Introducing two ways to earn cash back:
ACTIVATE QUARTERLY
EARN 5%
CASH BACK
from Chase on up to $1,500 in combined purchases from October 1 - December 31, 2020, same page link footnote reference * then 1% in the bonus categories. Qualifying purchases made using PayPal at Walmart will only earn a total of 5%.
ALWAYS EARNING
EARN UNLIMITED
CASH BACK
in the following categories — no activation or spending caps!
- 5%on travel purchased through opens in a new window Chase Ultimate Rewards same page link footnote reference *
- 3%on dining at restaurants including takeout and eligible delivery services same page link footnote reference *
- 3%on drugstore purchases same page link footnote reference *
- 1%on all other purchases same page link footnote reference *
Learn more about 5% quarterly bonus categories
opens in a new window Quarterly Calendar
View your quarterly 5% cash back calendar
opens in a new window Frequently Asked Questions
Get answers to common questions
opens in a new window Merchant List
See which merchants qualify this
quarter
The Chase Mobile® app same page link footnote reference * lets you stay on top of your account with bill pay and alerts. It's also another convenient way to activate your 5% quarterly bonus categories.
opens in a new windowDon't have the card? Apply for a Freedom Flex Credit Card today.
Already a Freedom cardmember?
Call 1-800-524-3880
same page link return to footnote target *TERMS AND CONDITIONS
Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information, please see Chase Freedom Flex opens in a new window FAQs.
For a purchase to qualify for the 5% bonus Cash Back, the merchant must submit charges to your credit card by the last day of the relevant calendar quarter.
Cash Back And Points: See your Rewards Program Agreement for more details.
Chase Mobile App: Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Message and data rates may apply.
Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.
Product and company names may be trademarks or registered trademarks of their respective holders.
PayPal is a trademark of PayPal, Inc., registered in the United States and other countries.
Explore the features and benefits that come
with your card
Everyday value. Everywhere you go.
At home or on the go, your Freedom Flex World Elite Mastercard® comes with valuable benefits you can use every day.
World Elite® Benefits same page link footnote reference *
opens overlay $10 Ride Credits
Receive a $10 Lyft credit once per month for every 5 rides you take in a month.
opens overlay Shop Bulk & Earn
Earn 5% Cash Rewards on Boxed Wholesale orders for use on future purchases.
opens overlay Complimentary Membership
Enjoy a free ShopRunner membership and get 2-day shipping at more than one hundred retailers.
opens overlay Buy Movies, Get Movies
Get $5 off movie tickets or at-home purchases for every 2 movie tickets purchased.
Get the most from your card
Enjoy additional perks just for being a Chase cardmember.
opens overlay Thousands of Restaurants.
Zero Delivery Fee.
Get a complimentary 3 months of DashPass, DoorDash's subscription service which provides unlimited deliveries for a $0 delivery fee on eligible orders over $12 (other fees may apply). After that, you are automatically enrolled in DashPass at 50% off for the next 9 months. same page link footnote reference * Activate by December 31, 2021.
opens overlay Earn 5% Cash Back on
Lyft Rides
Earn 5% total cash back on Lyft rides with your Freedom Flex card through March 2022. same page link footnote reference * That's 4% cash back in addition to the 1% cash back you already earn.
CHASE OFFERS
Deals on the things you love
Simply sign in to the Chase Mobile app same page link footnote reference * or Chase.com to add offers then shop with your card to earn money back on your statement. same page link footnote reference *
SHOP THROUGH CHASE
Plus, earn 1%-15% bonus cash back
With Shop through Chase®, same page link footnote reference * you earn 1%-15% bonus cash back at over 450 popular online retailers.
Don't have the card? Apply for a Freedom Flex Credit Card today.
Already a Freedom cardmember?
Call 1-800-524-3880
same page link return to footnote target *TERMS AND CONDITIONS
The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).
