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after you spend $5,000 on purchases in the first 3 months from account opening.

$95^† annual fee; $0 for each authorized user^†

None^†

Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.

5x points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.

Earn 2x on other travel purchases.

Earn 3x points on dining, including eligible delivery services, takeout and dining out.

Earn 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs).

Earn 3x points on select streaming services.

Plus, earn 1 point per dollar spent on all other purchases.

1:1 point transfer

Travel & purchase coverage

24/7 access to a customer service specialist

Ultimate Rewards points do not expire as long as the account is open