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New Cardmember Offer

Earn Companion Pass® through 2/28/27 and 30,000 bonus points after you spend $4,000 in the first 3 months from account opening.

Earn 75,000 bonus points

after you spend $5,000 on purchases in the first 3 months from account opening.

Annual Fee

$149 applied to first billing statement.

$95 annual fee; $0 for each authorized user

Foreign Transaction Fee

None

None

APR

Purchases

19.24%-27.74% variable APR.

Balance Transfers

19.24%-27.74% variable APR.

Purchases

19.24%–27.49% variable APR.

Balance Transfers

19.24%–27.49% variable APR.

Earning Rewards

Earn 3 points per $1 spent on Southwest Airlines® purchases.

Earn 2 points for every $1 you spend at grocery stores and restaurants on the first $8,000 in combined purchases per year.

Earn 1 point per $1 spent on all other purchases.

Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.

5x points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.

Earn 2x on other travel purchases.

Earn 3x points on dining, including eligible delivery services, takeout and dining out.

Earn 3x points on online grocery purchases (excluding Target, Walmart and wholesale clubs).

Earn 3x points on select streaming services.

Plus, earn 1 point per dollar spent on all other purchases.

Using Rewards

Redeem your points for travel benefits and getaways.

Additional Benefits

First checked bag free.

Complimentary Standard or Preferred seat selection within 48 hours prior to departure, when available.

6,000 points every year on your Cardmember anniversary.

15% Flight Discount promo code each year. Excludes Basic fare.

Earn 1,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases.

10,000 Companion Pass® qualifying points boost each year.

Board with group 5 on your Southwest flight.

25% back on inflight purchases.

Travel & purchase coverage.

1:1 point transfer

Travel & purchase coverage

24/7 access to a customer service specialist

Ultimate Rewards points do not expire as long as the account is open

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