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CHASE for Business (Registered Trademark)
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Chase Ink Business Plus (Registered Trademark) Card

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Your Ink Plus® business card:

Get to know your premium rewards and benefits


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Make your business purchases more rewarding*same page link to card details

5X icon

Earn 5 points per $1 on the first $50,000 spent in combined purchases each account anniversary year at:

  • Office supply stores
  • Internet, cable and phone services
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Earn 2 points per $1 on the first $50,000 spent in combined purchases each account anniversary year at:

  • Gas stations
  • Hotel accommodations when purchased directly with the hotel
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Earn 1 point per $1 on all other purchases with no limit to the amount you can earn

Points do not expire as long as your account is open

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Turn your points into travel rewards and more

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Points are worth 25% more*same page link to card details when you redeem for travel through Chase Ultimate Rewards®. For example, 20,000 points are worth $250 towards travel. Book a relaxing getaway — or your next business trip.

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Transfer your points at full 1:1 value to frequent travel programs including United Mileage Plus®, Marriott Rewards®, Southwest Airlines Rapid Rewards® and more.

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Choose cash back and more including gift cards for you, your employees or clients. Or Shop with Points at Amazon.com*same page link to card details to purchase business essentials.

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Built-in protection for the unexpected*same page link to card details

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Auto Rental Collision Damage Waiver — Decline the rental company's collision insurance and charge the entire rental cost to your card.

Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.

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Purchase Protection — Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

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Trip Cancellation/Trip Interruption Insurance — If your trip is cancelled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your prepaid, non-refundable travel expenses, including passenger fares, tours, and hotels.

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Explore all of your card benefits

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Get employee cards at no additional cost*same page link to card details

Stay in control and enjoy added flexibility with employee cards. You can set and change individual spending limits anytime. Plus, earn rewards from their purchases – automatically.

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Pay no foreign transaction fees*same page link to card details

You’ll pay no foreign transaction fees on purchases made outside the U.S., no matter where your business takes you.

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Count on advanced protection

Zero Liability Protection*same page link to card details – Zero Liability means you won’t be held responsible for unauthorized charges made with your card or account information

Fraud alerts*same page link to card details – In the case of unusual activity, Chase can notify you by phone, text or email. To make sure we have your contact information, please log into chase.com and click on the Change Mailing Address, phone and/or email link to edit your preferences.

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Get more with recurring bill pay*same page link to card details

Set up recurring payments for your business expenses to ensure safe, convenient and on-time transactions, all while earning rewards.

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Resources to boost your business

How to protect your business now and in the future

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How social media can help you make better product decisions

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How to market your business using search and social media

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Grow your business with help from Chase

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Manage your finances with Chase Business Checking

Checking accounts designed for businesses of every size.

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Find the right business loan or line of credit

Finance options to help manage your business.

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Accept card payments in store, online or on-the-go

Find the right payment processing solutions for how you run your business.

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Ink Plus Business Card Travel And Purchase Benefits

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Complimentary travel coverage**same page link to benefit details

Trip Cancellation/Trip Interruption Insurance

If your trip is cancelled or cut short by sickness, severe weather and other covered situations, you can be reimbursed up to $5,000 per trip for your pre-paid, non-refundable travel expenses, including passenger fares, tours, and hotels.

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is primary when renting for business purposes and provides reimbursement up to the actual cash value of the vehicle for theft and collision damage for most cars in the U.S. and abroad.

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Built-in protection benefits**same page link to benefit details

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $10,000 per claim and $50,000 per account.

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.

**same page link to benefit details target These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.

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Ink Plus® Business Card Offer Details

