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New Cardmember Offer

Earn Companion Pass® through 2/28/27 and 20,000 bonus points after you spend $3,000 in the first 3 months from account opening.

Annual Fee

$99 applied to first billing statement.

Foreign Transaction Fee

None

APR

Purchases

19.24%-27.74% variable APR.

Balance Transfers

19.24%-27.74% variable APR.

Earning Rewards

Earn 2 points per $1 spent on Southwest Airlines® purchases.

Earn 2 points per $1 spent at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year.

Earn 1 point per $1 spent on all other purchases.

Using Rewards

Redeem your points for travel benefits and getaways.

Additional Benefits

First checked bag free.

Complimentary Standard seat selection within 48 hours prior to departure, when available.

3,000 points every year on your Cardmember anniversary.

10% Flight Discount promo code each year (excludes basic fare).

10,000 Companion Pass® qualifying points boost each year.

Board with group 5 on your Southwest flight.

25% back on inflight purchases.

Travel & purchase coverage.

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