Introducing two ways to earn cash back:
ACTIVATE QUARTERLY
EARN 5%
CASH BACK
from Chase on up to $1,500 in combined purchases from April 1 - June 30, 2023, then 1% in the bonus categories. Same page link to Terms and Conditions reference *
-
Opens new window, links to English merchant list page
- Opens new window, links to English merchant list page Amazon.com
Opens new window, links to English chasebonus.com page Activate by June 14, 2023
ALWAYS EARNING
EARN UNLIMITED
CASH BACK
in the following categories — no activation or spending caps!
- 5%on travel purchased through Opens new window Chase Ultimate Rewards Same page link to Terms and Conditions reference *
- 3%on dining at restaurants including takeout and eligible delivery services Same page link to Terms and Conditions reference *
- 3%on drugstore purchases Same page link to Terms and Conditions reference *
- 1%on all other purchases Same page link to Terms and Conditions reference *


Learn more about 5% quarterly bonus categories
Opens new window Quarterly Calendar
View your quarterly 5% cash back
calendar
Opens new window Frequently Asked Questions
Get answers to common questions
Opens new window Merchant List
See which merchants qualify this
quarter

The Chase Mobile® app Same page link to Terms and Conditions reference * lets you stay on top of your account with bill pay and alerts. Same page link to Terms and Conditions reference * It's also another convenient way to activate your 5% quarterly bonus categories.
Opens new window Learn moreSame page link to Terms and Conditions target *TERMS AND CONDITIONS
Earn 5% Cash Back on Quarterly Categories/Cash Back And Points:
See your Rewards Program Agreement for more details.
For a purchase to qualify for the 5% bonus Cash Back, the merchant must submit charges to your credit card by the last day of the relevant calendar quarter.
Third-Party Merchants: The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).
Chase Mobile App: Chase Mobile® app is available for select mobile devices. Message and data rates may apply.
Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Mastercard, the silver circles design and World Elite Mastercard are registered trademarks of Mastercard International Incorporated.
Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.
JPMorgan Chase Bank, N.A. Member FDIC
Explore the features and benefits that come
with your card
Everyday value. Everywhere you go.
At home or on the go, your Freedom Flex World Elite Mastercard® comes with valuable benefits you can use every day.
World Elite® Benefits Same page link to Terms and Conditions reference *
opens overlay $5 Ride Credits
Receive a $5 Lyft credit when you
take 3 rides in a calendar month.
opens overlay Complimentary Membership
Enjoy a complimentary 1-year ShopRunner membership and get Free 2-Day Shipping and Free Returns at your favorite stores.
opens overlay Buy Movies, Get Movies
Get a $5 Fandango reward for every $20 spent on Fandango tickets or Fandango's home entertainment streaming service.
Get the most from your card
Enjoy additional perks just for being a Chase cardmember.
opens overlay Activate your Instacart
benefit
Activate your free, 3-month Chase Instacart+ Membership. After that, you'll automatically be enrolled at the current annual rate. Once you've activated the Chase Instacart+ Membership, you'll also earn up to $10 in statement credits each quarter through July 2024.
opens overlay Thousands of Restaurants.
Zero Delivery Fee.
Get a complimentary 3 months of DashPass on DoorDash and Caviar. DashPass provides unlimited deliveries with a $0 delivery fee and lower service fees on eligible orders. After your complimentary period ends, you are automatically enrolled in DashPass at half off for the next 9 months. Same page link to Terms and Conditions reference * If you haven’t already done so, activate this offer by December 31, 2024.
opens overlay Earn 5% Cash Back on
Lyft Rides
Earn 5% total cash back on Lyft rides with your Freedom Flex card through March 2025. Same page link to Terms and Conditions reference * That's 4% cash back in addition to the 1% cash back you already earn.


CHASE OFFERS
Deals on the things you love
Simply sign in to the Chase Mobile app Same page link to Terms and Conditions reference * or Chase.com to add offers then shop with your card to earn money back on your statement. Same page link to Terms and Conditions reference *
SHOP THROUGH CHASE
Plus, earn 1%-15% bonus cash back
With Shop through Chase®, you earn 1%-15% bonus cash back at over 450 popular online retailers. Same page link to Terms and Conditions reference *
Same page link to Terms and Conditions target *TERMS AND CONDITIONS
Mastercard Terms and Conditions
Benefits referenced on this page are current as of 12/2022. Benefits are subject to change by Mastercard at any time, in accordance with Mastercard’s notification policies, and are based on the individual merchant’s terms and conditions. Terms and conditions of the benefits can be found on Mastercard’s website ( opens overlay https://www.mastercard.us/en-us/consumers/find-card-products/credit-cards/world-elite.html). Void where prohibited or restricted by law.
