Aeroplan (Registered Trademark) Card

Aeroplan® Card

Aeroplan (Registered Trademark) Card

Up to

100K

bonus points*

 

3X

points at grocery stores*

 

1X

points on all other

purchases*

NEW CARDMEMBER OFFER

Earn up to 100,000 bonus points.

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.*
Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.* That's enough to fly to another continent.

AT A GLANCE

Earn points fast with Aeroplan.

3X points at grocery stores, on dining including take out and eligible delivery services and on purchases made directly with Air Canada.* Plus, enjoy free first checked bag and other Aeroplan travel benefits.*

APR

20.99%–27.99% variable APR.Opens pricing and terms in new window

ANNUAL FEE

$95

Travel Credit Card Rewards & Benefits

NEW CARDMEMBER OFFER

Earn up to 100,000 bonus points

Earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open.* Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.*

This product is available to you if you do not have this credit card and have not received a new Cardmember bonus for this credit card in the past 24 months.

EARN REWARDS

Points add up fast

3x points for each dollar spent at grocery stores.*

3x points for each dollar spent on dining at restaurants including takeout and eligible delivery services.*

3x points for each dollar spent with Air Canada directly.*

1x points for each dollar spent on all other purchases.*

500 bonus points for every $2,000 you spend in a calendar month - up to 1,500 points per month.*

And points do not expire as long as your Aeroplan Credit Card account is open.*

 

AEROPLAN PERKS

Elevate your travel with Aeroplan Elite Status

New Cardmember 25K Status
New cardmembers will automatically receive Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year.* Enjoy benefits such as Priority Airport Services and upgrades to premium cabins on Air Canada operated flights. Keep your Aeroplan 25K Status with $15,000 in account spend during a calendar year.*

Elite Status Level up

Earn an Elite Status Level Up of one tier to 35K Status or higher for existing status holders with $50,000 in account spend during a calendar year.*

FREE CHECKED BAGS

Free First Checked Bags

Cardmembers and travel companions (up to eight) traveling on the same reservation will all enjoy free first checked bags (up to 50lb) when travel originates on an Air Canada flight.*

PAY YOURSELF BACK

Pay Yourself Back

We’ve made it easy to turn your recent travel, dining and grocery store purchases – even your prior payment of your annual fee – into a statement credit. It’s up to you how you want to redeem your Aeroplan Points. Just select your eligible transactions that posted to your account within the last 90 days to redeem.

NO FOREIGN TRANSACTION FEES

No foreign transaction fees

You will pay no foreign transaction fees when you use your card for purchases made outside the United States. For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.

Aeroplan® Card

Offer Details

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.

75,000 Bonus Points After You Spend $4,000 On Purchases In The First 3 Months From Account Opening and 25,000 Bonus Points After You Spend A Total Of $20,000 On Purchases In The First 12 Months From Account Opening: This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will qualify for 75,000 bonus points if you make $4,000 in Purchases within 3 months of account opening. You will qualify for 25,000 bonus points if you make a total of $20,000 in Purchases within 12 months of account opening (for a possible total of 100,000 bonus points). After qualifying, please allow 6 to 8 weeks for bonus points to post to your Chase Aeroplan account. (“Purchases” do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. 

Earning Points:
Rewards Program Agreement: For more information about the Chase Aeroplan card rewards program, view the latest Rewards Program Agreement (PDF)Opens in a new window. We will mail your Rewards Program Agreement once your card account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.comOpens in a new window.
How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Chase Aeroplan Card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases made with Air Canada® directly. Purchases of gift cards; car rentals, hotel bookings, and other third-party partner products and services that can be purchased through aircanada.comOpens Overlay; and onboard Wi-Fi are excluded. Air Canada tickets purchased through travel agencies, discount travel sites, vacation clubs, tour operators, or tickets booked as part of a travel package offered by non-airline merchants will not qualify. 3 points (“3X points”): You’ll earn 3 points for each $1 spent on purchases made in any of the following rewards categories: grocery stores; dining at restaurants including takeout and eligible delivery services. 1 point (“1X points”): You’ll earn 1 point for each $1 spent on all other purchases. Information about earning/transferring points to Aeroplan: Points will be automatically transferred to Aeroplan after the end of each billing cycle. Points expiration: The points transferred to your Aeroplan Program account won’t expire as long as your card account is open. If your card account is closed, the expiration of points earned in this program that are transferred to your Aeroplan Program account will be governed by the Aeroplan Program General Terms and ConditionsOpens Overlay, available on Air Canada’s website. Losing points: You’ll immediately lose all points that haven’t been transferred to Aeroplan if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in a new window.

