NEW CARDMEMBER OFFER

Earn 140,000 bonus points

After spending $4,000 in the first 3 months from account opening.*

AT A GLANCE

Earn IHG One Rewards points on every purchase.

Up to 26X points total per $1 spent when you stay at IHG® Hotels and Resorts.*

APR

20.99%–27.99%  variable APR.

ANNUAL FEE

$99

IHG InterContinental Hotels Group.

Most hotels are independently owned and/or operated. The above service marks are the property of IHG® Hotels & Resorts.
©2024 IHG® Hotels & Resorts, Three Ravinia Drive, Suite 100, Atlanta, Georgia, 30346-2121 USA.

Travel Credit Card Rewards & Benefits

Earn 140,000 bonus points

After spending $4,000 in the first 3 months from account opening.* That's up to 4 nights at 4,400+ out of all IHG Hotels & Resorts' properties globally.*

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Up to 26X total points at IHG® Hotels and Resorts

That's 10X points with this card*

Plus up to 10X points from IHG® on stays for being an IHG One Rewards member*

Plus up to 6X points from IHG® on stays with Platinum Elite Status, a benefit of this card*

5X points per dollar

Earn 5X total points on travel, dining, select business purchases, and at gas stations.*

Earn 3X points per $1 spent on all other purchases.*

Anniversary Free Night

Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 40,000 point redemption level.*

Redeem 3 Nights, Get 4th Night Free

Enjoy a reward night when you redeem points for a consecutive four-night IHG® hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay.*

Plus, earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.*

IHG One Rewards Premier Business Credit Card

Offer Details

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.
 

140,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening: This new cardmember bonus offer is not available to either (i) current cardmembers of this business credit card, or (ii) previous cardmembers of this business credit card who received a new cardmember bonus for this business credit card within the last 24 months. To qualify and receive your bonus, you must make Purchases totaling $4,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your IHG One Rewards account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Chase may close your credit card account or suspend your right to use your credit card account, at any time for any reason, including account inactivity.

Points to Nights: Some properties are subject to resort fees. IHG hotel prices are not static and fluctuate day-to-day. As a result the number of IHG One Rewards points that must be redeemed for a Reward Night will also vary from day-to-day and will be different at different hotels.

Earning in the Rewards Program: You'll earn points on purchases of products and services, minus returns or refunds, made with an IHG One Rewards credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 10 points ("10X points"): You'll earn 10 points for each $1 spent on qualifying purchases made at hotels participating in IHG One Rewards. Go to ihg.com/termsOpens Overlay, as applicable, for a list of hotels participating in IHG One Rewards. You will only receive the accelerated earn of 10 points for each $1 spent from this credit card program. IHG One Rewards is responsible for ensuring all hotels participating in IHG One Rewards are correctly reported to Chase for earn on IHG One Rewards credit card purchases. Additional points received under the IHG One Rewards program for stays at hotels participating in IHG One Rewards will be earned in accordance with the IHG One Rewards Membership Terms and Conditions. 5 points ("5X points"): You'll earn 5 points for each $1 spent on purchases in the following rewards categories: travel (excluding purchases made at hotels participating in IHG One Rewards that qualify for 10 points as described above); dining at restaurants including takeout and eligible delivery services; social media and search engine advertising; office supply stores; and gas stations. 3 points ("3X points"): You'll earn 3 points for each $1 spent on all other purchases. Information about earning/transferring points to IHG One Rewards: Points earned during a billing cycle are automatically transferred to IHG One Rewards after the end of each billing cycle. Points expiration: The points transferred to your IHG One Rewards account will not expire as long as there is IHG One Rewards program activity for 12 consecutive months, depending on your status. IHG One Rewards Membership terms and conditions apply. For complete program details, visit ihg.com/termsOpens Overlay. Losing points: You'll immediately lose all points that haven't been transferred to IHG One Rewards if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in a new window. For more information about the IHG One Rewards Premier Business card rewards program, you can see the latest Rewards Program Agreement at chase.com/ihgonerewardspremierbizcard/rewardsagreementOpens in a new window and it will also be available for cardmembers after logging in to chase.comOpens in a new window and will be mailed for new or changed accounts.

