NEW CARDMEMBER OFFER

Earn $900 bonus cash back

after you spend $6,000 on purchases in the first 3 months after account opening.*

AT A GLANCE

Unlimited 1.5% cash back rewards on every purchase

made for your business* – with this no annual fee credit card.

APR

0% intro APR for 12 months from account opening on purchases. After that, 17.99%–23.99% variable APR.

ANNUAL FEE

$0

Ink Business Unlimited logo

Business Credit Card Rewards & Benefits

Earn $900 bonus cash back

after you spend $6,000 on purchases in the first 3 months after account opening.*Opens offer details overlay

Earn Unlimited 1.5% cash back

Earn unlimited 1.5% Cash Back rewards on every purchase made for your business.*Opens offer details overlay

Intro APR

0% intro APR for 12 months from account opening on purchases. After that, 17.99%–23.99% variable APR.Opens pricing and terms in new window

Redeem for Cash Back rewards

Redeem your rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.*Opens offer details overlay

Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.*Opens offer details overlay

Earn 5% cash back on Lyft rides

Earn a total of 5% cash back on Lyft rides through March 2025 with your Chase Ink Unlimited card. That's 3.5% in addition to the 1.5% you already earn on travel.*Opens offer details overlay

Ink Business Unlimited® Credit Card                                                                                     

Offer Details

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.
 

$900 Cash Back After You Spend $6,000 On Purchases In The First 3 Months From Account Opening: You will receive 90,000 bonus points with this bonus offer, which can be redeemed for $900 cash back. To qualify and receive your bonus, you must make Purchases totaling $6,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Earning in the Rewards Program: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. How you can earn points: You'll earn points on purchases of products and services, minus returns or refunds, made with an Ink Business Unlimited credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5% Cash Back: You'll earn 1.5% Cash Back rewards for each $1 spent. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options may vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For more information about the Ink Business Unlimited rewards program, you can see the latest Rewards Program Agreement at chase.com/inkbusinessunlimited/rewardsagreementOpens in a new window and it will be available for cardmembers after logging into chase.com/ultimaterewardsOpens in a new window and will be mailed for new or changed accounts.

5% Cash Back Offer on Lyft Purchases: You'll earn 5% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2025. That's 3.5% additional cash back on top of the 1.5% cash back earned on each purchase in the rewards program. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible. Additional cash back will appear on your billing statement in a separate line from base cash back. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services. See Earning in the Rewards Program for more information about earning cash back.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

AirPods, Apple, Apple TV, Apple Watch, HomePod, iMac, iPad, iPad Pro, iPhone, MacBook and MacBook Pro are registered trademarks of Apple Inc. All rights reserved.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Credit Cards for Chase Pay Over Time After Purchase: Participating Chase credit cards include most consumer credit cards and select small business credit cards. For a complete list of participating Chase credit cards, see “Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made” at chase.com/personal/credit-cards/chasepayovertime/faqs/after-purchase. Participating Credit Cards for Chase Pay Over Time at checkout on Amazon.com: Participating Chase credit cards include all credit cards except small business credit cards, Amazon Visa and Prime Visa cards, and Chase Mastercard credit cards.

Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com or the Chase Mobile App.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Chase Ink Business Unlimited credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.

end of the offer details page

Travel & purchase coverage

You're covered with built-in benefits for your business

Auto Rental Coverage

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.Δ

Travel and Emergency Assistance

If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)Δ

Roadside Assistance

If you have a roadside emergency, call the service provider to dispatch the help you need.  Roadside service fees will be billed to your card at time of dispatch.Δ

Purchase Protection

Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $10,000 per item.Δ,ΔΔ

Extended Warranty Protection

Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.Δ

Δ Travel and Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.

ΔΔSpecific limitations apply to New York residents: Purchase Protection – coverage period is 90 days from the date of purchase.

Earn rewards on every purchase and put them right back into your business

Cash Back

Redeem for cash back as a statement credit to apply toward your balance, or get it directly deposited to most U.S. checking and savings accounts. There are no minimums to redeem your Cash Back rewards points.*Opens offer details overlay

Travel

Book your business travel through Chase TravelSM. Redeem for rental cars, hotel stays or fly any class on most major airlines with no restrictions or blackout dates on airfare.

Apple® Ultimate Rewards Store

Boost office productivity with a technology refresh. Use your points to pay for all or part of your Apple purchases through Ultimate Rewards.*Opens offer details overlay

Gift Cards

Whether it's for yourself, your clients, or your employees – the choice of where to redeem your business rewards is yours. Chase offers over 150 of your favorite gift card brands including hotels, office supply stores, electronics and more.

Employee cards at no additional cost

Employee cards let you set individual spending limits and help you earn rewards even faster.*

REFER BUSINESS OWNERS

IF YOU ALREADY HAVE
ANY CHASE INK® CARD!

Earn up to 200,000 points per year

You can earn 20,000 bonus points for each business that gets approved for any Chase Ink® Credit Card. Click the button below to start referring.

Stay on top of your business

Manage your cash flow

Make payments using a business credit card to hold onto your money longer.

Build your business credit

As your business grows, you'll need access to more capital. With Ink, your business builds its own credit history.

Get insights into your business

Chase Ink® gives you 24/7 access to view account details, quarterly reports, up to 24 months of statement details, and more.

Separate business and personal expenses

Easily track expenses and maintain records for tax reporting and other business needs. Integrate your Chase Ink® credit card with bookkeeping software to simplify accounting.

Enjoy peace of mind

Chase helps keep your accounts safe with account alerts.*Opens offer details overlay Choose the alerts you want and how you'd like to receive them.

Chase Pay
Over Time®

Chase Pay Over Time lets eligible Chase business card customers* break up credit card expenses* into manageable payments. Pay off an eligible purchase you've already made of $100 or more* in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time eligible" option next to the transaction amount in your credit card account activity.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime.