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New Cardmember Offer

Earn 150,000 bonus points

after you spend $20,000 on purchases in your first 3 months from account opening.

Earn 100,000 bonus points

after you spend $8,000 on purchases in the first 3 months after account opening.

Annual Fee

$795 annual fee; Employee Cards at no additional cost

$95

Foreign Transaction Fee

None

None

APR

Purchases

Flex for Business variable APR: 17.74%–28.49%.

Purchases

17.74%–26.74% variable APR.

Balance Transfers

17.74%–26.74% variable APR.

Earning Rewards

Earn 8x points on all purchases through Chase TravelSM, including The EditSM.

Earn 5x total points on Lyft rides through 9/30/27.

Earn 4x points on flights & hotels booked direct.

Earn 3x points on social media & search engine advertising.

Plus, earn 1 point per dollar spent on all other purchases.

3x points on the first $150,000 spent in combined purchases each account anniversary year on:

  • Travel

  • Shipping purchases

  • Advertising purchases with social media sites and search engines

  • Internet, cable and phone services

Earn 1X points on all other purchases – with no limit to the amount you can earn.

Earn 5X total points on Lyft rides through September 30, 2027 with your Chase Ink Preferred card.

Using Rewards

You can always redeem for cash back, or choose other great rewards including gift cards, travel and more through Chase Ultimate Rewards®

Redeem your rewards for travel, cash back, gift cards, experiences, and more through Chase Ultimate Rewards®.

Additional Benefits

$850+ in value with the Chase Sapphire Reserve Lounge NetworkSM
Enjoy complimentary access to Chase Sapphire Lounges by The Club and 1,300+ Priority PassTM airport lounges worldwide with up to two guests.

$300 annual travel credit

$250 credit for select Chase Travel Hotels

$500 credit for stays with The EditSM

$550+ in value when you stay with The Edit

$420 DoorDash value

$400 ZipRecruiter credit

$200 Google Workspace credit

$120 Lyft credit

$120 Global Entry or TSA PreCheck® or NEXUS fee credit

$100 curated gift card credit

1:1 point transfer

Employee cards at no additional cost

Travel & purchase coverage

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