Free First Checked Bags
You, as the primary cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a maximum of nine (9) travelers), are each entitled to a free first checked bag up to 50lb. Benefit only applies when checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express brand. Benefit is not available if check-in is with another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may apply. Chase is not responsible for the provision of, or failure to provide, the stated benefits. For more information on baggage restrictions, please visit aircanada.com/baggageOpens Overlay.

500 Monthly Bonus Points
You, as the primary cardmember, will earn 500 bonus points for each $2,000 spent each calendar month on up to $6,000 in purchases (for a possible total of 1,500 bonus points each calendar month). Purchases are when you, or an authorized user, use a card to make purchases of products and services. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Please allow up to 8 weeks after qualifying purchases post to your account for bonus points to post to your Aeroplan account. To receive bonus points, your credit card account must be open and not in default at the time of fulfillment. Bonus points will be credited to the calendar month in which the qualifying transaction posts to your credit card account. Delays by a merchant, such as for shipping, could extend a transaction date into the next calendar month.

Aeroplan 25K Status for New Cardmembers
You, as the primary cardmember, will receive Aeroplan 25K Status for the calendar year in which your Chase Aeroplan Card account is opened and for the following calendar year. If you have earned a higher status by other means (in accordance with Air Canada’s Aeroplan Elite Status Terms and Conditions), you will retain the higher status. This benefit is not available to current or previous cardmembers who received this benefit of the credit card within the last 60 months. Aeroplan 25K Status and access to all associated features, benefits, services and amenities are subject to the Terms and Conditions of the Aeroplan Elite Status program and are available at aircanada.com/elite-termsandconditionsOpens Overlay. Aeroplan 25K Status is non transferrable. Your Chase Aeroplan Card account must be linked to your Aeroplan number and must be open and not in default to receive and retain Aeroplan 25K Status. Chase is not responsible for the provision of, or failure to provide, the stated benefits.

Maintain or Qualify for Aeroplan Elite 25K Status
Each calendar year in which you spend at least $15,000 in purchases you, as the primary cardmember, will earn Aeroplan 25K Status through the following calendar year. Purchases are when you, or an authorized user, use the card to make purchases of products and services, minus returns or refunds. Buying products and services with your Chase Aeroplan Card, in most cases, will count as a purchase; however, the following types of transactions won’t count: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your Chase Aeroplan Card account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. On January 1 of each calendar year, the calculation resets to zero and you must qualify again in the next calendar year. Purchases made towards the end of a calendar year may not be posted to your Chase Aeroplan Card account until the next calendar year and will therefore be included in the calculation for that year. Please allow six (6) to eight (8) weeks after qualifying for Aeroplan 25K Status to be applied to your Aeroplan account. If you earned a higher status by other means (in accordance with Air Canada’s Aeroplan Elite Status Terms and Conditions) you will retain the higher status. Aeroplan 25K Status and access to all associated features, benefits, services and amenities are subject to the Terms and Conditions of the Aeroplan Elite Status program and are available at aircanada.com/elite-termsandconditionsOpens Overlay. Aeroplan 25K Status is non transferrable. Your Chase Aeroplan Card account must be linked to your Aeroplan number and must be open and not in default to receive and retain Aeroplan 25K Status. Chase is not responsible for the provision of, or failure to provide, the stated benefits.

