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Your Chase Freedom® card comes with Chase Ultimate Rewards®, our premier rewards program that lets you redeem cash back rewards for travel, gift cards, Apple® products and more.

opens in a new window Cash Back

Redeem for cash back at any time, for any amount.

opens in a new window Gift Cards

Shop over 150 of your favorite gift card brands, with monthly discounts from select merchants.

opens in a new window Travel

Book your next vacation and use your points to help pay for it.

opens in a new window Amazon Shop with Points

Use your cash back rewards for purchases at footnote*

opens in a new window Apple® Ultimate Rewards Store

Use your points to pay for all or part of your Apple purchases through Ultimate Rewards.


opens overlay Thousands of restaurants.
Zero delivery fee.

Get a complimentary 3 months of DashPass, DoorDash's subscription service which provides unlimited deliveries for a $0 delivery fee on DoorDash orders over $12 (other fees may apply). After that, you are automatically enrolled in DashPass at 50% off for the next 9 footnote* Activate by December 31, 2021.

opens overlay Earn 5% cash back on
Lyft rides

Earn 5% cash back on Lyft rides with your Chase Freedom card through March footnote* That's 4% cash back in addition to the 1% cash back you already earn.

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Earn 1–15% bonus cash back at over 400 popular online retailers with Shop through Chase.®to footnote*

Chase Freedom Card. VISA Held over card reader device


Chase Freedom® comes with built-in benefits, so you can do what you do with confidence.

opens in a new window Zero Liability Protection

Relax, you’re not responsible for unauthorized charges made with your card or account footnote*

opens in a new window Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per footnote**

opens in a new window Extended Warranty Protection

Extends the time period of the U.S. manufacturer’s warranty by an additional year on eligible warranties of three years or footnote**


opens in a new window Auto Rental Collision Damage Waiver

Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal footnote**

opens in a new window Trip Cancellation/
Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered footnote**

opens in a new window Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)to footnote**

footnote**benefits These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.


opens in a new window Paperless Billing

Save paper. Stay organized. Get your statements online instead of in the mail.

opens in a new window Balance Transfers

Consolidate higher-rate credit card balances and save on interest.

opens in a new window Free Credit Score

You can see your score for free anytime with Credit JourneySM. Check as often as you'd like with no impact on your credit!

opens in a new window Authorized User

Add an authorized user and earn even more footnote*

footnote *terms and conditionsTERMS AND CONDITIONS

The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).

Earn 5% Cash Back On Quarterly Categories: Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information, please see Chase Freedom opens in a new windowFrequently Asked Questions.

Earn 1% Cash Back: See your Rewards Program Agreement for more details.

Points Don’t Expire: Your points don’t expire as long as your account is open, however, you’ll immediately lose all your points if your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.

Zero Liability Protection: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.

Shop With Points At When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value. Shop with Points opens overlayservice terms apply.

Amazon, the logo, the smile logo, and all related logos are trademarks of, Inc. or its affiliates.

Complimentary 3 months of DashPass/50% Discounted DashPass from DoorDash for 9 months: Your Chase Freedom account will receive one complimentary 3 month DashPass from DoorDash when the subscription is activated by 12/31/2021. After your complimentary period ends, you’ll be automatically enrolled for 9 months at 50% off the then current monthly DashPass rate. After the DashPass discounted period ends, you will continue to be enrolled and charged the then current monthly DashPass rate. You can cancel anytime on the DoorDash mobile application. Subscription will be registered in the name of the primary cardmember or an authorized user, whoever activates the benefit first. Subscription period for the user on a Chase Freedom account will begin and end based on when the first user activates the subscription on the DoorDash mobile application. To receive the subscription benefits, the primary cardmember or authorized user(s) must first add their Chase Freedom card as a payment method in the DoorDash mobile application, and then click the activation button. Benefits of DashPass from DoorDash include no delivery fees on orders that total over $12 (amount subject to change – see DoorDash site for current minimum); however, other fees on food orders may apply. PayPal or digital wallets (like Apple Pay and Google Pay), or subscriptions purchased through third parties are excluded from this offer. Mobile applications, websites and other information provided by DoorDash are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash benefits and services. Your Chase Freedom account must be open and not in default to maintain subscription benefits.

4% Cash Back on qualifying Lyft rides through 03/2022: You’ll earn 4% additional Cash Back rewards for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2022. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees, and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional Cash Back. You may see “5% Cash Back rewards” in marketing materials to refer to the 4% Cash Back rewards earned in addition to the 1% Cash Back rewards earned on all purchases. The additional 4% Cash Back rewards will appear on your billing statement in a separate line from the 1% Cash Back rewards.

Shop Through Chase: To use Shop through Chase, visit opens new or the Chase Mobile app and log in using your opens new user name and password. Participating merchants and offers are subject to change without notice. For complete details, see the Shop through Chase Supplement to your Ultimate Rewards Program Agreement, which can be found by logging on to opens new The merchants mentioned are neither sponsors of, nor affiliated with, the Shop through Chase program and are not responsible for any aspect of the program, including reward fulfillment. All marks used with permission of their respective owners.

Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information, or did not have such consent, Chase can close this account.

Deposit and credit card products provided by JPMorgan Chase Bank, N.A. Member FDIC

For a list of compatible Apple Pay devices, see opens

Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.

AirPods, Apple, Apple TV, Apple Watch, HomePod, iMac, iPad, iPad Pro, iPhone, MacBook and MacBook Pro are registered trademarks of Apple Inc. All rights reserved.

BEST BUY, the BEST BUY logo, and the tag design are trademarks of Best Buy and its affiliated companies.

Google Pay works on Android devices running Android Lollipop 5.0 or above.

Google Pay is a trademark of Google LLC.

©2020 Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Use only in accordance with law. Contact your bank or financial institution to verify that it is a Samsung Pay participant. Samsung Pay is available on select Samsung devices.

Only compatible with select cards and qualifying Samsung devices. Check with Chase to ensure that your card is compatible; and check the Samsung Pay Support page for additional compatibility information regarding devices, carriers and cards.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.