New Cardmember Offer

Earn 80,000 points

after you spend $5,000 on purchases in the first 3 months from account opening.*

At A Glance

Complimentary Preferred seat selection at booking* and Extra Legroom seat upgrades 48 hrs. prior to departure, when available.* Plus, free first checked bag.*

APR

19.24%–27.74% variable APR.

Annual Fee

$299 applied to first billing statement.

Southwest-performance-biz-bar

​​​​‌ ‍Business Credit Card Rewards & Benefits

Earn 80,000 points

after you spend $5,000 on purchases in the first 3 months from account opening*

Elevate your travel experience

Complimentary Preferred seat at booking - Select a Preferred seat at booking, at no additional charge, when available. For flights operating with assigned seating in 2026 and beyond.*

First checked bag free - Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost. For a group of 4 this would be a savings of up to $280 roundtrip ($35 per bag per trip).*

Extra Legroom seat upgrade - Enjoy unlimited upgrades to an Extra Legroom seat within 48 hours prior to departure, at no additional charge, when available. For flights operating with assigned seating in 2026 and beyond.*

Boarding benefit - Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins. For flights operating with assigned seating in 2026 and beyond.*

25% back on inflight purchases.*

Turn your buys into Southwest flys

Earn 4 points per $1 spent on Southwest Airline purchases.*

Earn 2 points per $1 spent on hotel accommodations booked directly with the hotel*

Earn 2 points per $1 spent on gas station and restaurant purchases.*

Earn 2 points per $1 spent on local transit and commuting, including rideshare services.*

Earn 1 point per $1 spent on all other purchases.*

9,000 anniversary points each year

Receive 9,000 bonus points each year after your Cardmember anniversary.*

Cardmember benefits

Earn 2,500 tier qualifying points (TQPs) toward A-List status for every $5,000 spent in purchases annually accelerating your way to A-List status.*

10,000 Companion Pass qualifying points boost each year.*

Employee cards at no additional cost and earn points on employee spending.*

Global Entry, TSA PreCheck® or NEXUS fee credit up to $120 every 4 years

Receive one statement credit of up to $120 every four years as reimbursement for the application fee for Global Entry, TSA PreCheck® or NEXUS when you use your card.*

REFER BUSINESS OWNERS

IF YOU ALREADY HAVE A
SOUTHWEST RAPID REWARDS®
CREDIT CARD!

Earn up to 100K bonus points per year

You can earn 20,000 bonus points for each friend or business owner that gets approved for any Southwest Rapid Rewards® Credit Card. Click the button below to start referring.

Refer businesses nowOpens in a new window

Browse credit cards by category

Start of carouselBrowse credit cards by category Slide 1 of 3
End of carousel