Any taxes are the sole responsibility of the purchaser. Many of the stated benefits and services of this product are provided by third parties who are solely responsible for their provision or fulfillment.
Complimentary Instacart+ Membership: You will receive one complimentary Instacart+ membership per eligible card account for 3 months (for Freedom, Freedom Unlimited, Freedom Flex, Freedom Student, Slate, and Slate Edge cardmembers) when the membership is activated on http://www.instacart.com/chase with an eligible card between 6/15/2022 and 7/31/2024. (“You” and “your” mean you as the primary cardmember or any authorized user, depending on which user activates first). This offer is non-transferrable. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Benefits of Instacart’s membership include no delivery fee on orders that total over $35 (amount subject to change – see Instacart.com for current minimum); however, other fees, taxes, and/or tips may apply. Delivery subject to availability. If you do not currently have a paid or trial Instacart+ membership, by activating your Instacart+ membership, you agree to the Instacart+ Terms and you agree that after the complimentary Instacart+ membership period ends, you will be automatically enrolled in an annual Instacart+ membership and billed at $99/year or the then current annual Instacart+ membership rate for each membership activated, unless you have not placed any orders or you cancel during your complimentary Instacart+ membership period. If you currently have a paid or trial Instacart+ membership, you agree that your existing membership will be paused for the duration of this benefit and resume upon expiration. Your existing membership will automatically renew based on the Instacart+ Terms previously agreed upon unless you cancel. Your membership fees will be billed to any active payment method on file until you cancel. You can cancel your Instacart+ membership prior to the end of your complimentary Instacart+ membership period or at any time thereafter by selecting “Cancel Membership” in your Account Settings. Cancellation goes into effect during the next billing cycle. You may cancel within the first 15 calendar days of your paid Instacart+ membership and receive a refund of the Instacart+ membership fee you paid, but only if you have not placed any orders using your Instacart+ membership. If you change to another Chase credit card during the promotional period, your benefits may change. Mobile applications, websites and other information provided by Instacart are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Your complimentary membership benefits may be removed if your eligible credit card account is closed or in default.
Statement Credit on Instacart Purchases: Earn up to $10 per calendar quarter (for Freedom, Freedom Unlimited, Freedom Flex, and Freedom Student cardmembers) in statement credits on qualifying Instacart purchases from 8/1/2022 through 7/31/2024 when you activate a complimentary Chase Instacart+ membership on Instacart.com/chase with your eligible Chase credit card. Calendar quarters are Jan – March, April – June, July – September, October – December, and the partial calendar quarters at the beginning and end of the promotional period. You can check the status of your enrollment in the Chase benefit within the Instacart+ section of the Instacart mobile app. You will continue to receive statement credit benefits regardless of whether you choose to renew your Instacart+ membership at the end of your complimentary period. Qualifying Instacart purchases include only those orders purchased by you, or an authorized user, with a Chase Freedom Flex credit card through Instacart.com or the Instacart mobile application (gift cards excluded). Statement credit(s) will post to your account within 48 hours of your qualifying Instacart purchase posting to your account and will appear on your monthly credit card billing statement within 1-2 billing cycles. Statement credits will be issued for the calendar quarter in which the transaction posts to your account. For example, if you pay for an Instacart order, but Instacart does not post the transaction until after the current calendar quarter ends, the cost of the Instacart purchase will be allocated towards the next calendar quarter’s maximum, or will not qualify if the promotional period has ended. If you change to another Chase credit card during the promotional period, your benefits may change. Mobile applications, websites and other information provided by Instacart are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Accounts must be open and not in default at the time the statement credit posts to your account.
