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New Cardmember Offer

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

Earn 75,000 Avios after you spend $5,000 on purchases within the first 3 months of account opening.

Annual Fee

$95

$95.

Foreign Transaction Fee

None

None

APR

Purchases

19.24%–27.74% variable APR.

Balance Transfers

19.24%–27.74% variable APR.

Purchases

19.24%–27.74% variable APR.

Balance Transfers

19.24%–27.74% variable APR.

Earning Rewards

Earn 3 Avios per $1 spent on British Airways, Aer Lingus, and Iberia flight purchases.

­Earn 2 Avios per $1 spent on stays booked directly with the hotel.

Earn 1 Avios for every $1 spent on all other purchases.

Earn 3 Avios per $1 spent on Aer Lingus, British Airways, and Iberia flight purchases.

Earn 2 Avios per $1 spent on stays booked directly with the hotel

Earn 1 Avios for every $1 spent on all other purchases.

Using Rewards

Redeem Avios toward Reward Flights.

Avios do not expire as long as your account remains active.

Redeem Avios toward reward flights.

Avios do not expire as long as your account remains active.

Additional Benefits

Automatic enrollment in the British Airways Club for new members.

Travel & purchase coverage

Travel Together Ticket with $30,000 spend per calendar year.

Contactless

Enrollment in AerClub for new members.

Travel & purchase coverage

Economy companion ticket with $30,000 spend per calendar year.

Priority boarding on flights to and from Ireland and the US, subject to availability.

Contactless

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