Earning Points from IHG: IHG One Rewards members earn on qualifying stays and eligible charges at IHG® Hotels and Resorts in the following manner: Members earn 10 points per $1 spent and Platinum Elite members earn an additional 6 points per $1 spent (60% bonus), except at Candlewood Suites® and Staybridge Suites® where members earn 5 points per $1 spent and Platinum Elite members earn an additional 3 points per $1 spent (60% bonus), IHG® Army Hotels where members earn 3 points per $1 spent and Platinum Elite members earn an additional 1.8 points per $1 spent (60% bonus), and IHG® Residence properties where members earn 2.5 points per $1 spent and Platinum Elite members earn an additional 1.5 points per $1 spent (60% bonus). All point deposits will be totaled and rounded to the nearest whole number. IHG One Rewards members earn on qualifying stays at The Venetian® Resort Las Vegas in the following manner: Members earn 2,000 points per qualifying stay. Stays must be booked on a direct IHG® booking channel such as ihg.comOpens Overlay in order to qualify. Points earned with your IHG One Rewards membership and Platinum Elite status will post directly to your IHG One Rewards account and will not appear on your Chase credit card statement. For complete program details, visit ihg.com/termsOpens Overlay.

Anniversary Free Night: Anniversary Free Night will be available for redemption on your account anniversary date each year. "Account anniversary date" is the date that is twelve months after your account open date, and the same date each twelve months thereafter. Anniversary Free Night is valid at IHG® Hotels and has a point redemption value of 40,000 points or less (covers one standard room night and tax only), with the ability to add on points from your IHG One Rewards account to redeem your Anniversary Free Night at hotels above the 40,000 point redemption level. Anniversary Free Night must be redeemed, and stay must be completed, within 12 months from date of issue. Visit ihg.comOpens Overlay to view current redemption rates. You are responsible for all incidental charges such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged. Rooms are limited, subject to prior sale and availability of allocated resources and may be unavailable during high demand periods. All reservations that will utilize the Anniversary Free Night can be booked online at ihg.comOpens Overlay or by calling IHG One Rewards at 1-877-318-5890. Anniversary Free Night may not be transferred, extended beyond the expiration date, redeemed for cash, or re-credited for points. Individual hotel's cancellation policy applies to the use of the Anniversary Free Night. Cancellation fees apply if cancellation is made outside of the hotel's cancellation time period. Anniversary Free Night rules and regulations are subject to change. To receive Anniversary Free Night communications, members must maintain a valid email address in the IHG One Rewards member profile and opt in to receive IHG One Rewards e-communications. Chase is not responsible for offer fulfillment.

Redeem Three Nights, Get Fourth Reward Night Free: For each standard room Reward Night stay of 4 or more nights, every 4th night is free. Applies only to 4 or more consecutive nights within the same Reward Night point redemption room stay at the same property. With this benefit, eligible members will be charged the Reward Night point redemption rate for the first 3 nights, and 0 points for the 4th night of the stay, as applicable. If 4th Reward Night Free reservation is cancelled, or check-out occurs before the 4th night, the 4th Reward Night is forfeited and has no cash or point value. Members can utilize the 4th Reward Night Free benefit on an unlimited number of stays annually. You are responsible for all incidental charges such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged. IHG One Rewards Reward Night terms and conditions apply. Offer does not apply to paid stays or Points & Cash bookings. Chase is not responsible for offer fulfillment.

$100 statement credit and 10,000 bonus points each calendar year: You'll receive a $100 statement credit and 10,000 bonus points each calendar year during which you spend at least $20,000 in purchases. "Calendar year" means January 1 through December 31 of that same year. Purchases are when you, or an authorized user, use an IHG One Rewards Premier Business Credit Card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. After qualifying, please allow 6 to 8 weeks for bonus points and statement credit to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Platinum Elite Status: As an IHG One Rewards Premier Business credit cardmember, you qualify for automatic IHG One Rewards Platinum Elite status for as long as you remain a Premier Business credit cardmember, and as long as your IHG One Rewards membership account remains in good standing. Please allow 6 to 8 weeks after account opening for the automatic Platinum Elite status to be applied to your IHG One Rewards account.

Save 20% on Points Purchases: Save at least 20% on points purchases when you pay for those points with your IHG One Rewards Premier, Premier Business or Traveler Credit Cards. Point purchase amounts are subject to change by IHG One Rewards. These points are Non-Elite Qualifying points. Upon completion of the points purchase, you agree that the total dollar price of the points, minus the discount, will be immediately charged to your credit card. The cost for the points purchased is non-refundable. The 20% discount cannot be combined with any other points purchase offer. Point purchase transactions managed by Points.comOpens Overlay.

Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit
You will receive one statement credit every four years (up to $120) after the first program (either Global Entry or TSA PreCheck® or NEXUS) application fee is charged to your IHG One Rewards Premier Business Credit Card, by you or an authorized user. This benefit applies only to the Global Entry, TSA PreCheck® or NEXUS programs, other Trusted Traveler Programs are not eligible. Only purchases made directly with the U.S. Department of Homeland Security, eligible partner listed on ttp.cbp.dhs.gov/Opens Overlay, or authorized enrollment providers featured on tsa.gov/precheck website are eligible for reimbursement. Purchases made through any third parties, such as travel agencies or application assistance services, are not eligible for reimbursement. The statement credit will appear on your credit card billing statement within 1-2 billing cycles. You are responsible for payment of all charges until the statement credit posts to the account. Chase has no control or liability regarding these programs including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA or DHS. For more information about the Global Entry, TSA PreCheck® and NEXUS programs, including application details and full terms and conditions, go to ttp.cbp.dhs.gov/Opens Overlay. Websites and other information provided by government agencies are not within Chase's control and may not be available in Spanish. To receive statement credits, your account must be open and not in default at the time of fulfillment.
TSA PreCheck® is a registered trademark and is used with the permission of the U.S. Department of Homeland Security.

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Credit Cards for Chase Pay Over Time After Purchase: Participating Chase credit cards include most consumer credit cards and select small business credit cards. For a complete list of participating Chase credit cards, see "Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made" at chase.com/personal/credit-cards/chasepayovertime/faqs/after-purchaseOpens in a new window. Participating Credit Cards for Chase Pay Over Time at checkout on Amazon.com: Participating Chase credit cards include all credit cards except small business credit cards, Amazon Visa and Prime Visa cards, and Chase Mastercard credit cards.

Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.comOpens in a new window or the Chase Mobile App.

Mastercard, the circles design and World Elite Mastercard are trademarks of Mastercard International Incorporated.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Most hotels are independently owned and/or operated. The above service marks are the property of IHG® Hotels & Resorts.

IHG ONE REWARDS PROGRAM INFORMATION
Points accrued and awards issued are subject to the terms and conditions of the IHG One Rewards program. Click hereOpens overlay for complete terms and conditions of the IHG One Rewards program, including all redemption values, or refer to ihg.com/termsOpens Overlay. Terms and conditions of the IHG One Rewards program may be modified and services and benefits may be added or deleted at any time without notice to Cardmembers. Individuals whose request for a credit card are not approved will not be enrolled in the IHG One Rewards program through this offer, although existing IHG One Rewards memberships will not be affected. Additional authorized users will not be enrolled in the IHG One Rewards program as a result of this offer. IHG One Rewards points awarded through the use of the authorized user's card will only be credited to the Primary Cardmember's IHG One Rewards account.

IHG One Rewards Premier Business credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

end of the offer details page

Travel benefits

 

Global Entry, TSA PreCheck® or NEXUS Statement Credit

Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card.*

IHG InterContinental Hotels Group.

Most hotels are independently owned and/or operated. The above service marks are the property of IHG® Hotels & Resorts.
©2024 IHG® Hotels & Resorts, Three Ravinia Drive, Suite 100, Atlanta, Georgia, 30346-2121 USA.

Automatic Platinum Elite Status

As an IHG One Rewards credit cardmember, you are upgraded to IHG One Rewards Platinum Elite status for as long as you remain a Premier Business cardmember, and as long as your IHG One Rewards membership remains in good standing.*

Save 20% on reward points purchases

Save 20% when you purchase points with your IHG One Rewards Premier Business Credit Card.*

Anniversary Free Night

Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 40,000 point redemption level.*

Redeem 3 Nights, Get 4th Night Free

When you redeem points for a consecutive four-night IHG® hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay.*

Travel & purchase coverage

You're covered with built-in benefits

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.Δ,ΔΔ

Trip Cancellation and Interruption Insurance

If your trip is canceled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.Δ

Δ Travel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

ΔΔSpecific limitations apply to New York residents: Purchase Protection - coverage period is 90 days from the date of purchase.

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Travel benefits

 

Global Entry, TSA PreCheck® or NEXUS Statement Credit

Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card.*

Chase Pay
Over Time®

Chase Pay Over Time lets eligible Chase business card customers* break up credit card expenses* into manageable payments.

Pay off an eligible purchase you've already made of $100 or more* in smaller, equal monthly payments. No interest - just a fixed monthly feeOpens pricing and terms in new window with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time eligible" option next to the transaction amount in your credit card account activity.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime

REFER BUSINESS OWNERS

IF YOU ALREADY HAVE AN
IHG ONE REWARDS
CREDIT CARD

Earn up to 50K bonus points per year

You can earn 10,000 bonus points for each friend or business owner who gets approved for an IHG One Rewards Credit Card. Click the button below to start referring.