Earning Points

How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with an Ink Plus business credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 point: You’ll earn 1 point for each $1 spent. 2 points: You’ll earn 2 points total for each $1 of the first $50,000 spent each account anniversary year on combined purchases in the following rewards categories: hotel accommodations when purchased directly with the hotel; gas stations (one additional point on top of the 1 point per $1 earned on each purchase). You may see “2X” in marketing materials to refer to the 2 points total you earn for each $1 spent in these categories each account anniversary year. After $50,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for each $1 spent, with no maximum. 5 points: You’ll earn 5 points total for each $1 of the first $50,000 spent each account anniversary year on combined purchases in the following rewards categories: office supply stores; internet, cable, and phone services (four additional points on top of the 1 point per $1 earned on each purchase). You may see “5X” in marketing materials to refer to the 5 points total you earn for each $1 spent in these categories each account anniversary year. After $50,000 is spent on combined purchases in these categories each account anniversary year, you go back to earning 1 point for each $1 spent, with no maximum. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. We may offer you ways to earn bonus points through the program. You’ll find out more about the number of bonus points you can earn and any other terms at the time of the offer. How you can use your points: You can use your points to redeem for cash through an account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States. Other redemption options include gift cards and travel. When you use points to redeem for cash and gift cards, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. When you use points to redeem for travel, each point is worth $.0125 (one and a quarter cents), which means that 100 points is worth $1.25 in redemption value. Redemption values for other reward options may vary. Points expiration/losing points: Your points don’t expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs opens in a new window . Rewards Program Agreement: If you are a Chase Online customer, your Rewards Program Agreement is available after logging in to chase.com/ultimaterewards opens in a new window . You can also see your Rewards Program Agreement that you received in the mail.

Travel Through Chase Ultimate Rewards

When you use points to redeem for cash, each point is worth $.01 (one cent), which means that 100 points equals $1 in redemption value. Each point you redeem for travel booked through Chase Ultimate Rewards is worth $.0125 (one and a quarter cents), which means that 100 points equals $1.25 in redemption value, and points are worth 25% more than if redeemed for cash. For example, 20,000 points are worth $250 when redeemed for travel purchases, or $200 when redeemed for cash. The cost of travel is based on the rates and fares available through the Ultimate Rewards website and travel center, and may not reflect all rates and fares that are available through other sales channels.
If you choose to use points and your Chase Ink Plus credit card to pay for your purchase, each point will be worth $.0125, but your credit card will be charged the full remaining dollar amount.

Amazon Shop With Points

When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value.

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Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com opens overlay , Inc. or its affiliates.

Travel And Purchase Protection

These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.

Adding An Employee Card

If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the company are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the company, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the company has a relationship. You also represent that the company has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

No Foreign Transaction Fees

See Cardmember Agreement for details.

Zero Liability

Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Account Alerts

Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.

Recurring Bill Pay

Please contact your service merchant for details on any fees that may be associated with paying your bill using a credit card.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

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Chase offers business banking services and products for your needs

Business Checking

Chase offers a wide variety of business checking accounts opens in a new window for small, mid-sized and large businesses. Compare our business checking solutions opens in a new window and find the right checking account for you.

Business Loans

Finance your small business with business loans opens in a new window from Chase. Find a variety of financing options including SBA loans opens in a new window, commercial financing and a business line of credit opens in a new window to invest in the future of your business.

Business Credit Cards

Find and apply for the Ink business credit card best suited for your business. Compare the benefits of the Ink business credit cards opens in a new window.

Merchant Services

Chase Merchant Services opens in a new window provides you with secure and convenient ways to do business. Our payment solutions opens in a new window give your customers the flexibility to make purchases however they choose with added security to protect their accounts.

Business Savings

Chase offers a variety of business savings accounts opens in a new window including Total Savings, Premier Savings and a business CD opens in a new window. Compare savings accounts opens in a new window and find the right business savings account for you.

Business Debit Cards

More convenient than cash and checks — money is deducted right from your business checking account opens in a new window. Make deposits and withdrawals at the ATM with your business debit card opens in a new window. Save time every month with recurring payments.

Commercial Banking

Commercial Banking opens in a new window provides businesses with annual revenues ranging from $20 million to more than $2 billion with a range of domestic and international solutions including investment banking opens in a new window and asset management opens in a new window — designed to help you achieve your business goals.

Business Services

We're here to help with your business banking opens in a new window needs. From payment processing opens in a new window to foreign exchange opens in a new window, Chase Business Banking has solutions and services that work for you.

Retirement Plans

Help your employees plan, save, and invest for their future with 401(k) plan opens in a new window solutions. J.P. Morgan’s low cost retirement plans are built for you and your employees.

“Chase,” “JPMorgan,” “JPMorgan Chase,” the JPMorgan Chase logo and the Octagon Symbol are trademarks of JPMorgan Chase Bank, N.A. JPMorgan Chase Bank, N.A. is a wholly-owned subsidiary of JPMorgan Chase & Co.

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