be canceled for them and all Passengers on the same reservation. If the Cardmember is removed from the reservation and there is no primary Cardmember or tier Rapid Rewards member with the same or greater boarding benefits, boarding will be assigned in accordance with the fare rules of the ticket purchased. Cardmembers should allow up to 14 days from approval for card status to be updated in their Rapid Rewards® account to be eligible for this benefit. Authorized users of Rapid Rewards Credit Cards and employee cards of Rapid Rewards Business Credit Cards are not eligible for this benefit. This benefit is available on Southwest Airlines® operated flights only. Benefits may not apply on itineraries booked with partner airlines. Chase is not responsible for the provision of or failure to provide the stated benefits and services.

Southwest® 15% Promotion Code: Cardmembers with a Southwest Rapid Rewards® Premier Credit Card or Southwest Rapid Rewards® Premier Business Credit Card will receive one 15% promotion code each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the first statement after the anniversary of your account open date, and each 12 billing cycles after that. The 15% promotion code will appear in your Rapid Rewards® account within 15 days of account anniversary. The promotion code will be valid within one year of delivery, the exact date of which will be listed in your Rapid Rewards® account. The 15% promotion code savings is not valid on Basic fare bookings. Promotion code must be entered in the Promo Code box and will be applied to the base fare before government taxes and fees. Please note that the Department of Transportation (DOT) requires advertised fares to include all government taxes and fees, however this promotion code savings applies to the base fare only. All flights are subject to taxes, fees, and other government or airport-imposed charges of at least $5.60 per one-way trip. Applicable taxes, fees, and other government or airport-imposed charges can vary significantly based on your arrival and departure destination. The payment of any taxes, fees, and other government or airport-imposed charges is the responsibility of the Passenger and must be paid at the time travel is booked with a credit card, flight credit, or Southwest gift card. Fares are subject to change until ticketed. The promotion code is not redeemable for cash and may not be used in conjunction with other promotion codes, special offers, or toward the purchase of a gift card or previously booked flight, or change to a previously booked flight. The promotion code is only valid on Southwest.comOpens overlay and Southwest app and is not valid on group travel or Southwest Vacations®, Getaways by SouthwestTM, fares booked via swabiz.com, our Southwest Partner Services API or through Global Distribution Systems, or special fares, such as military and government fares. Credit card account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services.

25% back on inflight purchases on Southwest Airlines® flights: You will receive 25% back on Southwest Airlines inflight purchases made with your Southwest Rapid Rewards® Premier Business Credit Card for drinks and WiFi in the form of a credit card account statement credit. Statement credit(s) will post to your credit card account the same day as your purchase(s) and will appear on your monthly credit card billing statement within 6-8 weeks. You will also receive 25% back on inflight purchases made by employees on your account. To qualify for the 25% back, purchase must be made with your Southwest Rapid Rewards® Premier Business Credit Card and your account must be open and not in default at the time of fulfillment.

