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Slate EdgeSM credit card

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NEW CARDMEMBER OFFER Low Intro APR + $0 My Chase Plan® fees Same page link to Pricing and Terms* Same page link to Offer Details For 18 months from account opening, enjoy a low intro APR on purchases and balance transfers Same page link to Pricing and Terms and $0 plan fees Same page link to Pricing and Terms when you split up large purchases into monthly installments with My Chase Plan®.

At a glance Lower your interest rate by 2% each year. Get an automatic review for a higher credit limit when you pay on time and spend $500 in your first six months.* Same page link to Offer Details

APR 0% intro APR for the first 18 months from account opening on purchases and balance transfers. Same page link to Pricing and Terms After that, 14.99%–23.74% variable APR. Same page link to Pricing and Terms Balance transfer fee applies, see pricing and terms for more details. Same page link to Pricing and Terms

ANNUAL FEE $0. Same page link to Pricing and Terms

Slate Edge (Service Mark) logo

Rewards & Benefits

Start off strong with a low intro APR

Make moves toward your credit goals with 0% intro APR for 18 months on purchases and balance transfers. A variable APR of 14.99%–23.74% on balance transfers and purchases after the introductory period ends. Balance transfer fee applies, see pricing and terms for more details. Same page link to Pricing and Terms

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Buy now, pay later – make equal monthly payments on purchases with $0 My Chase Plan® fees Same page link to Pricing and Terms* Same page link to Offer Details

My Chase Plan® allows you to break up card purchases of $100 or more into budget-friendly payments with no interest, just a fixed monthly fee. Same page link to Pricing and Terms* Same page link to Offer Details

As a Slate EdgeSM customer, you will pay no plan fees during the 18-month introductory period – that's $0 My Chase Plan® fees.

Lower your interest rate by 2% each year

You will automatically be considered for an APR reduction by 2% when you pay on time and spend at least $1,000 on your card by your next account anniversary, until your APR reaches the Prime Rate plus 9.74% (currently 12.99% variable APR based on the Prime Rate of 3.25% as of 12/07/2021). Same page link to Pricing and Terms* Same page link to Offer Details Your final APR reduction could be less than 2% depending on the APR you receive with your card.

Raise your credit limit

Special welcome offer: Get an automatic review for a higher credit limit when you pay on time and spend $500 in your first six months.* Same page link to Offer Details

Keep tabs on your credit health

Chase Credit Journey helps you monitor your credit with free access to your latest score, critical alerts* Same page link to Offer Details, and more.

No Annual Fee

You won't have to pay an annual fee Same page link to Pricing and Terms for all the great features that come with your Slate EdgeSM card.

Explore Additional Benefits

FAQs

Is the Chase Slate Edge credit card worth it?

The Chase Slate Edge credit card includes great benefits like:

  1. A low intro APR for the first 18 months from account opening on purchases and balance transfers.
  2. Automatic Credit line increase after spending $500 in the first 6 months and making all payments on time.
  3. Annual APR Reduction if you spend more than $1,000 and make all payments on time in the first year.

How do I lower the interest rate (APR) on my Chase Slate Edge credit card?

You will automatically be considered for a purchase APR reduction by 2% when you pay on time and spend at least $1,000 on your card by your next account anniversary, until your APR reaches the Prime Rate plus 9.74%.

How do I increase my credit limit on my Chase Slate Edge credit card?

You're automatically eligible for a credit limit increase when you spend $500 and make all your payments on time in the first 6 months.

Can I split large purchases on different payments?

The Chase Slate Edge card is eligible for My Chase Plan. My Chase Plan allows Chase Slate Edge customers to make equal monthly payments on purchases of $100 or more – with no interest, just a fixed monthly fee.

Does the $500 I spend for the credit line increase and statement credit also count towards the $1,000 I need to spend to be evaluated for a lower APR?

Yes, the first $500 you spend counts towards both your credit line increase and statement credit, and also towards your lower APR after one year.

What can I use a balance transfer for?

You can use your Chase Slate Edge credit card to pay off higher-rate credit cards or consolidate balances and pay less interest in the long run. Balance transfers may not be used to pay other credit cards or loans issued by JPMorgan Chase Bank, N.A. or any of our affiliates.