NEW CARDMEMBER OFFER $300 bonus cash back after you spend $3,000 on purchases in the first 3 months after account opening.*
AT A GLANCE Cash Back rewards with no annual fee† Earn Cash Back rewards on every purchase*
APR 0% intro APR for 12 months from account opening on purchases and balance transfers.† After that, 13.99%–19.99% variable APR.†
ANNUAL FEE $0†
$300 bonus cash back
after you spend $3,000 on purchases in the first 3 months after account opening.*
5% cash back
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services each account anniversary year.*
2% cash back
Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.*
Earn 1% cash back on all other purchases–with no limit to the amount you can earn.*
Redeem for Cash Back rewards
Cash Back rewards do not expire as long as your account is open.*
|"A Great Card for Small Businesses" - Kiplinger's Personal Finance, September 2016**|
|** From Kiplinger's Personal Finance, September 2016 © 2016 The Kiplinger Washington Editors. Used under license.|
Employee cards let you set individual spending limits and help you earn rewards even faster.*
I love this card and recommend it to everyone with a business of their own. Great customer service when I need it and handy rewards. Being able to add employee cards and the way you can categorize charges is so helpful.
The benefit for small business owners in the Chase INK card is outstanding and if you don't have it you are missing out on a tremendous value. Research all the other cards, but trust me this will be your last stop with the greats bang for your buck.
My Business Ink card is my ONLY card!! It is able to handle the needs of my growing business!! They are always on top of things and they are always super helpful and handle my issues/needs promptly!!
Get your money's worth. Redeem for cash back as a statement credit to apply toward your balance, or get it directly deposited to most U.S. checking and savings accounts. Redeem for cash back at a 1:1 value starting at 2,000 points for $20 cash back.*
Redeem for premium vacation packages, cruises or fly any class on most major airlines. There are no restrictions or blackout dates on airfare booked through Chase Ultimate Rewards.
It's easy to instantly redeem your points to pay for all or part of your eligible Amazon.com orders, including tax & shipping.1
Will it be Home Depot®, iTunes®, Amazon or Staples®? With over 70 gift card options available, deciding where to redeem your rewards won't be easy.
Home Depot Gift Card: Chase Bank USA, N.A. is not affiliated with The Home Depot®. The Home Depot is not a sponsor of this promotion. The Home Depot is a registered trademark of Home Depot Product Authority, LLC.
Staples Gift Card: Ultimate Rewards is a program provided by Chase. Staples is neither a sponsor of Ultimate Rewards nor an affiliate of Chase. See Staples Gift Card for complete terms and conditions of use.
iTunes® Gift Card: iTunes is a registered trademark of Apple Inc. All rights reserved. Apple is not a participant in or sponsor of this promotion.
Amazon.com Gift Card: Gift cards are fulfilled by Amazon.com and are subject to Amazon.com's Terms & Conditions.
1Additional Chase and Amazon.com Shop with Points apply. Some or all documents, services, websites (whether controlled by Chase or others) and/or correspondence may be available only in English.
Amazon, Amazon.com, the Amazon.com logo, the smile logo, and Shop with Points are trademarks of Amazon.com Inc., or its affiliates.
When you pay for your air, bus, train or cruise transportation with your card, you are eligible to receive accidental death or dismemberment coverage of up to $500,000.**
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance.** (You will be responsible for the cost of any goods or services obtained.)
If you have a roadside emergency, call
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.**
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.**
If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger.**
Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.**
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**
** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Employee cards at no additional cost Set and change individual spending limits on employee cards,* and earn even more rewards from their purchases.
Unlock the potential of the Ink card with the Ink app Designed exclusively for Ink cardmembers, the Ink app* gives 24/7 access to Ink card activity so you can manage your account on-the-go. The Ink app syncs automatically with your Chase.com account so you can download your receipts and create reports with your purchase and tags.
Know when, where, and how much your account is being charged when you activate instant purchase alerts.*
Earn $300 Bonus Cash Back
You will receive 30,000 bonus points with this bonus offer, which can be redeemed for $300 cash back. To qualify and receive your bonus, you must make Purchases totaling $3,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Cash Back and Points: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1. Redemption values for other reward options may vary. You may see "Cash Back" in marketing materials when referring to the rewards you earn. How you can earn points: You'll earn points when you, or an authorized user, use an Ink Cash business card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1% Cash Back: You'll earn 1% Cash Back rewards for each $1 spent. This equates to $0.01 in Cash Back rewards, which is equal to 1 point, for each $1 spent. 2% Cash Back: You'll earn 2% Cash Back rewards total for each $1 of the first $25,000 spent each account anniversary year on combined purchases in the following rewards categories: gas stations and restaurants (1% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). This equates to $0.02 in total Cash Back rewards, which is equal to 2 points, for each $1 spent. You may see "2X" in marketing materials to refer to the 2% Cash Back rewards total you earn for each dollar spent in these categories each account anniversary year. After $25,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1% Cash Back rewards for every dollar spent, with no maximum. 5% Cash Back: You'll earn 5% Cash Back rewards total for each $1 of the first $25,000 spent each account anniversary year on combined purchases in the following rewards categories: office supply stores; internet, cable, and phone services (4% additional Cash Back rewards on top of the 1% Cash Back rewards earned on each purchase). This equates to $0.05 in total Cash Back rewards, which is equal to 5 points, for each $1 spent. You may see "5X" in marketing materials to refer to the 5% Cash Back rewards total you earn for each dollar spent in these categories each account anniversary year. After $25,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1% Cash Back rewards for every dollar spent, with no maximum. We may offer you ways to earn bonus points through the program. You'll find out more about the number of bonus points you can earn and any other terms at the time of the offer. How you can use your points: You can use your points to redeem for cash starting at 2,000 points through an account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States. Other redemption options include gift cards and travel. When you use points to redeem for gift cards and travel, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see
If any of your employees are allowed to use your account, they will be authorized users and will have the same charging privileges as you unless you establish individual spending limits for them. You are responsible for any use of your account by you, an authorized user or anyone else that you permit to use your account. You are responsible for repaying all balances on your account. All correspondence, including statements and notifications, will be sent to you. By submitting this request to add a user to your account, you are confirming that you have a relationship with the
Mobile Ink App
Apple® and iPhone® are trademarks of Apple Inc., registered in the U.S. and other countries. App StoreSM is a service mark of Apple Inc. iPhone: Must download the Ink® App from the App StoreSM and enroll in Chase Online.SM Requires iOS 8 or higher. Android is a trademark of Google, Inc. Use of this trademark is subject to Google Permissions. Android: Must download the Ink® App from the Android Market and enroll in Chase Online. Requires Android 4.0x or higher. The Ink app is only available in English.
A purchase alert is sent as a push notification, which requires a data connection and are queued for delivery when a data connection is not available. You may not receive a push notification after every purchase but you can login to the Ink app at anytime to see your purchases regardless of whether a purchase alert was sent.