Credit cards homeOpens home page in the same window.Opens in the same window

Compare Credit Cards

Viewing Cards 1 & 2
New Cardmember Offer

Earn Companion Pass® through 2/28/27 and 40,000 bonus points after you spend $5,000 in the first 3 months from account opening.

Earn Companion Pass® through 2/28/27 and 30,000 bonus points after you spend $4,000 in the first 3 months from account opening.

Annual Fee

$229 applied to first billing statement.

$149 applied to first billing statement.

Foreign Transaction Fee

None

None

APR

Purchases

19.24%-27.74% variable APR.

Balance Transfers

19.24%-27.74% variable APR.

Purchases

19.24%-27.74% variable APR.

Balance Transfers

19.24%-27.74% variable APR.

Earning Rewards

Earn 4 points per $1 spent on Southwest Airlines® purchases.

Earn 2 points for each $1 spent at gas stations and restaurants.

Earn 1 point per $1 spent on all other purchases.

Earn 3 points per $1 spent on Southwest Airlines® purchases.

Earn 2 points for every $1 you spend at grocery stores and restaurants on the first $8,000 in combined purchases per year.

Earn 1 point per $1 spent on all other purchases.

Using Rewards

Redeem your points for travel benefits and getaways.

Redeem your points for travel benefits and getaways.

Additional Benefits

Complimentary Preferred seat selection at booking when available.

First checked bag free.

7,500 points every year on your Cardmember anniversary.

Extra Legroom seat upgrade within 48 hours prior to departure, when available.


10,000 Companion Pass® qualifying points boost each year.

Board with group 5 on your Southwest flight.

25% back on inflight purchases.

Travel & purchase coverage.

First checked bag free.

Complimentary Standard or Preferred seat selection within 48 hours prior to departure, when available.

6,000 points every year on your Cardmember anniversary.

15% Flight Discount promo code each year. Excludes Basic fare.

Earn 1,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases.

10,000 Companion Pass® qualifying points boost each year.

Board with group 5 on your Southwest flight.

25% back on inflight purchases.

Travel & purchase coverage.

Browse credit cards by category

Start of carouselBrowse credit cards by category Slide 1 of 3
End of carousel