NEW CARDMEMBER OFFER 40,000 bonus points after you spend $1,000 on purchases in the first 3 months your account is open.*
AT A GLANCE Earn reward flights with no blackout dates. Earn 2x points on Southwest® purchases and points on all other purchases. Plus 6,000 anniversary bonus points.*
APR 16.24%–23.24% variable APR.†
ANNUAL FEE $99 applied to first billing statement.†
40,000 bonus points
after you spend $1,000 on purchases in the first 3 months your account is open.*
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
2X points on Southwest® purchases
Earn 2 points for every $1 you spend on Southwest Airlines® purchases.*
1X point on all other purchases
Earn 1 point for every $1 you spend on all other purchases.*
6,000 bonus points
Receive 6,000 bonus points after your cardmember anniversary.*
We saved you a seat. With Rapid Rewards®, if we've got a seat, it's yours.
**Bags fly free®: First and second checked bags. Weight and size limits apply. No change fees: Fare difference may apply.
If you or your immediate family members' checked or carry-on bags are damaged or lost by the carrier, you're covered up to $3,000 per passenger.**
Reimburses you for essential purchases like toiletries and clothing for baggage delays over 6 hours by passenger carrier up to $100 a day for 3 days.**
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**
** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
You will first be considered for a Visa Signature card. If you do not qualify for the Signature card, you will automatically be considered for a Visa Platinum card. The Signature and Platinum cards have different credit availability and benefits. For pricing details, please see
40,000 Bonus Points
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. To qualify for your bonus points, you must make Purchases totaling $1,000 or more during the first 3 months from account opening. Please allow up to 8 weeks for bonus points to post to your Rapid Rewards account. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
How you can earn points: You'll earn points when you, or an authorized user, use a Rapid Rewards® credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count as a purchase and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 2 points: You'll earn 2 points for each $1 spent on purchases made directly with Southwest Airlines®, including flight, inflight, Southwest gift card, and Southwest Airlines Vacations® package purchases, and at participating Rapid Rewards® Hotel and Rental Car Partners. 1 point: You'll earn 1 point for each $1 spent on all other purchases. 1 point on balance transfers: You'll earn 1 point for each $1 of the first $15,000 of balance transfers made during the first 90 days from your original account open date. 6,000 bonus points each account anniversary year: You'll receive 6,000 bonus points each account anniversary year. "Account anniversary year" means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. 1,500 Tier Qualifying Points: You'll earn 1,500 TQP for each $10,000 in purchases up to $100,000 in purchases annually which equal 15,000 TQP. Tier Qualifying Points can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status. "Annually" means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date. Please note this time period is different than your account anniversary year. We may offer you ways to earn bonus points through the card rewards program. You'll find out more about the number of bonus points you can earn and any other terms at the time of the offer. Information about earning/transferring points to Southwest Airlines: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Points expiration: The points transferred to your Rapid Rewards account won't expire as long as your card account is open or there is flight or Southwest Airlines partner earning activity on the Rapid Rewards account every 24 months. If your card account is closed, the points in your Rapid Rewards account will expire if there isn't flight or other Southwest Airlines partner earning activity every 24 months. Losing points: You'll immediately lose all points that haven't been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Program Agreement: We will mail you a Rewards Program Agreement containing additional card rewards program terms once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will be available online as well.
Bags Fly Free
First and second checked bags. Weight and size limits apply.
Points don't expire, Unlimited Reward Seats and No Blackout Dates
Points don't expire: The points transferred to your Rapid Rewards account won't expire as long as your card account is open or there is flight or Southwest Airlines partner earning activity on the Rapid Rewards account every 24 months. If your card account is closed, the points in your Rapid Rewards account will expire if there isn't flight or other Southwest Airlines partner earning activity every 24 months. No Blackout Dates and Unlimited Reward Seats apply to flights booked with points.
No Change Fees
Fare differences may apply.
Accounts subject to credit approval. Restrictions and limitations apply. Southwest Airlines Rapid Rewards® Visa credit cards are issued by Chase Bank USA, N.A. Offer subject to change.
SOUTHWEST AIRLINES RAPID REWARDS® PROGRAM INFORMATION
The Southwest Airlines Rapid Rewards Credit Card is brought to you by Southwest Airlines® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards® Points toward benefits and services. The number of points needed for any particular Southwest flight is set by Southwest and will vary depending on destination, time, day of travel, demand, point redemption rate, and other factors and is subject to change. Rapid Rewards Points can only be transferred to the primary Cardmember's Rapid Rewards account. All Rapid Rewards rules and regulations apply, please visit www.southwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points and awards.