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Chase Freedom FlexSM Credit Card

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NEW CARDMEMBER OFFER $200 bonus plus 5% gas station cash back offer Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* Same page link to Offer Details Plus, earn 5% cash back on gas station purchases on up to $6,000 spent in the first year.* Same page link to Offer Details

At a glance Earn cash back for every purchase Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase, 3% on dining including takeout and drugstores, and 1% on all other purchases.* Same page link to Offer Details

APR 0% intro APR for 15 months from account opening on purchases and balance transfers. Same page link to Pricing and Terms After the intro period, a variable APR of 16.49%–25.24%. Same page link to Pricing and Terms Balance transfer fee applies, see pricing and terms for more details. Same page link to Pricing and Terms

ANNUAL FEE $0 Same page link to Pricing and Terms

FREEDOM Flex (Service Mark) logo

Cash Back Rewards & Benefits

$200 bonus plus 5% gas station cash back offer

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* Same page link to Offer Details Plus, earn 5% cash back on gas station purchases on up to $6,000 spent in the first year.* Same page link to Offer Details

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Earn 5% cash back in quarterly bonus categories

Earn 5% cash back on different categories like gas stations, grocery stores (excluding Target® and Walmart®)* Same page link to Offer Details and select online merchants on up to $1,500 in total combined purchases each quarter you activate.* Same page link to Offer Details View the 5% cash back calendar

Additional ways to earn cash back

Earn 5% on travel purchased through Chase Ultimate Rewards.* Same page link to Offer Details

Earn 3% on dining at restaurants, including takeout and eligible delivery services.* Same page link to Offer Details

Earn 3% on drugstore purchases.* Same page link to Offer Details

Earn 1% on all other purchases.* Same page link to Offer Details

Low intro APR

0% intro APR for 15 months from account opening on purchases and balance transfers. Same page link to Pricing and Terms After the intro period, a variable APR of 16.49%–25.24%. Same page link to Pricing and Terms Balance transfer fee applies, see pricing and terms for more details. Same page link to Pricing and Terms

No annual fee

You won't have to pay an annual fee Same page link to Pricing and Terms for all the great features that come with your Freedom FlexSM card.

Cash Back rewards do not expire

Cash Back rewards do not expire as long as your account is open.* Same page link to Offer Details And there is no minimum to redeem for cash back.

Explore Additional Benefits

FAQs

Is the Chase Freedom Flex credit card worth it?

The Chase Freedom FlexSM cash back credit card allows you to:

  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
  • Earn 5% cash back on travel purchased through Chase Ultimate Rewards®.
  • Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services.
  • Earn 3% cash back on drugstore purchases.
  • Earn 1% cash back on all other purchases.

If you often dine out or anticipate frequently using your Chase Freedom FlexSM on other bonus categories such as groceries, gas, or utility services, then this card may be a good credit card choice for you.

Can you have Chase Freedom® and Chase Freedom FlexSM?

Yes, you can have both the Chase Freedom FlexSM and Chase Freedom® credit cards.

Do Chase Freedom FlexSM points expire?

Your Chase Freedom FlexSM reward points will not expire as long as your account remains open. Check your Rewards Program Agreement to learn more about your reward points and possible limitations.

Does Chase Freedom FlexSM have foreign transaction fees?

The Chase Freedom FlexSM credit card charges a foreign transaction fee, which amounts to 3% on transaction charges made internationally.

Does Chase Freedom FlexSM have travel insurance?

The Chase Freedom FlexSM credit card offers trip cancellation/interruption insurance. When you use your Freedom FlexSM credit card to pay for your travel, you can be reimbursed up to $1,500 per person and $6,000 per trip for your prepaid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.