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Slate EdgeSM credit card

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NEW CARDMEMBER OFFER Get an edge with a $100 bonus Earn a $100 bonus credit after you spend $500 on purchases in your first six months.* Same page link to Offer Details

At a glance Lower your interest rate by 2% each year. Get an automatic review for a higher credit limit when you pay on time, and spend $500 in your first six months from account opening.

APR 0% intro APR for 12 months from account opening on purchases and balance transfers. Same page link to Pricing and Terms After that, 14.99%–23.74% variable APR. Same page link to Pricing and Terms

ANNUAL FEE $0. Same page link to Pricing and Terms

Slate Edge (Service Mark) logo

Rewards & Benefits

Earn a $100 bonus credit

Earn a $100 statement credit after you spend $500 on purchases in your first six months.* Same page link to Offer Details

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Lower your interest rate by 2% each year* Same page link to Offer Details

You will automatically be considered for an APR reduction by 2% when you pay on time and spend at least $1,000 on your card by your next account anniversary, until your APR reaches the Prime Rate plus 9.74% (currently 12.99% variable APR based on the Prime Rate of 3.25% as of 2/4/2021). Your final APR reduction could be less than 2% depending on the APR you receive with your card.

Start off strong with a low intro APR* Same page link to Offer Details

Make moves toward your credit goals with 0% APR for 12 months on purchases and balance transfers. A variable APR of 14.99%–23.74% on balance transfers and purchases after the introductory period ends.

Raise your credit limit

Special welcome offer: Get an automatic review for a higher credit limit when you pay on time, and spend $500 in your first six months from account opening.* Same page link to Offer Details

Keep tabs on your credit health

Chase Credit Journey helps you monitor your credit with free access to your latest score, critical alerts* Same page link to Offer Details, and more.

No Annual Fee

You won't have to pay an annual fee Same page link to Pricing and Terms for all the great features that come with your Slate EdgeSM card.

Explore Additional Benefits

FAQs

Is Chase Slate Edge a good credit card?

The Chase Slate Edge credit card includes great benefits like:

  1. Earn a $100 bonus credit after you spend $500 on purchases in your first six months
  2. 0% Intro APR for 12 months from account opening on purchases and Balance Transfers
  3. Automatic Credit line increase evaluation after making all on time payments, and spending $500 in the first 6 months.
  4. Annual APR Reduction evaluation if you make all payments on time, and spend $1000 by your next account anniversary.

How do I lower the interest rate (APR) on my Chase Slate Edge credit card?

You will automatically be considered for a purchase APR reduction by 2% when you pay on time, and spend at least $1,000 on your card by your next account anniversary, until your APR reaches the Prime Rate plus 9.74%.

How do I increase my credit limit on my Chase Slate Edge credit card?

You're automatically considered for a credit limit increase when you make all on time payments, and spend $500 in the first six months.

Can I split large purchases on different payments?

The Chase Slate Edge card is eligible for My Chase Plan. My Chase Plan allows Chase Slate Edge customers to make equal monthly payments on purchases of $100 or more – with no interest, just a fixed monthly fee.

Does the $500 I spend for the credit line increase evaluation and statement credit also count towards the $1,000 I need to spend to be evaluated for a lower APR?

Yes, the first $500 you spend counts towards both your credit line increase evaluation and statement credit, and also towards your lower APR evaluation after one year.

What can I use a balance transfer for?

You can use your Chase Slate Edge credit card to pay off higher-rate credit cards or consolidate balances and pay less interest in the long run. Balance transfers may not be used to pay other credit cards or loans issued by JPMorgan Chase Bank, N.A. or any of our affiliates.