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Chase Freedom Unlimited® credit card
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Chase Freedom Unlimited® credit card

Chase Freedom Unlimited (Registered Trademark) credit card. NO ANNUAL FEE (dagger).
(9,179 cardmember reviews)
Clickable card art links to Chase Freedom Unlimited (Registered Trademark) credit card product page Clickable card art links to Chase Freedom Unlimited (Registered Trademark) credit card ratings and reviews page Clickable card art links to Chase Freedom Unlimited (Registered Trademark) credit card refer a friend page
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NEW CARDMEMBER OFFER $150 bonus after you spend $500 on purchases in the first 3 months from account opening.

At a glance Earn unlimited cash back Earn unlimited 1.5% cash back on every purchase – it's automatic. No minimum to redeem for cash back.* Same page link to Offer Details

APR 0% intro APR for 15 months from account opening on purchases and balance transfers.† Same page link to Pricing and Terms After that, 16.49(4.75 + 11.74)%–25.24(4.75 + 20.49)% variable APR.† Same page link to Pricing and Terms

ANNUAL FEE $0† Same page link to Pricing and Terms

FREEDOM UNLIMITED logo

Card Benefits

$150 Bonus

after you spend $500 on purchases in your first 3 months from account opening.* Same page link to Offer Details

Earn a $25 bonus after you add your first authorized user and make your first purchase within this same 3-month period.* Same page link to Offer Details

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

No annual fee

You won't have to pay an annual fee† Same page link to Pricing and Terms for all the great features that come with your Freedom Unlimited® card.

Low intro APR

0% intro APR for 15 months from account opening on purchases and balance transfers.† Same page link to Pricing and Terms After that, 16.49(4.75 + 11.74)%–25.24(4.75 + 20.49)% variable APR.† Same page link to Pricing and Terms Balance transfer fee is 5% of the amount transferred with a minimum of $5.† Same page link to Pricing and Terms

Earn unlimited 1.5% cash back

Earn unlimited 1.5% cash back on every purchase* Same page link to Offer Details – it's automatic.

Cash Back rewards do not expire

Cash Back rewards do not expire as long as your account is open.* Same page link to Offer Details And there is no minimum to redeem for cash back.

Explore Additional Benefits

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Already have a Chase Freedom Unlimited® card?

Earn up to $500 cash back per year

Get $100 cash back for each friend who gets the Freedom Unlimited® card.

Click the button to ensure you receive the above offer.

Invite friends now

Already have a
Chase Freedom Unlimited® card?

Earn up to $500 cash back per year

Get $100 cash back for each friend who gets the Freedom Unlimited® card.

Invite friends now

Click the button to ensure you receive the above offer.

Cardmember Reviews

Showing 3 of 9,179
Featured Review
Unlimited Freedom

I love using my Chase Freedom card for almost anything. With no Annual Fee, it's the PERFECT card to have.

07/8/17
Submitted by: Marcye22
Pretty Great Card

Simple, spend and pay the bill and build rewards. I was surprised by how many I earned and how quickly. The card is simple and easy to use. I love it!

11/29/17
Submitted by: Smiller
Great Starter Card

Cash back racks up quickly! Great card!

11/12/17
Submitted by: Carol
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Chase Freedom Unlimited® credit card
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*Offer Details
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Redeem Your Cash Back Rewards

Redeem for cash back There is no minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.* Same page link to Offer Details

Shop with points at Amazon. Link your Chase Freedom Unlimited card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.* Same page link to Offer Details

Gift cards Redeem for a variety of gift cards and certificates for shopping, dining and entertainment, and more.* Same page link to Offer Details

Travel Book your travel with Chase Ultimate Rewards for competitive rates and flexible ways to pay.

Service & protection
You're covered with built-in benefits
Zero Liability Protection

Means you won't be held responsible for unauthorized charges made with your card or account information.* Same page link to Offer Details

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.** Same page link to disclaimer

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.** Same page link to disclaimer

Fraud Protection

We help safeguard your account using sophisticated Real-Time Fraud Monitoring. You can rest easier knowing that your card transactions will be monitored for possible signs of fraudulent activity.

Fraud Alerts

In the case of unusual activity, Chase can notify you by phone, text* Same page link to Offer Details or email.

** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

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CHASE DOES NOT ENDORSE/GUARANTEE THE ACCURACY OF, AND DISCLAIMS ALL LIABILITY FOR, ALL SUBMISSIONS INCLUDING POSTS MADE BY EMPLOYEES/SUPPLIERS WHO ARE NOT AUTHORIZED ADMINISTRATORS OF THIS SITE. SUBMISSIONS ARE NOT EDITED BY CHASE NOR DO THEY NECESSARILY REPRESENT/REFLECT THE VIEWS/OPINIONS OF CHASE. PRODUCTS AND BENEFITS MENTIONED IN REVIEWS MAY CHANGE OVER TIME.
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Chase Freedom Unlimited® credit card
Offer Details

Chase Freedom Unlimited Card
Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For benefits details, please read your credit card benefits materials which will be mailed after your account is established.

$150 Bonus
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 15,000 bonus points with this bonus offer, which can be redeemed for $150 cash back. To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

$25 Bonus
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 2,500 bonus points with this bonus offer, which can be redeemed for $25 cash back. To qualify for and receive your bonus, your First Purchase and addition of an authorized user to your account must both occur during the first 3 months from account opening. ("First Purchase" does not include balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.

Adding An Authorized User
All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user's credit score. When you tell us to add a user to your account, you're confirming that you have a relationship with the person or people whose name(s), address(es), and date of birth(s) you've told us, that all their information is correct, and that you have their consent to add them. If Chase determines you've given us fraudulent name, address, or date of birth information, or did not have such consent, Chase can close this account.

Zero Liability Protection
Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Cash Back, Points
Rewards Program Agreement: For more information about the Chase Freedom Unlimited rewards program, view the latest Rewards Program Agreement. We will mail your Rewards Program Agreement once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will also be available after logging in to chase.com/ultimaterewards.

Cash Back and Points: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. How you can earn points: You'll earn points when you, or an authorized user, use a Chase Freedom Unlimited card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5% Cash Back: You'll earn 1.5% Cash Back rewards for each $1 spent. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and products or services made available through the program or directly from third party merchants. Redemption values for reward options vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

Shop With Points
Using your Points at Amazon.com Checkout (Shop with Points): Additional Chase and Amazon.com Shop with Points service terms apply. Learn more about Shop with Points by going to www.amazon.com/chasefreedomswp. Some or all documents, services, websites (whether controlled by Chase or others) and/or correspondence may be available only in English.

Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.

Alerts
Delivery of alerts may be delayed for various reasons, including service outages affecting your phone, wireless or Internet provider; technology failures; and system capacity limitations. There is no charge from Chase, but message and data rates may apply. Such charges include those from your communications service provider.

Accounts subject to credit approval. Restrictions and limitations apply. Chase Freedom Unlimited credit cards are issued by Chase Bank USA, N.A. Offer subject to change.













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