* TERMS AND CONDITIONS

Southwest^® EarlyBird Check-In^®: Each anniversary year you will be reimbursed for the purchase of up to 2 EarlyBird Check-In services made with your Southwest Rapid Rewards^® Premier Credit Card. Each EarlyBird Check-In service means a purchase made for EarlyBird Check-In one-way, per Passenger. Anniversary year means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. If you switch to this product from another Chase credit card, your account open date is the date the switch to the Southwest Rapid Rewards^® Premier Credit Card is completed. EarlyBird Check-In provides automatic check-in before the traditional 24-hour check-in and can be purchased as part of the original flight purchase or added to a flight after purchase. Price of EarlyBird Check-In may vary. Statement credit(s) will post to your account the same day your purchase posts to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. Account must be open and not in default at the time the statement credit is posted to your account. Statement credits will be issued for the anniversary year in which the transaction posts to your account. For example, if you purchase EarlyBird Check-In and Southwest does not post the transaction until after your current anniversary year ends, the cost of the EarlyBird Check-In services will be allocated towards the following year’s maximum of 2 services. More information can be found at opens overlaySouthwest.com/early-bird.

Companion Pass Qualifying Points: Companion Pass^® qualifying points are earned from revenue flights booked through Southwest^®, points earned on Rapid Rewards^® Credit Cards, and base points earned from Rapid Rewards partners. The following do not count as Companion Pass qualifying points: purchased points; points transferred between Members; points converted from hotel and car loyalty programs, e-Rewards^®, Valued Opinions, and Diners Club^®; points earned from Rapid Rewards program enrollment, tier bonus points; flight bonus points; and partner bonus points (with the exception of the Rapid Rewards Credit Cards from Chase). No points nor tier or Companion Pass qualifying points will be awarded for flights taken by the Companion when flying on a Companion Pass reservation. Points earned during a billing cycle on a Southwest Airlines Rapid Rewards Credit Card from Chase are not available for redemption or qualification for Companion Pass status until they are posted on your billing statement and posted to your Rapid Rewards account. Only points posted on your billing statements and posted to your Rapid Rewards account during the same calendar year are available for qualification for Companion Pass status. For example, if you make a purchase after your December billing statement cycle date, the points on those purchases will not count toward Companion Pass status in the year the purchase was made; they will appear on your January billing statement and post to your Rapid Rewards account in January. Companion Pass Qualifying Points Boost: As a Southwest Rapid Rewards Cardmember, you will earn one boost of 10,000 Companion Pass qualifying points each calendar year. The boost will be deposited into your eligible Rapid Rewards account by January 31st each calendar year or up to 30 days after account opening. To receive Companion Pass qualifying points boost your credit card account must be open and not in default at the time of fulfillment. Only one credit card account per Southwest Rapid Rewards Member (Rapid Rewards Member must be the primary Cardmember on that account), is eligible for one boost of 10,000 Companion Pass qualifying points per calendar year. JPMorgan Chase Bank, N.A. is not responsible for the provision of, or failure to provide, the stated benefits and services.

Tier Qualifying Points: Tier qualifying points (TQPs) are earned from revenue flights booked through Southwest Airlines^® or when you, or an authorized user or an employee, use the eligible Southwest Rapid Rewards^® Credit Card from Chase to make purchases of products and services, minus returns or refunds. (You’ll earn 1,500 for each $5,000 in purchases annually. “Annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date.) TQPs earned during a billing cycle on an eligible Southwest Rapid Rewards^® Credit Card from Chase are not available for qualification for benefits such as A-List and A-List Preferred status until they are posted to your Rapid Rewards^® account. The following will not count toward qualification for A-List or A-List Preferred status: Rapid Rewards program enrollment points; Rapid Rewards reward flights; Rapid Rewards Companion Pass^® travel; Rapid Rewards partner points except for TQPs earned on the eligible Southwest Rapid Rewards^® Credit Card from Chase; Rapid Rewards bonus points, unless specifically designated as such; non-revenue travel, unless specifically designated as eligible; stops at intermediate cities on connecting or through flights; and charter flights. TQPs are not redeemable for travel on Southwest^® or through the “More Rewards” site. Eligible credit cards: Southwest Rapid Rewards^® Premier Credit Card, Southwest Rapid Rewards Premier Business Credit Card, Southwest Rapid Rewards Priority Credit Card, or Southwest Rapid Rewards Performance Business Credit Card.

25% back on inflight purchases on Southwest Airlines^® flights: You will receive 25% back on Southwest Airlines inflight purchases made with your Southwest Rapid Rewards^® Premier Credit Card for drinks and WiFi in the form of a credit card account statement credit. Statement credit(s) will post to your credit card account the same day as your purchase(s) and will appear on your monthly credit card billing statement within 1-2 billing cycles. You will also receive 25% back on inflight purchases made by authorized users on your account. To qualify for the 25% back, purchase must be made with your Southwest Rapid Rewards^® Premier Credit Card and your account must be open and not in default at the time of fulfillment.

