NEW CARDMEMBER OFFER

Earn 75,000 bonus miles

after qualifying purchases.*

AT A GLANCE

Earn 2x miles

on United purchases, dining, at gas stations, office supply stores and on local transit and commuting.* Plus, enjoy a free first checked bag*, priority boarding and other great United travel benefits. Terms apply.

APR

21.24%–28.24%  variable APR.

ANNUAL FEE

$0 intro annual fee for the first year, then $99.

United logo

Business Card Rewards & Benefits

Earn 75,000 bonus miles

after you spend $5,000 on purchases in the first 3 months your account is open.*

This bonus offer is available to you if you do not have this card and have not received a new Cardmember bonus for this card in the past 24 months.

Earn on all purchases

7x total miles on United flights - 5x miles on fare from United as a MileagePlus member, plus 2x miles on entire United purchase with the United Business Card.* Premier® members earn even more.

3x total miles on hotel stays booked through United Hotels - 2x miles from United as a MileagePlus member, plus 1x mile earned with the United Business Card.*

2x miles on all other eligible United purchases.*

2x miles at gas stations*

2x miles on dining including eligible delivery services.*

2x miles at office supply stores*

2x miles on local transit including ride share services, taxicabs, train tickets, tolls and mass transit.*

1x mile on all other purchases*

Free first checked bag

The primary Cardmember and one companion can each check a first standard bag for free – save up to $160 per roundtrip.*

United ClubSM Access

2 United Club one-time passes per year

Over a $100 value. Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi and more.*

Even more travel benefits for you to enjoy

$100 United travel credit after 7 United flight purchases of $100 or more each card anniversary year.*

Priority boarding - the primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.*

5,000 better-together anniversary bonus miles when you have the UnitedSM Business Card and a personal United credit card*

25% back on United inflight and Club premium drink purchases*

UnitedSM Business Card                              

Offer Details

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.


75,000 Bonus Miles After You Spend $5,000 On Purchases In The First 3 Months From Account Opening: This new Cardmember bonus offer is not available to either (i) current Cardmembers of this business credit card, or (ii) previous Cardmembers of this business credit card who received a new Cardmember bonus for this business credit card within the last 24 months.
 With this bonus offer, you will qualify and receive 75,000 bonus miles after you make Purchases totaling $5,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Offer subject to change.

Earning Miles: Rewards Program Agreement: For more information about the UnitedSM Business Card rewards program, view the latest Rewards Program Agreement (PDF)Opens in a new window. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.comOpens in a new window.
How you can earn miles: You'll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You'll earn 1 mile for each $1 spent. 2 miles: You'll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. You'll also earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) on purchases of United Card Events from Chase and in the following rewards categories: restaurants; gas stations; office supply stores; local transit and commuting. 5,000 bonus miles each account anniversary year if you also have a personal United credit card: You'll receive 5,000 bonus miles each account anniversary year if you also have a personal United credit card. In order to receive the anniversary bonus miles, you, as the Authorizing Officer of the United business credit card account, must be the primary cardmember on the personal United credit card. Personal United credit cards include all United credit cards without the word "business" in the name that are issued by JPMorgan Chase Bank, N.A. Member FDIC. Both credit card accounts must be open and not in default on the billing cycle end date after your account anniversary date for your United business credit card. Please allow up to 6 weeks after the month in which you qualify for the bonus miles to become available in your MileagePlus account. Your United business credit card must be open and not in default at the time of fulfillment. "Account anniversary year" means the year beginning with your business credit card account open date through the anniversary of the account open date, and each 12 months after that. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You'll immediately lose all miles that haven't been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in a new window.

Earning miles from United on United flights and United Hotels: Miles earned on United flights purchased directly from United are earned on the fare and are subject to exclusions. The fare is the base fare of the ticket plus carrier-imposed surcharges, excluding any government-imposed taxes and surcharges. For details see united.com/FlightEarnOpens Overlay. For details on earning miles from United on United Hotels, see united.com/UnitedHotelsTermsOpens Overlay.
Chase is not responsible for the provision of, or failure to provide, miles earned from United under the MileagePlus program. Miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles earned from United under the MileagePlus program for United flight and United Hotels purchases will be earned in accordance with the rules of the MileagePlus program, for details see united.com/mprulesOpens overlay.

Free Checked Bag: The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first standard checked bag free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first standard checked bag free, the primary Cardmember must use their UnitedSM Business Card to purchase their ticket(s) (this purchase requirement is waived for flights completed during the 90 days following the account open date) and include their MileagePlus® number in their reservation. First standard checked bag free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive an additional free standard checked bag. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first free standard checked bag to be available on eligible United reservations. Please visit united.com/ChaseBagOpens Overlay for details.