Complimentary 3 months of DashPass/50% Discounted DashPass from DoorDash for 9 months: When the membership is activated for the first time by 12/31/2024 your Chase Freedom Flex account will receive 3 months of complimentary DashPass for use on both the DoorDash and Caviar applications during the same membership period based on the first activation date. After your complimentary period ends, you’ll be automatically enrolled for 9 months at 50% off the then current monthly DashPass rate until you cancel. After the DashPass discounted period ends, you will continue to be enrolled and charged the then current monthly DashPass rate until you cancel. You can cancel anytime on the DoorDash or Caviar mobile application. Membership will be registered in the name of the primary cardmember or an authorized user, whoever activates the benefit first. Membership period for the user on the Chase credit card account referenced above will begin and end based on when the first user activates the membership on the DoorDash or Caviar mobile application. The same log in credentials must be used on DoorDash and Caviar in order for the DashPass benefit to be used on both applications. To receive the membership benefits, the primary cardmember or authorized user(s) must first add their applicable Chase credit card as a default payment method in the DoorDash or Caviar mobile applications, and then click the activation button. Once enrolled in DashPass, you must use your Chase Freedom Flex card for payment at checkout for DashPasseligible orders to receive DashPass benefits. Benefits of DashPass from DoorDash include no delivery fee on orders above the minimum subtotal (as stated in the DoorDash and Caviar apps and sites) from DashPass-eligible merchants (amounts subject to change). However, other fees (including service fee), taxes, and gratuity on orders may apply. Current value of the DashPass membership is as of 04/01/2022. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or memberships purchased through third parties are excluded from this offer. Mobile applications, websites and other information provided by DoorDash or Caviar are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash or Caviar benefits and services. If you product change to another Chase credit card during the promotional period, your benefits may change. You may experience a delay in updating your applicable benefits in the DoorDash application; please note, once you product trade, the benefits from your previous credit card are no longer available for your use. Your applicable Chase credit card account must be open and not in default to maintain membership benefits. See full DoorDash terms and conditions at: opens overlay https://help.doordash.com/consumers/s/article/offer-terms-conditions?language=en_US. All deliveries subject to availability. Must have or create a valid DoorDash account. Qualifying orders containing alcohol will be charged a $0.01 Delivery Fee. No cash value. Non-transferable. See full terms and conditions at: opens overlay help.doordash.com/consumers/s/article/offer-terms-conditions.
5% total Cash Back on qualifying Lyft rides through 03/2025: You’ll earn an additional 4% Cash Back rewards for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2025. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees, and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional Cash Back. You may see “5% Cash Back rewards” in marketing materials to refer to the 4% Cash Back rewards earned in addition to the 1% Cash Back rewards earned on all purchases. The additional 4% Cash Back rewards will appear on your billing statement in a separate line from the 1% Cash Back rewards. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services.
Chase Mobile App: Chase Mobile® app is available for select mobile devices. Message and data rates may apply.
Chase Offers: Chase is wholly responsible only for posting the statement credit to your account based on the data it receives from its third-party service provider. The statement credit will appear on your statement within 14 business days of Chase’s receipt of the information.
Shop Through Chase: To use Shop through Chase, visit Opens new window www.chase.com/ultimaterewards or the Chase Mobile app and log in using your Opens new window chase.com user name and password. Participating merchants and offers are subject to change without notice. For complete details, see the Shop through Chase Supplement to your Ultimate Rewards Program Agreement, which can be found by logging on to Opens new window chase.com/ultimaterewards. The merchants mentioned are neither sponsors of, nor affiliated with, the Shop through Chase program and are not responsible for any aspect of the program, including reward fulfillment. All marks used with permission of their respective owners.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Mastercard, the silver circles design and World Elite Mastercard are registered trademarks of Mastercard International Incorporated.
INSTACART® the Instacart Carrot logo, the Instacart Partial Carrot logo, and the Instacart Carrot Top logo are trademarks of Maplebear Inc., d/b/a Instacart. Instacart may not be available in all zip or post codes. See Instacart Terms of Service for more details.
JPMorgan Chase Bank, N.A. Member FDIC
Freedom Flex has you covered
Your Freedom Flex comes with built-in protection benefits, so you can do what you do with peace of mind.
opens overlay Cell Phone Protection
Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12-month period with a $50 deductible per claim. Same page link to Terms and Conditions reference *
Opens new window Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. Same page link to Terms and Conditions reference *
Opens new window Extended Warranty Protection
Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less. Same page link to Terms and Conditions reference *
Opens new window Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information. Same page link to Terms and Conditions reference *
Opens new window Fraud Alerts
We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card. Same page link to Terms and Conditions reference *
Same page link to Terms and Conditions target *TERMS AND CONDITIONS
Cell Phone Protection: Coverage is provided by New Hampshire Insurance Company, an AIG Company. Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage. The monthly bill associated with the phone must be paid with the eligible card for coverage to be effective. Policy provides secondary coverage only. For further information, see your Mastercard Guide to Benefits or call 1-800-MASTERCARD. Visit opens overlay mycardbenefits.com to file a claim.
Travel And Purchase Protection: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.
Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.
Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Mastercard, the silver circles design and World Elite Mastercard are registered trademarks of Mastercard International Incorporated.
