
Chase Sapphire Preferred® Credit Card

NEW CARDMEMBER OFFER
Earn 60,000 strikethrough 75,000 bonus points
after you spend $5,000 on purchases in the first 3 months from account opening.*
AT A GLANCE
Premium dining & travel rewards
Earn 5x total points on travel purchased through Chase TravelSM, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.* Earn 3x points on dining, including eligible delivery services, takeout and dining out.* Earn 2x on other travel purchases.*
APR
19.99 %–28.24 % variable APR.†Opens pricing and terms in new window
ANNUAL FEE
Travel Credit Card Rewards & Benefits
NEW CARDMEMBER OFFER
NEW OFFER
Earn 75,000 bonus points
after you spend $5,000 on purchases in the first 3 months from account opening.*
This credit card is unavailable to you if you currently have one open. The new cardmember bonus may not be available to you if you currently have any other personal Sapphire cards open, previously held this card or received a new cardmember bonus for this card. We may also consider the number of cards you have opened and closed, as well as other factors in determining your bonus eligibility.
HOTEL CREDIT
$50 Annual Chase TravelSM Hotel Credit
Earn up to $50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.*
EARN REWARDS
More ways to earn
Earn 5x total points on travel purchased through Chase Travel, excluding hotel purchases that qualify for the $50 Annual Chase Travel Hotel Credit.*
Earn 2x on other travel purchases.*
Earn 3x points on dining, including eligible delivery services, takeout and dining out.*
Earn 3x points on online grocery purchases (excluding Target,* Walmart and wholesale clubs).*
Earn 3x points on select streaming services.*
Earn 1 point per dollar spent on all other purchases.*
Plus, each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you'll get 2,500 bonus points.*
PARTNERSHIP BENEFITS
Over $200 in partnership benefit value
Take advantage of over $200 in partner valueOpens overlay with Sapphire Preferred.
Explore Additional Benefits
Are you a member of a frequent travel program? With Chase Sapphire Preferred®, you can transfer your points to leading frequent travel programs at 1 to 1 value.
Airline Travel Partners
- Aer Lingus, AerClub
- Air Canada Aeroplan
- British Airways Executive Club
- Emirates Skywards®
- Flying Blue AIR FRANCE KLM
- Iberia Plus
- JetBlue TrueBlue
- Singapore Airlines KrisFlyer
- Southwest Airlines Rapid Rewards®
- United MileagePlus®
- Virgin Atlantic Flying Club
Hotel Travel Partners
- IHG® Rewards Club
- Marriott Bonvoy®
- World of Hyatt®
DoorDash DashPass benefits
Get a complimentary DashPass membership, a $120 value for 12 months. Enjoy $0 delivery fees and reduced service fees on eligible DoorDash orders when you activate by December 31, 2027.*
Plus, DashPass members get a $10 promo each month ($120 annually) to save on groceries, retail orders, and more through December 31, 2027.*
5x points on Lyft rides
Earn 5x total points on Lyft rides with your Chase Sapphire Preferred card through September 30, 2027.*
5x points on Peloton equipment
Earn 5x total points on eligible Peloton equipment and accessory purchases over $150 through December 31, 2027.*
You're covered with built-in benefits - travel confidently & shop with confidence
Trip Cancellation and Interruption Insurance
If your trip is canceled or cut short by sickness, severe weather or other covered situations, you can be reimbursed up to $10,000 per covered traveler and $20,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.Δ
Baggage Delay Insurance
Reimburses you up to $100 a day for up to 5 days for essential purchases like toiletries and clothing when baggage is delayed over 6 hours.Δ
Travel and Emergency Assistance
If you run into a problem while traveling away from home, this benefit provides legal and medical referrals and access to other travel and emergency assistance services. (You will be responsible for the cost of any goods or services obtained.)Δ
Purchase Protection
Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item.Δ, ΔΔ
Auto Rental Coverage
Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary and provides reimbursement up to $60,000 for theft and collision damage for most rental vehicles with an MSRP of $125,000 or less.Δ, ΔΔ
Trip Delay Reimbursement
If your common carrier travel is delayed more than 12 hours or requires an overnight stay, you are covered for unreimbursed expenses, such as meals and lodging, up to $500 per covered traveler.Δ
Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.Δ
Guide to Benefits: Click here
Δ Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are provided by unaffiliated companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. For full coverage details, cardmembers can refer to their Guide to Benefits, provided after account opening, or call the number on the back of their card for assistance.
ΔΔ Specific limitations apply to New York residents: Auto Rental Coverage – inside the United States coverage is secondary to your personal automobile insurance. Purchase Protection – coverage period is 90 days from the date of purchase.
You will pay no foreign transaction fees when you use your card for purchases made outside the United States.† For example, if you spend $5,000 internationally, you would avoid $150 in foreign transaction fees.
24/7 Access to a Customer Service Specialist
Enjoy 24/7 access to a customer service specialist from virtually anywhere in the world.
Apply for a card, use it the same day
Receive instant access to your card by adding it to a digital wallet, like Apple Pay®, Google Pay™ or Samsung Pay. Find out how at chase.com/digital/spend-instantlyOpens in a new window.
Stay informed and alert with Chase Credit Journey®
Chase Credit Journey® is so much more than a free credit score. By enrolling in identity monitoring, you can receive alerts* when your information is found on the dark web or in a data breach. And, if your data is stolen, assistance is available to you.
A personal concierge to assist you at every step: Get a direct line to assistance that's assigned to you round-the-clock. They'll help you prepare for every step in the process and keep you informed.
Coverage for select out-of-pocket costs: If identity theft happens, you may be covered for certain expenses.
Assistance if you lose your wallet: Get help if you lose any of your credit cards, your ID or other important documents, no matter where you are in the world.
And, it's free for everyone!
For more information or to enroll in Chase Credit Journey, please click hereOpens in a new window
Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.
Chase Pay Over Time* lets eligible Chase customers break up credit card purchases into budget friendly payments. There are two potential ways to pay over time:
After purchase (formerly My Chase Plan®): Pay off an eligible purchase you've already made of $100 or more* in smaller, equal monthly payments. No Interest- just a fixed monthly fee† with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card activity.
At checkout: Chase Credit card members may have the option to create a payment plan at checkout on Amazon.com. Orders totaling $50 or more* using your eligible Chase credit card at Amazon.com could be eligible for Chase Pay Over Time. You will be able to view Chase Pay Over Time plan options (including the fixed APR and durations) at checkout.
Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.
For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertimeOpens in a new window.


Refer friends if you already have a Chase Sapphire Preferred® Card!
Earn up to 100,000 bonus points per year. You can earn bonus points for each friend who gets any participating Chase Sapphire® credit card. Click the button below to start referring.