$100 United Annual Travel Credit: Each anniversary year that you make seven (7) United flight travel-related purchases, each totaling $100 or more, with your UnitedSM Business Card, you will receive a $100 statement credit. United flight travel-related purchases include seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. Anniversary year means the year beginning with your card account open date through the anniversary of the account open date, and each 12 months after that. The statement credit will post to your account within 24 hours of your 7th United $100 or more purchase posting to your account. To qualify, account must be open and not in default at the time of fulfillment.

Earn Premier Qualifying Points (PQP): The primary Cardmember will earn 25 Premier Qualifying Points (PQP) for every $500 in net purchases (including purchases made by authorized users) up to a maximum of 1,000 PQP in a calendar year. PQP will apply towards Premier status tiers up to and including Premier 1K®. PQP earn rate, annual cap and qualification requirements for Premier status may vary by MileagePlus program year and MileagePlus Credit Card type. Please allow 6-8 weeks after qualifying purchases for PQP to post to your account. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/qualifyOpens overlay for details.

Anniversary United Club Passes: Two (2) United ClubSM one-time passes will be deposited into the primary Cardmember's MileagePlus Program account after account opening and every 12 months thereafter as long as the credit card account remains open. Please allow 4 weeks for your United Club passes to be deposited into your MileagePlus Program account. Each pass grants one person one-time access to a United Club location subject to United Club terms & conditions, united.com/UnitedClubRulesOpens overlay, and Club access policies, united.com/UnitedClubAccessOpens overlay, each of which is subject to change, with or without notice. Access is subject to space availability. United Club passes must be presented for admittance to the United Club and can be accessed through the United app or by printing them from your MileagePlus account on united.comOpens overlay. United Club passes have no cash value, cannot be sold and cannot be replaced if lost or stolen. Each United Club pass is subject to the expiration date located on the pass. If your credit card account is closed, United and Chase reserve the right to remove the United Club passes from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, United Club amenities.

25% back on food, beverage and Wi-Fi purchases on board United and United Express-operated flights and United Club premium drink purchases: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and Wi-Fi subscription purchases, when you use your UnitedSM Business Card to make such purchases. You will also receive 25% back, in the form of a credit card account statement credit, on premium drink purchases at United Clubs. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board, on Wi-Fi subscription purchases, and on premium drink purchases at United Clubs by authorized users who use your United Business Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment. To find a list of United Club locations, please visit United.comOpens overlay.

Priority Boarding: The primary Cardmember and companions traveling on the same reservation are eligible for priority boarding; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive priority boarding, the primary Cardmember must include their MileagePlus® number in their reservation. Priority boarding is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. UnitedSM Business Cardmembers can board the plane before general boarding, after MileagePlus Premier® members, customers with Premier Access® and travelers requiring special assistance. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for priority boarding to be available on your United reservation.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $17.80 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $355 per ticket as of January 1, 2024. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwardsOpens overlay for details.

Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Credit Cards for Chase Pay Over Time After Purchase: Participating Chase credit cards include most consumer credit cards and select small business credit cards. For a complete list of participating Chase credit cards, see "Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made" at chase.com/personal/credit-cards/chasepayovertime/faqs/after-purchase. Participating Credit Cards for Chase Pay Over Time at checkout on Amazon.com: Participating Chase credit cards include all credit cards except small business credit cards, Amazon Visa and Prime Visa cards, and Chase Mastercard credit cards.

Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com or the Chase Mobile App.

United Business Card Program Information

This product is reserved for business owners. Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Employees will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the employee's or authorized user's card will only be credited to the authorizing officer's account. Chase's sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the Primary Cardmember's associated MileagePlus account. Chase disclaims liability or responsibility for United's failure to award or redeem miles to the Primary Cardmember's associated MileagePlus account after Chase has met its obligations to United in connection with such a request. If a primary Cardmember's membership in United's MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the Cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United Card or access Cardmember benefits associated with the MileagePlus Program.

MileagePlus Program Terms and Conditions:

Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus® program, including without limitation the Premier® program (the "MileagePlus Program"), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United® may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines® and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.comOpens overlay website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to united.comOpens overlay.

United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

end of the offer details page

Travel benefits and rewards

Free first checked bag – save up to $160 per roundtrip

The primary Cardmember and one companion traveling on the same reservation will each receive their first standard checked bag free (up to $40 value, each way, per person) on United-operated flights when the primary Cardmember includes their United MileagePlus® number in their reservation and purchases their tickets from United with their card (this purchase requirement is waived for flights during the 90 days from account opening).* For complete details, please visit united.com/ChaseBagOpens overlay.

2 United ClubSM one-time passes after account opening and on each anniversary* - over a $100 value per year

Relax in comfort while waiting for your flight with complimentary beverages, snacks, high-speed Wi-Fi and more.* For an updated list of United Club locations and any temporary closures, please visit united.comOpens overlay

$100 United travel credit

Earn a $100 United travel credit after 7 United flight purchases of $100 or more within each card anniversary year.*

Priority boarding

The primary Cardmember and companions on the same reservation will be invited to board United-operated flights prior to general boarding.*

5,000-mile better-together anniversary bonus

You'll receive 5,000 bonus miles each year on your UnitedSM Business Card anniversary when you have both the UnitedSM Business Card and a personal Chase United card.*

25% back on United inflight and Club premium drink purchases

You'll get 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your United Business Card.*

No foreign transaction fees

Purchases made with your United Business Card outside the U.S. will not be subject to foreign transaction fees. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

United Card Events from Chase and United MileagePlus Exclusive Events

Pursue more of your passions with United Card Events from Chase. As a Cardmember, you will be delighted with opportunities to purchase private, curated once-in-a-lifetime experiences. Sample select wines and satisfy your palate with culinary events at some of the world's best restaurants, meet a sporting legend or make memories with your family. Please visit UnitedCardEvents.comOpens overlay to learn more.

Through MileagePlus Exclusives, Cardmembers can use their miles to enjoy unique opportunities, such as exclusive multi-course dinners, sporting events, concerts, and behind-the-scenes experiences in United's operations facilities. Visit united.com/cardeventsOpens overlay to learn more.

Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.*

REFER BUSINESS OWNERS

IF YOU ALREADY HAVE
A UNITEDSM BUSINESS CARD!

Earn up to 100K bonus miles per year

You can earn 10,000 bonus miles for each friend that gets approved for any United MileagePlus® Card. Click the button below to start referring.

Travel & purchase coverage

You're covered with built-in benefits.

Auto Rental Coverage

Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.Δ

Lost Luggage Reimbursement

Provides reimbursement up to $3,000 per covered traveler for the cost to repair or replace checked or carry-on baggage that is lost, damaged or stolen during a covered trip.Δ, ΔΔ

Trip Cancellation and Interruption Insurance

You can be reimbursed up to $1,500 per covered traveler and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather or other covered situations.Δ

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.Δ

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.Δ, ΔΔ

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.Δ

Visa Concierge

Get complimentary Visa Signature® Concierge Service 24 hours a day.* Find tickets to the top sports and entertainment events, make dinner reservations and even get help sending the perfect gift.

Δ Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

ΔΔ Specific limitations apply to New York residents: Lost Luggage Reimbursement – additionally limited to $2,000 per bag and $10,000 for all covered travelers per trip. Purchase Protection – coverage period is 90 days from the date of purchase.

Contactless - Just Tap To Pay

For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactlessOpens in a new window.

MileagePlus program benefits

Earn Premier qualifying points (PQP)

Premier qualifying points (PQP) help you earn MileagePlus Premier® status, which provides you with an enhanced travel experience. You'll earn 25 PQP for every $500 you spend on purchases with your UnitedSM Business Card (up to 1,000 PQP in a calendar year) that can be applied toward your Premier status qualification, up to and including the Premier 1K® level.* Visit united.com/premierOpens overlay for details about earning Premier status.

Earning MileagePlus miles

In addition to earning miles for purchases made with your card, you can earn miles by flying with UnitedSM, United Express®, Star Alliance and other airline partners. You can also earn miles from Mileage Plus partners for hotel stays and car rentals, online shopping, eGift card purchases and by using the MileagePlus X app to pay at your favorite restaurants and retailers. Maximize your mileage earning power when you use your card to pay at MileagePlus partners. You'll earn miles for card purchases plus the miles offered from the partner. See united.com/earnOpens overlay for details on earning miles.

MileagePlus miles don't expire

MileagePlus miles never expire. This MileagePlus program benefit gives you a lifetime to use your miles on flights and much more.

No blackout dates

MileagePlus members can use miles to book any United-operated flight, any time, with no restrictions or blackout dates.* For more information, please visit united.com/AirAwardsOpens overlay.

Using MileagePlus miles

Your miles can reward you with getaways, unique experiences, or things you love - anything from electronics to dinner at one of your favorite restaurants. Use them for flights on United and other airline partners, hotel stays, car rentals, merchandise, eGift cards and more. See united.com/UseMilesOpens overlay for details on using miles. Chase Cardmembers can also use miles they've earned with their card to receive a statement credit for United ticket purchases and their annual card membership fee.

Chase Pay
Over Time®

Chase Pay Over Time lets eligible Chase business card customers* break up credit card expenses* into manageable payments. Pay off an eligible purchase you've already made of $100 or more* in smaller, equal monthly payments. No interest - just a fixed monthly feeOpens pricing and terms in new window with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time eligible" option next to the transaction amount in your credit card account activity.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime