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after you spend $8,000 on purchases in the first 3 months after account opening.

after you spend $6,000 on purchases in the first 3 months after account opening.

$95^†

$0^†

None^†

3% of each transaction in U.S. dollars.^†

3x points on the first $150,000 spent in combined purchases each account anniversary year on:

• Travel

• Shipping purchases

• Advertising purchases with social media sites and search engines

• Internet, cable and phone services

Earn 1X points on all other purchases – with no limit to the amount you can earn.

Earn 5X total points on Lyft rides through September 30, 2027 with your Chase Ink Preferred card.

Earn 5% cash back on the first $25,000 spent in combined purchases each account anniversary year at office supply stores and on internet, cable and phone services.

Earn 2% cash back on the first $25,000 spent in combined purchases each account anniversary year at gas stations and restaurants.

Earn 1% cash back on all other purchases – with no limit to the amount you can earn.

Earn a total of 5% cash back on Lyft rides through September 30, 2027.

Redeem your rewards for travel, cash back, gift cards, experiences, and more through Chase Ultimate Rewards^®.

Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards^®.

1:1 point transfer

Employee cards at no additional cost

Travel & purchase coverage

Employee cards at no additional cost

Fraud protection

Travel & purchase coverage