APR 16.24% variable APR.†
ANNUAL FEE $0 intro annual fee for the first year, then $95.†
30,000 Bonus miles
after you spend $1,000 on purchases in the first 3 months your account is open.*
Earn 2 miles for each $1 spent on tickets purchased from United.*
1 mile per $1
Employee cards at no additional cost
Employee cards let you set individual spend limits and help you earn rewards faster.*
This new cardmember bonus offer is not available to either (i) current cardmembers of this business credit card, or (ii) previous cardmembers of this business credit card who received a new cardmember bonus for this business credit card within the last 24 months. With this bonus offer you will qualify and receive 30,000 bonus miles after you make Purchases totaling $1,000 or more during the first 3 months from account opening. ("Purchases" does not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access the account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment. Bonus miles do not count towards Premier status.If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account.
As a one-time bonus each calendar year, once you reach $25,000 in Net Purchases you will receive 10,000 bonus miles. ("Net Purchases" are purchases of goods and services made by you or any authorized user on your account minus any returns or refunds, and do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) Purchases you make with other United credit cards prior to becoming an Explorer cardmember will not count towards the $25,000 requirement. For your first year as an Explorer cardmember, calendar year means the period beginning with your enrollment date through December 31 of that same year. Therefore, you will have from your account open date through December 31 to earn the one-time bonus in your first year. Please allow up to 6 weeks after the billing cycle in which you qualify for bonus miles to post to your MileagePlus account.
The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first standard checked bag free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first standard checked bag free, the primary Cardmember must include their MileagePlus® number in their reservation and use their MileagePlus Explorer Card to purchase their ticket(s). First standard checked bag free is only available on United®- and United Express®-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive an additional free standard checked bag. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for your first free standard checked bag to be available on your United reservation. Please visit
The primary Cardmember and companions traveling on the same reservation are eligible for priority boarding; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive priority boarding, the primary Cardmember must include their MileagePlus® number in their reservation. Priority boarding is only available on United®- and United Express®-operated flights; codeshare partner-operated flights are not eligible. MileagePlus Explorer Cardmembers can board the plane before general boarding, after MileagePlus Premier® members, customers with Premier Access® and travelers requiring special assistance. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please allow 2 weeks after account opening for priority boarding to be available on your United reservation.
The primary Cardmember will receive two (2) United ClubSM one-time passes after account opening and every 12 months thereafter as long as the credit card account remains open. Each pass grants one person one-time access to a United Club location subject to United Club terms & conditions,
How you can earn miles: You'll earn miles when you, or an authorized user, use a United MileagePlus® credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn miles: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You'll earn 1 mile for each $1 spent. 2 miles: You'll earn 2 miles total for each $1 spent on airline tickets purchased directly from United (1 additional mile on top of the 1 mile per $1 earned on each purchase). 2 miles: You'll also earn 2 miles total for each $1 spent in the following rewards categories: restaurants; gas stations; office supply stores (1 additional mile on top of the 1 mile per $1 earned on each purchase). 10,000 bonus miles each calendar year: You'll receive 10,000 bonus miles each calendar year during which you make at least $25,000 in purchases with your card. "Calendar year" means January 1 through December 31 of that same year. We may offer you ways to earn bonus miles through this program or special promotions. You'll find out more about the number of bonus miles you can earn and any other terms at the time of the offer. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Miles expiration: The miles transferred to your MileagePlus account will not expire as long as your card account is open. If your card account is closed, the miles in your MileagePlus account will expire according to the MileagePlus program rules. Losing miles: You'll immediately lose all miles that haven't been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won't qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see
Your miles will not expire as long as there is activity on your credit card account, including paying your annual membership fee, and the credit card account is open and not in default. Upon cancellation of your credit card account your miles will expire according to the MileagePlus program rules.
The primary Cardmember can use their miles to book award travel on any United-operated flight at the MileagePlus® Standard Award level, including award travel booked by the primary Cardmember for an authorized user(s), under the primary Cardmember's MileagePlus number, as long as tickets are still available for sale. Be sure to provide the primary Cardmember's MileagePlus number before you start the award travel booking process. Award booking under an authorized user's MileagePlus number will not receive this benefit. Saver Awards, awards on codeshare partner-operated flights and upgrade awards are subject to limitations, restrictions and blackout dates. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit
If any of your employees are allowed to use your account, they will be authorized users and will have the same charging privileges as you unless you establish individual spending limits for them. You are responsible for any use of your account by you, an authorized user or anyone else that you permit to use your account. You are responsible for repaying all balances on your account. All correspondence, including statements and notifications, will be sent to you. By submitting this request to add a user to your account, you are agreeing the name and address provided are persons with which you have a relationship and are factual. If Chase determines the name and address provided are fraudulent, Chase has the right to close the account.
The Luxury Hotel & Resort Collection program benefits and Guest Privileges are available exclusively on select Chase credit cards. To receive the Guest Privileges, reservations must be made through a Luxury Hotel & Resort Collection Travel Specialist or on the website,
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Cardmembers are responsible for the cost of any goods or services purchased through the Concierge.
This product is reserved for business owners. Individuals whose requests for this offer are not approved will not be enrolled in MileagePlus® through this request, although existing MileagePlus members will remain enrolled in MileagePlus. Employees will not be enrolled in MileagePlus as a result of this request. MileagePlus miles awarded through the use of the employee's or authorized user's card will only be credited to the authorizing officer's account. If a cardmember's membership in United's MileagePlus Program is terminated in accordance with the terms and conditions of that Program, the cardmember will no longer be eligible to earn any MileagePlus miles for purchases using the United MileagePlus Card. Chase's sole obligation concerning the award and redemption of miles shall be to make a valid request to United to award miles to the cardmember's associated MileagePlus account. Chase disclaims liability or responsibility for United's failure to award or redeem miles to the cardmember's associated MileagePlus account after Chase has met its obligations to United in connection with such a request. Benefits are available as long as cardmember's MileagePlus Explorer Credit Card account is open and not in default. Upon closure of the cardmember's MileagePlus Explorer Credit Card account, all benefits will be canceled.
Miles accrued, awards, and benefits issued are subject to change and are subject to the rules of the United MileagePlus program, including without limitation the Premier® program (the "MileagePlus Program"), which are expressly incorporated herein. Please allow 6-8 weeks after completed qualifying activity for miles to post to your account. United may change the MileagePlus Program including, but not limited to, rules, regulations, travel awards and special offers or terminate the MileagePlus Program at any time and without notice. United and its subsidiaries, affiliates and agents are not responsible for any products or services of other participating companies and partners. Taxes and fees related to award travel are the responsibility of the member. Bonus award miles, award miles and any other miles earned through non-flight activity do not count toward qualification for Premier status unless expressly stated otherwise. The accumulation of mileage or Premier status or any other status does not entitle members to any vested rights with respect to the MileagePlus Program. All calculations made in connection with the MileagePlus Program, including without limitation with respect to the accumulation of mileage and the satisfaction of the qualification requirements for Premier status, will be made by United Airlines and MileagePlus in their discretion and such calculations will be considered final. Information in this communication that relates to the MileagePlus Program does not purport to be complete or comprehensive and may not include all of the information that a member may believe is important, and is qualified in its entirety by reference to all of the information on the united.com website and the MileagePlus Program rules. United and MileagePlus are registered service marks. For complete details about the MileagePlus Program, go to