TERMS & CONDITIONS

SOUTHWEST^® RAPID REWARDS^® PROGRAM INFORMATION

The Southwest Rapid Rewards^® Credit Card is brought to you by Southwest Airlines^® and Chase. Southwest Airlines is responsible for the redemption of Rapid Rewards points toward benefits and services. The number of points needed for a particular Southwest^® flight is set by Southwest and will vary depending on destination, time, day of travel, demand, fare type, point redemption rate, and other factors, and are subject to change at any time until the booking is confirmed. Rapid Rewards points can only be transferred to the primary Cardmember’s Rapid Rewards account. All Rapid Rewards rules and regulations apply, please visit opens overlaySouthwest.com/rrterms. Southwest reserves the right to amend, suspend, or change the program and/or program rules at any time without notice. Rapid Rewards Members do not acquire property rights in accrued points.

EARNING POINTS

See your Card Rewards Program Agreement for more details.

TIER QUALIFYING POINTS

Tier qualifying points (TQP) are earned from revenue flights booked through Southwest Airlines^® or when you, or an authorized user, use the Rapid Rewards^® Priority or Premier Credit Card from Chase to make purchases of products and services, minus returns or refunds. (You'll earn 1,500 for each $10,000 in purchases up to $100,000 in purchases annually which equal 15,000 TQP. "Annually" means the year beginning with your account open date through the first December statement date of that same year, and each 12 billing cycles starting after your December statement date through the following December statement date.) Tier qualifying points earned during a billing cycle on a Southwest Airlines Rapid Rewards^® Priority or Premier Credit Card from Chase are not available for qualification for benefits such as A-List and A-List Preferred status until they are posted to your Rapid Rewards^® account. The following will not count toward qualification for A-List status: Rapid Rewards reward flights; Rapid Rewards Companion Pass travel; Rapid Rewards partner points except for tier qualifying points earned on the Southwest Airlines Rapid Rewards Priority or Premier Credit Cards from Chase; bonus Rapid Rewards points, unless specifically designated as such; non-revenue travel, unless specifically designated as eligible; stops at intermediate cities on connecting or through flights; and charter flights.

FREE SAME-DAY STANDBY

On the day of travel, please see a Customer Service Agent at the airport for this benefit. Free same-day standby is not available at Southwest^® kiosks. Free same-day standby will be provided for A-List and A-List Preferred Members traveling prior to the original scheduled departure, between the same city pairs, on the original date of travel, where a seat is available. On flights that do not meet these qualifications, A-List and A-List Preferred Members will receive priority standby and will be required to pay the difference in fare if a seat becomes available. A-List Preferred Members will be prioritized ahead of A-List Members. If an A-List or A-List Preferred Member is traveling on a multiple-Passenger reservation, free same-day standby and priority standby will not be provided for non-A-List or non-A-List Preferred Members in the same reservation. For A-List and A-List Preferred Members who have also qualified for a Companion Pass, A-List and A-List Preferred benefits are not available to the Companion unless the Companion is also an A-List and A-List Preferred Member. A-List and A-List Preferred Members can still make confirmed same-day changes for another flight to their destination, if seats are available, and will only pay the difference in fare.

PRIORITY CHECK-IN AND SECURITY LANE ACCESS

For a complete list of available Fly By^® locations, visit opens overlaySouthwest.com/flyby.

COMPANION PASS

Companion Pass qualifying points are earned from your revenue flights booked through Southwest^®, your points earned by making purchases with a Southwest Rapid Rewards^® Credit Card, and your base points earned from Rapid Rewards partners. Purchased points, points transferred between members, points converted from hotel and car loyalty programs, and e-Rewards, e-Miles, Valued Opinions and Diners Club, points earned from Rapid Rewards program enrollment, tier bonuses, flight bonuses, and partner bonuses (excluding bonus points earned on Southwest Rapid Rewards Credit Cards from Chase) do not count toward Companion Pass. Points earned during a billing cycle on a Southwest Airlines Rapid Rewards Credit Card from Chase are not available for redemption or qualification for Companion Pass status until they are posted on your billing statement and posted to your Rapid Rewards Account. Only points posted on your billing statements and posted to your Rapid Rewards account during the same calendar year are available for qualification for Companion Pass status. For example, if you make a purchase after your December billing statement cycle date, the points on those purchases will not count toward Companion Pass status in the year the purchase was made; they will appear on your January billing statement and post to your Rapid Rewards Account in January. No points or Companion Pass qualifying points will be awarded for flights taken by the Companion using the Companion Pass.

PAYING BILLS ONLINE AND AUTOMATIC PAYMENTS

Please contact your service merchant for details on any fees that may be associated with paying your bill using a credit card.

ADDING AN AUTHORIZED USER - BUSINESS CARD

If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.