Mastercard Terms and Conditions
Benefits referenced on this page are current as of 07/2020. Benefits are subject to change by Mastercard at any time, in accordance with Mastercard’s notification policies, and are based on the individual merchant’s terms and conditions. Terms and conditions of the benefits can be found on Mastercard’s website ( opens overlay https://www.mastercard.us/en-us/consumers/find-card-products/credit-cards/worldelite.html). Void where prohibited or restricted by law. Any taxes are the sole responsibility of the purchaser. Many of the stated benefits and services of this product are provided by third parties who are solely responsible for their provision or fulfillment.
Complimentary 3 months of DashPass/50% Discounted DashPass from DoorDash for 9 months: Your Chase Freedom Flex account will receive one complimentary 3 month DashPass from DoorDash when the subscription is activated by 12/31/2021. After your complimentary period ends, you’ll be automatically enrolled for 9 months at 50% off the then current monthly DashPass rate. After the DashPass discounted period ends, you will continue to be enrolled and charged the then current monthly DashPass rate. You can cancel anytime on the DoorDash mobile application. Subscription will be registered in the name of the primary cardmember or an authorized user whoever activates the benefit first. Subscription period for the user on a Chase Freedom Flex account will begin and end based on when the first user activates the subscription on the DoorDash mobile application. To receive the subscription benefits, the primary cardmember or authorized user(s) must first add their Chase Freedom Flex card as a payment method in the DoorDash mobile application, and then click the activation button. Benefits of DashPass from DoorDash include no delivery fee on orders from DashPass eligible restaurants that total over $12 (amount subject to change – see DoorDash site for current minimum); however, other fees on food orders may apply. Current value of the DashPass subscription is as of 12/09/2019. DashPass orders are subject to delivery driver and geographic availability. Subscription must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Pay), or subscriptions purchased through third parties are excluded from this offer. Mobile applications, websites and other information provided by DoorDash are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, DoorDash benefits and services. Your Chase Freedom Flex account must be open and not in default to maintain subscription benefits.
All deliveries subject to availability. Must have or create a valid DoorDash account. Qualifying orders containing alcohol will be charged a $0.01 Delivery Fee. No cash value. Non-transferable. See full terms and conditions at: opens overlay dasherhelp.doordash.com/offer-terms-conditions.
4% Cash Back on qualifying Lyft rides through 03/2022: You’ll earn 4% additional Cash Back rewards for each $1 spent when your card is used for qualifying Lyft products and services purchased through the Lyft mobile application through 03/31/2022. Qualifying Lyft products and services include rides taken in Classic, Shared, Lux, or XL modes; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees, and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible for additional Cash Back. You may see “5% Cash Back rewards” in marketing materials to refer to the 4% Cash Back rewards earned in addition to the 1% Cash Back rewards earned on all purchases. The additional 4% Cash Back rewards will appear on your billing statement in a separate line from the 1% Cash Back rewards. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services.
Chase Mobile App: Chase Mobile® app is available for select mobile devices. Enroll in Chase OnlineSM or on the Chase Mobile app. Message and data rates may apply.
Chase Offers: Chase is wholly responsible only for posting the statement credit to your account based on the data it receives from its third-party service provider. The statement credit will appear on your statement within 14 business days of Chase’s receipt of the information.
Shop Through Chase: To use Shop through Chase, visit opens in a new window www.chase.com/ultimaterewards or the Chase Mobile app and log in using your opens in a new window chase.com user name and password. Participating merchants and offers are subject to change without notice. For complete details, see the Shop through Chase Supplement to your Ultimate Rewards Program Agreement, which can be found by logging on to opens in a new window chase.com/ultimaterewards. The merchants mentioned are neither sponsors of, nor affiliated with, the Shop through Chase program and are not responsible for any aspect of the program, including reward fulfillment. All marks used with permission of their respective owners.
BEST BUY, the BEST BUY logo, and the tag design are trademarks of Best Buy and its affiliated companies.