Aeroplan Elite Status Level Up to Aeroplan 35K Status or higher
Each calendar year you spend at least $50,000 in purchases, you, as the primary cardmember, will earn an Aeroplan Elite Status Level Up benefit consisting of a one-level increase of your status for the next calendar year. For example, if during a calendar year you spend $50,000 in purchases and have otherwise earned Aeroplan 25K Status for the next calendar year, your status will increase from Aeroplan 25K to 35K Status for the duration of the next calendar year and will drop down to your otherwise earned Aeroplan Status at the beginning of the calendar year after that, unless you earn a higher status or another Aeroplan Elite Status Level Up benefit. Your status can only be increased through this benefit once per calendar year. The benefit always applies to the status you otherwise earn and is not cumulative year to year. This means if you earn the benefit in consecutive years, and otherwise qualify for Aeroplan 25K Status in both years, that this benefit will increase your status to Aeroplan 35K Status in both years; the second increase will not build from the previous year’s increased level of Aeroplan 35K Status and increase your status level to Aeroplan 50K Status. If you earned the highest Aeroplan status level, Aeroplan Super Elite Status, for the next calendar year in accordance with Air Canada’s Aeroplan Elite Status Terms and Conditions, and also spend $50,000 with the Chase Aeroplan Card, instead of an Aeroplan Elite Status Level Up benefit you will receive one (1) Aeroplan 50K Status to gift to another Aeroplan member for the next calendar year. More details about qualifying for Aeroplan Elite Status can be found at aircanada.com/elitequalificationOpens Overlay. Purchases are when you, or an authorized user, use a card to make purchases of products and services, minus returns or refunds. Buying products and services with your Chase Aeroplan Card, in most cases, will count as a purchase; however, the following types of transactions won’t count: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your Chase Aeroplan Card account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. On January 1 of each calendar year, the calculation resets to zero and you must qualify again in the next calendar year. Purchases made towards the end of a calendar year may not be posted to your Chase Aeroplan Card account until the next calendar year and will therefore be included in the calculation for that calendar year. Aeroplan Elite Status and access to all associated features, benefits, services, and amenities are subject to the Terms and Conditions of the Aeroplan Elite Status program and are available at aircanada.com/elite-termsandconditionsOpens Overlay. Aeroplan Elite Status is non transferrable. Your Chase Aeroplan Card account must be linked to your Aeroplan number and must be active and not in default to receive and retain Aeroplan Elite Status. Chase is not responsible for the provision of, or failure to provide, the stated benefits.

Use Aeroplan® Points With Pay Yourself Back®
Aeroplan Points may be redeemed for a statement credit using Pay Yourself Back toward eligible purchases made with your Aeroplan card within 90 days from the purchase date. Categories, including promotional categories, eligible merchants, and purchase transaction eligibility may change from time to time. Redemption values will be shown on the transaction page prior to redemption. Redemption values may be changed at any time. We may apply a maximum amount of points you can use with Aeroplan points redemption with Pay Yourself Back from time to time. Statement credits will post to the card account within 3 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 6 to 8 weeks. Statement credits will reduce your balance, but you are still required to make at least your minimum monthly payment. Chase reserves the right to determine which purchases qualify for a statement credit. Only Aeroplan Points earned under the Aeroplan Program, the Chase Aeroplan Card, and Chase Ultimate Rewards® can be used for Chase Pay Yourself Back. Points converted from other programs are not eligible. For information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in a new window. If Aeroplan determines, in its sole discretion based on its data, that you have redeemed ineligible Aeroplan Points, Aeroplan reserves the right to reverse your point redemption or freeze your Aeroplan Membership account. You will be responsible for any balance on your credit card account resulting from a reversal.

Over 1,300 Destinations
Number of destinations based on the published route networkOpens Overlay of Air Canada and its airline partners.

Flight Redemption:
For flight rewards comprising travel with a partner airline, a partner booking fee will apply. Aeroplan points required for partner airline flight rewards are based on the actual distance flown between origin and destination. Taxes and third-party charges may apply. For full details please visit Aeroplan Program General Terms and ConditionsOpens Overlay.

Preferred Pricing:
You, as the primary cardmember will often require fewer Aeroplan points to redeem for flight rewards through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card. Preferred pricing for flight rewards applies only to flight rewards with Air Canada, not on other airlines. Chase is not responsible for the provision of, or failure to provide the stated benefits. Visit aircanada.com/aeroplanOpens Overlay for full details. Feature may be changed, withdrawn or extended at any time and cannot be combined with any other offer.

Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit
You will receive one statement credit every four years (up to $120) after the first program (either Global Entry or TSA PreCheck® or NEXUS) application fee is charged to your Chase Aeroplan Card by you or an authorized user. This benefit applies only to the Global Entry, TSA PreCheck® or NEXUS programs, other Trusted Traveler Programs are not eligible. Only purchases made directly with the U.S. Department of Homeland Security, eligible partner listed on ttp.cbp.dhs.gov/, or authorized enrollment providers featured on tsa.gov/precheck website are eligible for reimbursement. Purchases made through any third parties, such as travel agencies or application assistance services, are not eligible for reimbursement. The statement credit will appear on your credit card billing statement within 1-2 billing cycles. You are responsible for payment of all charges until the statement credit posts to the account. Chase has no control or liability regarding these programs including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA or DHS. For more information about the Global Entry, TSA PreCheck® and NEXUS programs, including application details and full terms and conditions, go to ttp.cbp.dhs.gov/. Websites and other information provided by government agencies are not within Chase's control and may not be available in Spanish. To receive statement credits, your account must be open and not in default at the time of fulfillment.
TSA PreCheck® is a registered trademark and is used with the permission of the U.S. Department of Homeland Security.

Concierge Service:
Cardmembers are responsible for the cost of any goods or services purchased through World Mastercard Concierge.

Aeroplan Cardmember 10% Bonus on Chase Ultimate Rewards Point Transfers
If you, as the primary cardmember, also have an eligible Chase credit card with Ultimate Rewards®, you will be eligible to receive a 10% bonus after you transfer 50,000 or more Ultimate Rewards points in a single transaction to Aeroplan. Maximum of 25,000 bonus points per calendar year. Bonus points will be awarded by Aeroplan and will post in your Aeroplan account within 7 days after your transfer is complete. Ultimate Rewards transfers into an authorized user’s Aeroplan account or any Aeroplan account other than the primary cardmember’s, will not be eligible for the 10% bonus. Your Chase Aeroplan Card account must be linked to your Aeroplan number and must be active and not in default at the time the bonus points are credited to receive the bonus points. Chase is not responsible for the provision of, or failure to provide, the stated benefits.

Zero Liability:
Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Account Alerts:
Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.

Score Improvement:
This score improvement resource does not guarantee you will reach your credit score goal even if you complete the recommended actions, as there are other factors that may impact your VantageScore. This resource should be used for educational purposes only. There are various types of credit scores that lenders can access to make a lending decision. The credit score you receive is based on the VantageScore® 3.0 model and may not be the credit score model used by your lender or by Chase. You should carefully consider your needs and objectives before making any decisions, and consult the appropriate professional(s).

Cardmembers Eligible for Chase Pay Over Time:
Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Credit Cards for Chase Pay Over Time After Purchase: Participating Chase credit cards include most consumer credit cards and select small business credit cards. For a complete list of participating Chase credit cards, see “Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made” at chase.com/personal/credit-cards/chasepayovertime/faqs/after-purchaseOpens in a new window. Participating Credit Cards for Chase Pay Over Time at checkout on Amazon.com: Participating Chase credit cards include all credit cards except small business credit cards, Amazon Visa and Prime Visa cards, and Chase Mastercard credit cards.

Purchases Eligible for Chase Pay Over Time Set Up After Purchase
Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.comOpens in a new window or the Chase Mobile App.

Mastercard, the silver circles design and World Elite Mastercard are registered trademarks of Mastercard International Incorporated.

AEROPLAN® PROGRAM INFORMATION
The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on the airline reservation must be identical to the name on the Aeroplan account of the traveler. Please allow up to 72 hours after the Chase Aeroplan Card is approved for these benefits to be activated. Your Aeroplan account must be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon Aeroplan account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and benefits are subject to the Aeroplan Program Terms & Conditions (aircanada.com/aeroplan-termsandconditionsOpens Overlay) and any applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as may be changed from time to time. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Air Canada® is a registered trademark of Air Canada used under license by Aeroplan Inc. Aeroplan® is a registered trademark of Aeroplan Inc., used under license.