JPMorgan Chase Bank, N.A. Member FDIC
Take on the world with confidence
Whether you’re going uptown, downtown or across the globe, you have coverage when you use Freedom Flex.
Opens new window Auto Rental Collision
Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance. Same page link to Terms and Conditions reference *
Opens new window Trip Cancellation/
Interruption Insurance
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, nonrefundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations. Same page link to Terms and Conditions reference *
Opens new window Travel and Emergency
Assistance Services
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.) Same page link to Terms and Conditions reference *
Same page link to Terms and Conditions target *TERMS AND CONDITIONS
Travel And Purchase Protection:
These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Mastercard, the silver circles design and World Elite Mastercard are registered trademarks of Mastercard International Incorporated.
JPMorgan Chase Bank, N.A. Member FDIC
Features that put you in control
Stay on top of what’s important with built-in features that help you manage your account.
Opens new window Paperless Billing
Save paper. Stay organized. Get your statements online instead of in the mail.
Opens new window Free Credit Score
Check your credit score as often as you’d like with no impact on your score, with Credit Journey.
Opens new window Recurring Bill Pay
Pay bills the smart way — set up recurring bill payments from your mobile device. Same page link to Terms and Conditions reference *
Opens new window Pay over time with
My Chase Plan®
Break up eligible credit card purchases of $100 or more into equal payments with no interest – just a fixed monthly fee. For more information, visit Opens new window chase.com/mychaseplan.
Opens new window Authorized User
Add an authorized user and earn even more points. Same page link to Terms and Conditions reference *
Opens new window J.P. Morgan Wealth Plan
A digital money coach that helps you plan, budget, save and invest, with step-by-step guidance to help reach your goals. Access Wealth Plan in the Plan & Track tab on your Chase Mobile App or at Opens new window Chase.com.
J.P. Morgan Wealth Management is a business of JPMorgan Chase & Co., which offers investment products and services through J.P. Morgan Securities LLC (JPMS), a registered broker-dealer and investment adviser, member FINRA and SIPC. Insurance products are made available through Chase Insurance Agency, Inc. (CIA), a licensed insurance agency, doing business as Chase Insurance Agency Services, Inc. in Florida. Certain custody and other services are provided by JPMorgan Chase Bank, N.A. (JPMCB). JPMS, CIA and JPMCB are affiliated companies under the common control of JPMorgan Chase & Co. Products not available in all states.
INVESTMENT AND INSURANCE PRODUCTS ARE:
• NOT FDIC INSURED • NOT INSURED BY ANY FEDERAL GOVERNMENT AGENCY • NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N.A. OR ANY OF ITS AFFILIATES • SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS OF THE PRINCIPAL AMOUNT INVESTED
Same page link to Terms and Conditions target *TERMS AND CONDITIONS
Provider Fees: Please contact your service merchant for details on any fees that may be associated with paying your bill using a credit card.
Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Mastercard, the silver circles design and World Elite Mastercard are registered trademarks of Mastercard International Incorporated.
JPMorgan Chase Bank, N.A. Member FDIC
Redeem rewards your way
Cash back is just the beginning with Chase Ultimate Rewards®.
Opens new window Cash Back
Redeem for cash back at any time, for any amount. Choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.
Opens new window Gift Cards
Redeem points for gift cards at over 150 of your favorite brands, with monthly discounts from select merchants.
Opens new window Travel
Book your next vacation and use your points to help pay for flights, hotels, rental cars and more.
Opens new window PayPal Shop
with Points
Link your Freedom Flex card to PayPal and use your points to pay for all or part of your eligible purchases at millions of online stores. Same page link to Terms and Conditions reference *
Opens new window Amazon Shop
with Points
Use your points to pay for all or part of your purchases at Amazon.com. Same page link to Terms and Conditions reference *
Opens new window Apple® Ultimate
Rewards Store
Use your points to pay for all or part of your Apple purchases through Ultimate Rewards.
Same page link to Terms and Conditions target *TERMS AND CONDITIONS
Shop With Points:
When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value.
Amazon.com Shop with Points opens overlay service terms apply.
Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.
PayPal is a trademark of PayPal, Inc., registered in the United States and other countries.
The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.
Mastercard, the silver circles design and World Elite Mastercard are registered trademarks of Mastercard International Incorporated.
AirPods, Apple, Apple TV, Apple Watch, HomePod, iMac, iPad, iPad Pro, iPhone, MacBook and MacBook Pro are registered trademarks of Apple Inc. All rights reserved.
JPMorgan Chase Bank, N.A. Member FDIC