Freedom Flex has you covered
Your Freedom Flex comes with built-in protection benefits, so you can do what you do with peace of mind.
opens overlay Cell Phone Protection
Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12-month period with a $50 deductible per claim. same page link footnote reference *
opens in a new window Purchase Protection
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account. same page link footnote reference *
opens in a new window Extended Warranty Protection
Extends the time period of the U.S. manufacturer’s warranty by an additional year, on eligible warranties of three years or less. same page link footnote reference *
opens in a new window Zero Liability Protection
You won't be held responsible for unauthorized charges made with your card or account information. same page link footnote reference *
opens in a new window Fraud Monitoring
Round-the-clock, real-time monitoring for suspicious account activity.
Don't have the card? Apply for a Freedom Flex Credit Card today.
Already a Freedom cardmember?
Call 1-800-524-3880
same page link return to footnote target *TERMS AND CONDITIONS
Cell Phone Protection: Coverage is provided by New Hampshire Insurance Company, an AIG Company. Benefits are subject to terms, conditions, and limitations, including limitations on the amount of coverage. The monthly bill associated with the phone must be paid with the eligible card for coverage to be effective. Policy provides secondary coverage only. For further information, see your Mastercard Guide to Benefits or call 1-800-MASTERCARD (1-800-627-8372). Visit opens overlay mycardbenefits.com to file a claim.
Purchase Protection and Extended Warranty: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.
Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the Cardmember Services number on your card or billing statement.
Take on the world with confidence
Whether you’re going uptown, downtown or across the globe, you have coverage when you use Freedom Flex.
opens in a new window Auto Rental Collision
Damage Waiver
Decline the rental company’s collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance. same page link footnote reference *
opens in a new window Trip Cancellation/
Interruption Insurance
You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, nonrefundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations. same page link footnote reference *
opens in a new window Travel and Emergency
Assistance Services
If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.) same page link footnote reference *
Don't have the card? Apply for a Freedom Flex Credit Card today.
Already a Freedom cardmember?
Call 1-800-524-3880
same page link return to footnote target *TERMS AND CONDITIONS
Auto Rental Collision Damage Waiver, Trip Cancellation/Interruption Insurance and Travel and Emergency Assistance Services: These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Please refer to your Guide to Benefits for a full explanation of coverages, or call the number on the back of your card for assistance.
Features that put you in control
Stay on top of what’s important with built-in features that help you manage your account.
opens in a new window Paperless Billing
Save paper. Stay organized. Get your statements online instead of in the mail.
opens in a new window Free Credit Score
Check your credit score as often as you’d like with no impact on your score, with Credit Journey.
opens in a new window Recurring Bill Pay
Pay bills the smart way — set up recurring bill payments from your mobile device.
opens in a new window Authorized User
Add an authorized user and earn even more points. same page link footnote reference *
Don't have the card? Apply for a Freedom Flex Credit Card today.
Already a Freedom cardmember?
Call 1-800-524-3880
same page link return to footnote target *TERMS AND CONDITIONS
Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.
Redeem rewards your way
Cash back is just the beginning with Chase Ultimate Rewards®.
opens in a new window Cash Back
Redeem for cash back at any time, for any amount. Choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.
opens in a new window Gift Cards
Redeem points for gift cards at over 150 of your favorite brands, with monthly discounts from select merchants.
opens in a new window Travel
Book your next vacation and use your points to help pay for flights, hotels, rental cars and more.
opens in a new window Amazon Shop
with Points
Use your points to pay for all or part of your purchases at Amazon.com. same page link footnote reference *
opens in a new window Apple® Ultimate
Rewards Store
Use your points to pay for all or part of your Apple purchases through Ultimate Rewards.
Don't have the card? Apply for a Freedom Flex Credit Card today.
Already a Freedom cardmember?
Call 1-800-524-3880
same page link return to footnote target *TERMS AND CONDITIONS
Amazon Shop With Points: When using points at checkout, each point is worth $0.008, which means that 100 points equals $0.80 in redemption value. Amazon.com Shop with Points opens overlay service terms apply.
Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of opens overlay Amazon.com, Inc. or its affiliates.