Chase Aeroplan credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offers subject to change.

Explore Additional Card Rewards and Benefits

The Rewards you want for travel and beyond

Redeem your points for flight rewards with Air Canada and Aeroplan's 45+ partner airlines to more than 1,300 destinations worldwide.*

  • Whether it's a quick jaunt or the trip of a lifetime, Aeroplan makes it easier to take the trip you want
  • Redeem for every seat, on every Air Canada flight, no restrictions.
  • No cash surcharges on flight rewards with Air Canada
  • Redemptions start at 6,000 points *
  • Add a stopover on international trips for just 5,000 points

Pay Yourself Back®
We’ve made it easy to turn your recent travel, dining and grocery store purchases – even your prior payment of your annual fee – into a statement credit. It’s up to you how you want to redeem your Aeroplan Points. Just select your eligible transactions that posted to your account within the last 90 days to redeem.

Redeem for hotels, car rentals and more.
Aeroplan points can get you a whole range of great benefits beyond flights. You can redeem points for hotels (over 300,000 worldwide), car rentals (over 11,000 worldwide), Air Canada Vacation packages, gift cards, and much more.

Count on a premium suite of travel benefits

Prefer price icon

Preferred Pricing
Receive access to preferred pricing on flight rewards. As the Primary Cardmember, you can often book flight rewards for even fewer points.*

Global entry icon

Global Entry or TSA PreCheck® or NEXUS Fee Credit
Receive a statement credit of up to $120 every 4 years as a reimbursement for the application fee charged to your Aeroplan Card.*

Concierge icon

Mastercard 24/7 Concierge
Need to locate hard to find items or even reserve that perfect table? Our concierge is there to help. To contact the concierge, call the number on the back of your card.*

10 percent bonus icon

10% bonus on Ultimate Rewards® points transfers
Chase Aeroplan credit cardmembers, get a 10% transfer bonus after transferring 50,000 or more Ultimate Rewards points in a single transaction from an eligible Chase credit card to their Aeroplan account. Maximum of 25,000 Aeroplan bonus points per calendar year.*

You're covered with built-in benefits

Trip Cancellation and Interruption Insurance

You can be reimbursed up to $1,500 per covered
traveler and $6,000 per trip for your pre-paid, non-
refundable passenger fares, if your trip is canceled
or cut short by sickness, severe weather or other
covered situations.Δ

Baggage Delay Insurance

Reimburses you up to $100 a day for up to 3 days
for essential purchases like toiletries and clothing
when baggage is delayed over 6 hours.Δ

Zero Liability Protection

You won't be held responsible for unauthorized
charges made with your card.*

24/7 Fraud Monitoring

We help safeguard your credit card purchases
using sophisticated fraud monitoring. We monitor
for fraud 24/7 and can text, email or call you if
there are unusual purchases on your credit card.*

Trip Delay Reimbursement

If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.Δ

Auto Rental Coverage

Roadside Assistance

Purchase Protection

Δ Travel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

ΔΔ Specific limitations apply to New York residents: Purchase Protection - coverage period is 90 days from the date of purchase.

Credit Journey® is so much more than a credit score. We provide you with resources to help you build and monitor your credit and credit score to improve your credit. You can access your regularly updated score for free anytime with no impact. Credit Journey® also has other tools like our score improvement feature which can provide you with a personalized action plan, provided by ExperianTM, to help improve your credit score.* You can review your score and the factors that change it, giving you a breakdown of what may have caused your score to change. With credit and identity monitoring, you receive alerts* if changes to your accounts are seen and if your personal info is found in a data breach or on the dark web. We're here for you around the clock if you ever need support.

For fast, easy and secure checkout simply tap to pay where you see the Contactless symbol. For more information, please see www.chase.com/contactlessOpens in a new window.

Chase Pay Over Time (formerly My Chase Plan®) lets eligible Chase customers* break up credit card purchases* into budget friendly payments. Pay off an eligible purchase you've already made of $100 or more* in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertimeOpens in a new window.