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Ink Business PreferredSM credit card

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NEW CARDMEMBER OFFER 100,000 bonus points after you spend $15,000 on purchases in the first 3 months after account opening.* Same page link to Offer Details That's $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards®.

At a glance Reward your business with premium travel rewards. Earn 3X points on travel and other select business categories.* Same page link to Offer Details

APR 15.99%–20.99% variable APR. Same page link to Pricing and Terms

ANNUAL FEE $95 Same page link to Pricing and Terms

Ink Preferred logo

Business Credit Card Rewards & Benefits

100,000 bonus points

after you spend $15,000 on purchases in the first 3 months after account opening.* Same page link to Offer Details That's $1,250 toward travel rewards when you redeem through Chase Ultimate Rewards®.

3X points

Earn 3 points per $1 on the first $150,000 spent in combined purchases on travel, shipping purchases, Internet, cable and phone services, and on advertising purchases made with social media sites and search engines each account anniversary year.* Same page link to Offer Details

  • Travel
  • Shipping purchases
  • Internet, cable and phone services
  • Advertising purchases made with social media sites and search engines

Earn unlimited 1 Point Per $1 spent on all other purchases. Points do not expire as long as your account is open.* Same page link to Offer Details

25% more in travel redemption

Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards®. For example, 100,000 points are worth $1,250 toward travel.* Same page link to Offer Details

Monitor and protect your business

Stay on top of your business with Fraud Protection, Purchase Protection ** Same page link to disclaimer, personalized Account Alerts* Same page link to Offer Details, and more.

Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.* Same page link to Offer Details

** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Explore Additional Business Card Rewards & Benefits

Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.* Same page link to Offer Details

FAQs

How do I get approved for the Chase Ink Business Preferred card?

When you apply for an Ink Business Preferred card, we will review your credit report, information about the Company, including financial information, and the information you provide with your response to confirm that you and the Company meet the criteria for this offer. Based on this review, you may receive a card with different costs or you may not receive a card. If approved for an account, your credit access line will be at least $5000. We may request additional information for a credit access line above $25,000.

If an account is approved, all cardmembers will have access to 100% of the approved credit access line and any amount over the credit access line that we authorize. If you would like to set spending limits on any cardmembers, please contact our Cardmember Service Department after the account has been opened. By becoming a Visa Business Card cardmember, you agree that the card is being used only for business purposes and that the card is being issued to a public or private company including a sole proprietor or employees or contractors of an organization.

You must be at least 18 years old to qualify (19 in AL and NE).

We reserve the right to change the benefit features associated with your card at any time.

Can I add an employee to the Chase Ink Business Preferred card?

Yes, you can add an employee on your Chase Business Ink Preferred credit card by submitting the add employee card form through your online account or by calling the customer service number on the back of your card. If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

How do I earn reward points with the Chase Bank Ink Preferred card?

You'll earn points when you, or an authorized user, use an Ink Business Preferred card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

Cardmember Reviews

Showing 3 of 58
great rewards

They came through on the cash back points just like they said they would!! Easy time on the phone with customer service too Would def recommend the card to anyone in need

07/8/17
Submitted by: alan
Great card for Small Business

Used AmEx Business Platinum for 12 years while living abroad. Now that I'm back in the USA it's clear that Chase offers more benefits that I can use.

04/04/17
Submitted by: Andrew53