IHG One Rewards Premier Business Credit Card

Apply as a guest

^*^†Pricing & Terms

New Cardmember Offer

Earn 140,000 bonus points

Earn 140,000 Bonus Points after spending $4,000 in the first 3 months from account opening.*

At A Glance

Earn IHG One Rewards points on every purchase.

Up to 26X total points per $1 spent when you stay at IHG^® Hotels and Resorts.*

APR

19.24%–27.74% variable APR. ^†

Annual Fee

$99^†

Most hotels are independently owned and/or operated. The above service marks are the property of IHG^® Hotels & Resorts.
©2025 IHG^® Hotels & Resorts, Three Ravinia Drive, Suite 100, Atlanta, Georgia, 30346-2121 USA.

Travel Credit Card Rewards & Benefits

Earn 140,000 bonus points

Earn 140,000 Bonus Points after spending $4,000 in the first 3 months from account opening.* That's up to 4 nights at 4,700+ out of all IHG^® Hotels & Resorts' Properties globally.*

Up to 26X total points at IHG^® Hotels and Resorts

That's 10X points with this card*

Plus up to 10X points from IHG^® on stays for being an IHG One Rewards member*

Plus up to 6X points from IHG^® on stays with Platinum Elite Status, a benefit of this card*

5X points per dollar

Earn 5X points on travel, dining, select business purchases, and at gas stations.*

Earn 3X points per $1 spent on all other purchases.*

Anniversary Free Night

Earned each account anniversary year with a current point redemption cap of 40,000 points. You can also use existing points from your IHG One Rewards account to redeem your Anniversary Night at hotels above the 40,000 point redemption level.*

Redeem 3 Nights, Get 4th Night Free

Enjoy a reward night when you redeem points for a consecutive four-night IHG^® hotel stay, you can receive a fourth Reward Night free redeemable at that same hotel during that same stay.*

Plus, earn a $100 statement credit and 10,000 bonus points after you spend $20,000 each calendar year.*

Explore Additional Benefits

REFER FRIENDS AND BUSINESS OWNERS

IF YOU ALREADY HAVE A PARTICIPATING IHG ONE REWARDS CREDIT CARD!

Earn up to 50K bonus points per year

You can earn 10,000 bonus points for each friend or business owner who gets approved for an IHG One Rewards Credit Card. Click the button below to start referring.Refer businesses nowOpens in a new window