Earning in the Rewards Program: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Rapid Rewards^® Credit Card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count as a purchase and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 3 points: You’ll earn 3 points for each $1 spent on purchases made directly with Southwest Airlines^®, including flight, inflight, Southwest^® gift card, and Southwest Vacations^® package purchases. 2 points: You’ll earn 2 points for each $1 spent on purchases at participating Rapid Rewards^® hotel and rental car partners. 2 points: You’ll earn 2 points for each $1 spent on purchases in the local transit and commuting rewards category. 2 points: You’ll earn 2 points for each $1 spent on purchases in the following rewards categories: internet, cable, and phone services; select streaming services. 1 point: You’ll earn 1 point for each $1 spent on all other purchases. 1 point on balance transfers: You’ll earn 1 point for each $1 of the first $15,000 of balance transfers made during the first 90 days from your original account open date. 6,000 bonus points each account anniversary year: You’ll receive 6,000 bonus points each account anniversary year. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. 1,500 tier qualifying points: You’ll earn 1,500 tier qualifying points (TQPs) for each $5,000 spent in purchases annually. TQPs can be used to count toward qualification for Rapid Rewards A-List or A-List Preferred status. “Annually” means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date. Information about earning/transferring points to Southwest Airlines^®: Points earned during a billing cycle will be automatically transferred to Southwest Airlines after the end of each billing cycle. Losing points: You’ll immediately lose all points that haven’t been transferred to Southwest Airlines if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see opens in a new windowchase.com/RewardsCategoryFAQs. For more information about the Rapid Rewards^® Premier Card rewards program, you can see the latest Rewards Program Agreement at opens in a new window chase.com/swapremiercard/rewardsagreement and it will also be available for cardmembers after logging in to opens in a new windowchase.com and will be mailed for new or changed accounts.

Priority Check In And Security Lane Access: For a complete list of available Fly By^® locations, visit opens overlaySouthwest.com/flyby.

Same-Day Standby: If there’s an open seat on a different flight that departs on the same calendar day as your original flight and it’s between the same cities, A-List and A-List Preferred Members can get a seat on the new flight free of airline charges. If there isn’t an open seat on this different flight, you can ask a Southwest Gate Agent to add you to the same-day standby list for a flight between the same city pairs that departs on the same calendar day prior to your originally scheduled flight, and you will receive a message if you are cleared on the flight. For both the same-day change and same-day standby benefits, you must change your flight or request to be added to the same-day standby list at least 10 minutes prior to the scheduled departure of your original flight or the no-show policy will apply. Based on the flight status contact preference selected during booking, the message regarding your standby status will be an email or text message with a link to access the boarding pass via the Southwest app, mobile web, or you can visit a Southwest Gate Agent to print off the boarding pass. If there are any government taxes and fees associated with these itinerary changes, you will be required to pay those. Your original boarding position is not guaranteed. Important: These benefits are available only by seeing a Southwest Gate Agent or calling 1-800-I-FLY-SWA^®. If you change your flight through any other channel or to a flight that does not meet the requirements outlined above, you will be responsible for the difference in price. If an A-List or A-List Preferred Member is traveling on a multiple-Passenger reservation, same-day standby and same-day change will not be provided for non-A-List or non-A-List Preferred Members in the same reservation. For A-List and A-List Preferred Members who have also qualified for a Companion Pass^®, A-List, and A-List Preferred benefits are not available to the Companion unless the Companion is also an A-List or A-List Preferred Member.

Redeem Southwest Rapid Rewards^® Points With Pay Yourself Back^®: Points may be redeemed for a statement credit using Pay Yourself Back for qualifying transactions made within the 90 days before the redemption request date. Categories and qualifying transaction eligibility may change from time to time without notice. Redemptions require a minimum of 1 Rapid Rewards Point. Chase has the right to change redemption values at any time. Statement credits will post to the card account within 7 business days of a request to redeem and will appear on the monthly Chase credit card billing statement within 1-2 billing cycles. Statement credits will reduce your balance but you are still required to make at least your minimum monthly payment. Chase reserves the right to determine which purchases qualify for a statement credit. Pay Yourself Back may be discontinued at any time.

First Checked Bag: The primary Rapid Rewards Credit Cardmember and up to eight passengers traveling on the same reservation are each eligible to receive their first standard checked bag free. Card members should allow up to 14 days for card status to be updated in their Rapid Rewards account to be eligible for this benefit. To receive their first standard checked bag free, the primary Card member must include their Rapid Rewards number in their reservation. The free first standard checked bag is only available on Southwest operated flights; codeshare and partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers with A-List Preferred or A-List status or who purchase a Business Select fare will receive the bag benefits associated with their Southwest Rapid Rewards tier status or fare. Card members who are already exempt from paying the charge for their first checked bag are not eligible for this benefit. Authorized users of Rapid Reward Credit Cards and employee cards of Rapid Rewards Business Credit Cards are not eligible for this benefit. Credit Card account must be open and not in default when purchasing the checked bag. Chase is not responsible for the provision of or failure to provide the stated benefits and services.

No Blackout Dates And Unlimited Reward Seats: No blackout dates and unlimited reward seats apply to flights booked with points.

No Change Fees: Fare difference may apply.

Free live TV: Available only on WiFi-enabled aircraft. Limited-time offer. Where available. To view movies and select on-demand TV content, download the Southwest app from the Google Play Store or Apple App Store before your flight.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

SOUTHWEST RAPID REWARDS^® PROGRAM INFORMATION
The Southwest Rapid Rewards Credit Card is brought to you by Southwest Airlines^® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services. The number of points needed for a particular Southwest flight is set by Southwest^® and will vary depending on destination, time, day of travel, demand, fare type, point redemption rate, and other factors, and are subject to change at any time until the booking is confirmed. Rapid Rewards points can only be transferred to the primary Cardmember’s Rapid Rewards account. All Rapid Rewards rules and regulations apply and can be found at opens overlaySouthwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points.