Chase Freedom Rise® Credit Card
Best for: New to Credit and Students
Cardmember Rewards
Establish credit and earn 1.5% cash back on all purchases*
At A Glance
Having at least $250 in Chase checking or savings accounts increases your chances of being approved.
Already have a Chase account? You’re one step ahead!
Need a Chase account? Open one hereOpens in a new window
Once your account is funded, return to this page to complete your application.
Please note: you may need to provide additional verification documents after applying, such as a U.S.- issued driver's license and Social Security Card
Increase Your Approval Chances for Rise with Chase Banking
Already have a Chase bank account?
You’re one step ahead! Skip to number 3.
Need a Chase bank account?
Open an account onlineOpens in a new window
Deposit at least $250
Once your account is funded, return to this page
Cash Back Rewards & Benefits
CASH BACK
Earn 1.5% Cash Back
With Chase Freedom Rise, you can establish credit and earn 1.5% cash back on all purchases.
Cash Back rewards do not expire as long as your account is open.* And there is no minimum to redeem for cash back.
AUTOMATIC PAYMENTS
$25 for enrolling in automatic payments
Earn a $25 statement credit when you sign up for automatic payments within the first three months of opening your account and remain enrolled for at least 90 days.* With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
CARD UPGRADE
Turn good financial habits into a card upgrade
You will be automatically evaluated each year to upgrade to your first Chase Freedom Unlimited® card when:
Your Freedom Rise® account is open, and you've made a purchase on your Rise® card in the past 12 months
You've made all payments on time to all financial lenders in the past 12 months, and none of your Chase accounts are suspended.
Explore Additional Rewards & Benefits
Keep tabs on your credit score for free
Chase Credit Journey®Opens in a new window provides free access to educational resources, credit score tracking, and identity monitoring to get alerts regarding your personal information.
As a Freedom Rise cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise® Card.
You're covered with built-in benefits
Guide to BenefitsOpens in a new window (see your purchase and travel protection benefit details)
Zero Liability Protection
Means you won't be held responsible for unauthorized charges made with your card or account information.*
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.Δ Same page link to disclaimer Δ,ΔΔ Same page link to disclaimer ΔΔ
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.Δ Same page link to disclaimer Δ
Trip Cancellation and Interruption Insurance
You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations. Δ Same page link to disclaimer Δ
24/7 Fraud Monitoring
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call* you if there are unusual purchases on your credit card.
Lock/Unlock Feature
Quickly lock or unlock your credit card right from the Chase Mobile app* or Chase.com to instantly block new purchases, cash advances and balance transfers. You're not responsible for any unauthorized charges and locking your card will not affect automatic payments.
Δ Same page link to disclaimer reference ΔTravel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance
ΔΔ Same page link to disclaimer reference ΔΔSpecific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.
Redeem your Cash Back rewards
There is no minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.
Shop with points at Amazon
Link your Chase Freedom Rise® credit card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.*
Gift cards
Redeem for a variety of gift cards and certificates for shopping, dining and entertainment, and more.
Travel
Book your travel with Chase TravelSM for competitive rates and flexible ways to pay.
Eligible Chase credit card customers are targeted with cash back offers in the Chase Mobile app* or on chase.com. Customers can activate an offer on a card, shop at that merchant with the card and receive a statement credit within 14 business days.
Visit our public landing pageOpens in a new window for more information on how it works.
The best of your neighborhood. $0 delivery fee.
Get 6 months of complimentary access to DashPass– a membership for both DoorDash and Caviar – which unlocks $0 delivery fees and lower service fees on eligible orders. After that, you are automatically enrolled in DashPass at the current monthly rate. Activate by Dec 31, 2027.*
Plus, DashPass members get up to $10 off quarterly on non-restaurant DoorDash orders through Dec 31, 2027.*
2% Cash Back on Lyft Rides
Earn 2% total cash back on Lyft rides with your Freedom Rise card through September 30, 2027. That's .5% cash back in addition to the 1.5% cash back you already earn.*
Apply for a card, use it the same day
Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay™ or Samsung Pay. Find out how at chase.com/digital/spend-instantlyOpens in a new window.
Refer Friends if you already have a Chase Freedom Rise® Card!
Earn up to $250 cash back per year. You can earn $25 cash back for each friend who gets a Freedom Rise® credit card. Click the button below to start referring.