Earning in the Rewards Program: You'll earn points on purchases of products and services, minus returns or refunds, made with a Rapid Rewards® Credit Card by you or an authorized user of the account; however, the following types of transactions won't count as purchases and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3 points: You'll earn 3 points for each $1 spent on purchases made directly with Southwest Airlines®, including flight, inflight, Southwest® gift cards, and Southwest Vacations® or Getaways by SouthwestTM packages. Until December 31, 2025, you’ll earn 3 points for each $1 spent on Southwest Cruises purchases. Other Southwest Airlines related purchases, such as Southwest Charters and Southwest Cargo® are excluded. 2 points: You’ll earn 2 points for each $1 of the first $8,000 spent each account anniversary year on combined purchases in the following rewards categories: gas stations and dining at restaurants. After $8,000 is spent, you go back to earning 1 point for each $1 spent, with no maximum. 2 points: Until December 31, 2025, you’ll earn 2 points for each $1 spent on purchases at participating Rapid Rewards® hotel and rental car partners and on purchases in the local transit and commuting rewards category. 1 point: You’ll earn 1 point for each $1 spent on all other purchases.1 point on balance transfers: You'll earn 1 point for each $1 of the first $15,000 of balance transfers made during the first 90 days from your original account open date. 6,000 bonus points each account anniversary year: You'll receive 6,000 bonus points each account anniversary year. "Account anniversary year" means the year beginning with your account open date through the first statement after the anniversary of your account open date, and each 12 billing cycles after that. 2,000 tier qualifying points: You'll earn 2,000 tier qualifying points (TQPs) for each $5,000 spent in purchases annually. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status. "Annually" means the year beginning with your account open date through the  first December statement cycle date of that same year, and the 12 billing cycles starting after your December statement cycle date through the following December statement cycle date each year. Information about earning/transferring points to Southwest Airlines®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Losing points: You'll immediately lose all points that haven't been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in a new window. For more information about the Rapid Rewards Premier Business Credit Card rewards program, you can see the latest Rewards Program Agreement at chase.com/swapremierbizcard/rewardsagreementOpens in a new window and it will also be available for Cardmembers after logging in to chase.com and will be mailed for new or changed accounts.

Southwest® EarlyBird Check-In®: Each anniversary year, you will be reimbursed for the purchase of up to 2 EarlyBird Check-In services made with your Southwest Rapid Rewards® Premier Business Credit Card. Each EarlyBird Check-In service means a purchase made for EarlyBird Check-In one-way, per Passenger. Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. If you switch to this product from another Chase credit card, your account open date is the date the switch to the Southwest Rapid Rewards® Premier Business Credit Card is completed. EarlyBird Check-In provides automatic check-in before the traditional 24-hour check-in and can be purchased as part of the original flight purchase or added to a flight after purchase. Price of EarlyBird Check-In may vary. Statement credit(s) will post to your account the same day your purchase posts to your account and will appear on your monthly credit card billing statement within 6-8 weeks. Account must be open and not in default at the time the statement credit is posted to your account. Statement credits will be issued for the anniversary year in which the transaction posts to your account. For example, if you purchase EarlyBird Check-In and Southwest does not post the transaction until after your current anniversary year ends, the cost of the EarlyBird Check-In services will be allocated towards the following year's maximum of 2 services. More information can be found at Southwest.com/early-birdOpens Overlay. Please note that this benefit will not apply to flights with assigned seating in 2026.

Southwest® $500 Fee Credit for Points Transfers: A statement credit will automatically be applied to your account as reimbursement for fees associated with using your Southwest Rapid Rewards® Premier Business Credit Card to transfer points to another Rapid Rewards Member or a pre-selected charity chosen by Southwest with an active Rapid Rewards account, up to an anniversary year maximum accumulation of $500 in reimbursed transfer fees. Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that date each year. If you switch to this product from another Chase credit card your account open date is the date the switch to the Southwest Rapid Rewards® Premier Business Credit Card is completed. Statement credit(s) will post to your account the same day your point transfer fee purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. Account must be open and not in default at the time the statement credit is posted to your account. Statement credits will be issued for the anniversary year in which the transaction posts to your account. For example, if you transfer points and Southwest does not post the fee transaction until after your current anniversary year ends, the cost of the fee will be allocated towards the following year's maximum of $500 in reimbursed transfer fees. Points can be transferred in increments of 500 with a minimum transfer of 2,000 points and a daily maximum of 60,000 points.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

No Blackout Dates and Unlimited Reward Seats: No blackout dates and unlimited reward seats apply to flights booked with points.

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Credit Cards for Chase Pay Over Time After Purchase: Participating Chase credit cards include most consumer credit cards and select small business credit cards. For a complete list of participating Chase credit cards, see “Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made” at chase.com/personal/credit-cards/chasepayovertime/faqs/after-purchase. Participating Credit Cards for Chase Pay Over Time at checkout on Amazon.com: Participating Chase credit cards include all credit cards except small business credit cards, Amazon Visa and Prime Visa cards, and Chase Mastercard credit cards.

Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com or the Chase Mobile App.

Companion Pass Qualifying Points: Companion Pass® qualifying points are earned from revenue flights booked through Southwest®, points earned on Rapid Rewards® Credit Cards, and base points earned from Rapid Rewards partners. The following do not count as Companion Pass qualifying points: purchased points; points transferred between Members; points converted from hotel and car loyalty programs, e-Rewards®, Valued Opinions, and Diners Club®; points earned from Rapid Rewards program enrollment, tier bonus points; flight bonus points; and partner bonus points (with the exception of the Rapid Rewards Credit Cards from Chase). No points nor tier or Companion Pass qualifying points will be awarded for flights taken by the Companion when flying on a Companion Pass reservation. Points earned during a billing cycle on a Southwest Airlines Rapid Rewards Credit Card from Chase are not available for redemption or qualification for Companion Pass status until they are posted on your billing statement and posted to your Rapid Rewards account. Only points posted on your billing statements and posted to your Rapid Rewards account during the same calendar year are available for qualification for Companion Pass status. For example, if you make a purchase after your December billing statement cycle date, the points on those purchases will not count toward Companion Pass status in the year the purchase was made; they will appear on your January billing statement and post to your Rapid Rewards account in January. Companion Pass Qualifying Points Boost: As a Southwest Rapid Rewards Cardmember, you will earn one boost of 10,000 Companion Pass qualifying points each calendar year. The boost will be deposited into your eligible Rapid Rewards account by January 31st each calendar year or up to 30 days after account opening. To receive Companion Pass qualifying points boost your credit card account must be open and not in default at the time of fulfillment. Only one credit card account per Southwest Rapid Rewards Member (Rapid Rewards Member must be the primary Cardmember on that account), is eligible for one boost of 10,000 Companion Pass qualifying points per calendar year. JPMorgan Chase Bank, N.A. is not responsible for the provision of, or failure to provide, the stated benefits and services.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

SOUTHWEST RAPID REWARDS® PROGRAM INFORMATION
The Southwest Airlines Rapid Rewards Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards® points toward benefits and services. The number of points needed for a particular Southwest flight is set by Southwest and will vary depending on destination, time, day of travel, demand, point redemption rate, and other factors and is subject to change. Rapid Rewards points can only be transferred to the primary Cardmember's Rapid Rewards account. All Rapid Rewards rules and regulations apply and can be found at Southwest.com/rrtermsOpens Overlay. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points.

Southwest Rapid Rewards® Credit Cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

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Points that take you places.

We saved you a seat. With Rapid Rewards®, if we've got a seat, it's yours.

  • Unlimited reward seats to more than 100 destinations in the U.S., Central America, Mexico, and the Caribbean*
  • No blackout dates*
  • Earn points on every purchase with no limits*

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Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.*

REFER BUSINESS OWNERS

IF YOU ALREADY HAVE A
SOUTHWEST RAPID REWARDS®
CREDIT CARD!

Earn up to 100K bonus points per year

You can earn 20,000 bonus points for each friend or business owner that gets approved for any Southwest Rapid Rewards® Credit Card. Click the button below to start referring.

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No foreign transaction fees.

You will pay no foreign transaction fees when you use your card for purchases made outside the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

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Travel & purchase coverage

You're covered with built-in benefits.

Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.Δ, ΔΔ

Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.Δ

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.Δ

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.Δ, ΔΔ

Δ  Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

ΔΔ Specific limitations apply to New York residents: Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.

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Contactless - Just Tap To Pay

For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactlessOpens in a new window.

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Chase Pay
Over Time®

Chase Pay Over Time lets eligible Chase business card customers* break up credit card expenses* into manageable payments. Pay off an eligible purchase you've already made of $100 or more* in smaller, equal monthly payments. No interest - just a fixed monthly feeOpens pricing and terms in new window with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time eligible" option next to the transaction amount in your credit card account activity.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime Opens in a new window

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