Qualifying purchases using PayPal or Chase Pay at Department Stores will earn a total of 5%.
Scroll down to get more familiar with everything your card can do for you.
HOW TO EARN 5%? WE’LL SHOW YOU THE WAY
Welcome to your own personal cash back headquarters. Ask, learn, plan, earn.
READY TO REDEEM? LET US COUNT THE WAYS
Your Chase Freedom® card comes with Chase Ultimate Rewards®, our premier rewards program that lets you redeem cash back rewards for travel, gift cards, Apple® products and more.
Gift Cards
Shop over 150 of your favorite gift card brands, with monthly discounts from select merchants.
Apple® Ultimate Rewards Store
Use your points to pay for all or part of your Apple purchases through Ultimate Rewards.
GET REWARDED FOR SHOPPING AT YOUR FAVORITE ONLINE STORES
Earn 1–15% bonus cash back at over 400 popular online retailers with Shop through Chase.®to footnote*
YOUR CARD HAS YOU COVERED...
Chase Freedom® comes with built-in benefits, so you can do what you do with confidence.
Zero Liability
Protection
Relax, you’re not responsible for unauthorized charges made with your card or account information.to footnote*
Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.to footnote**
Extended Warranty Protection
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less.to footnote**
...EVEN WHEN YOU’RE ON THE GO
Auto Rental Collision Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.to footnote**
Trip Cancellation/
Interruption Insurance
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.to footnote**
Travel and Emergency Assistance Services
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)to footnote**
footnote**benefits These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.
GREAT FEATURES THAT LET YOU PAY
AND EARN ON THE GO
With Chase Pay®, Apple Pay®, Google Pay™ and Samsung Pay, you can use the devices you carry every day to pay in stores, in apps or online, while still earning points.
MORE FEATURES TO HELP YOU GET AHEAD
Free Credit Score
You can see your score for free anytime with Credit JourneySM. Check as often as you'd like with no impact on your credit!
footnote*terms and conditionsTERMS AND CONDITIONS
Earn 5% Cash Back On Quarterly Categories: Rewards Categories: Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information, please see Chase Freedom opens in a new windowFrequently Asked Questions.
Earn 1% Cash Back: See your Rewards Program Agreement for more details.
Points Don’t Expire: Your points don’t expire as long as your account is open, however, you’ll immediately lose all your points if your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement.
Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.
Shop With Points At Amazon.com: When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value.
Amazon.com Shop with Points opens new windowservice terms apply.
Amazon, the Amazon.com logo and the smile logo are trademarks of Amazon or its affiliates.
Shop Through Chase: To use Shop through Chase, visit opens new windowwww.chase.com/ultimaterewards or the Chase Mobile app and log in using your opens new windowchase.com user name and password. Participating merchants and offers are subject to change without notice. For complete details, see the Shop through Chase Supplement to your Ultimate Rewards Program Agreement, which can be found by logging on to opens new windowchase.com/ultimaterewards. The merchants mentioned are neither sponsors of, nor affiliated with, the Shop through Chase program and are not responsible for any aspect of the program, including reward fulfillment. All marks used with permission of their respective owners.
Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information, or did not have such consent, Chase can close this account.
Chase credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC
Debit cards are provided by JPMorgan Chase Bank, N.A. Member FDIC
For a list of compatible Apple Pay devices, see opens overlaysupport.apple.com/km207105.
Apple, the Apple logo and Apple Pay are trademarks of Apple Inc., registered in the U.S. and other countries.
AirPods, Apple, Apple TV, Apple Watch, HomePod, iMac, iPad, iPad Pro, iPhone, MacBook and MacBook Pro are registered trademarks of Apple Inc. All rights reserved.
BEST BUY, the BEST BUY logo, and the tag design are trademarks of Best Buy and its affiliated companies.
Google Pay works on Android devices running Android Lollipop 5.0 or above.
Google Pay is a trademark of Google LLC.
© 2019 Samsung Pay is a trademark of Samsung Electronics Co., Ltd. Use only in accordance with law. Contact your bank or financial institution to verify that it is a Samsung Pay participant. Samsung Pay is available on select Samsung devices.
Only compatible with select cards and qualifying Samsung devices. Check with Chase to ensure that your card is compatible; and check the Samsung Pay Support page for additional compatibility information regarding devices, carriers and cards.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
PayPal is a trademark of PayPal, Inc., registered in the United States and other countries.