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Your Guide To The Ritz-Carlton™ Credit Card

The Ritz-Carlton (trademark) Credit Card
ST. REGIS MALDIVES VOMMULI RESORT
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Use Your Card at Hotels Participating in
Marriott Bonvoy® and on Everyday Purchases

6X

Points

for every $1 spent at over 7,000 hotels participating in
Marriott Bonvoy®1Opens overlay Link to footnote

3X

Points

for every $1 spent on dining, car rentals and airline purchases1Opens overlay Link to footnote

2X

Points

for every $1 spent on all other purchases1Opens overlay Link to footnote

+

More Points Faster

when you add family or friends as authorized users2Opens overlay Link to footnote

» ADD USEROpens in new window

See How Many Points You’ll Earn When You Stay With Us

Your Card, Elite Status, and Marriott Bonvoy Membership Mean More Points.

Select your current Elite status to view your earning potential.
Unsure of your Elite status? Find out with the Chase Mobile® appOpens in new window.3Opens overlay Link to footnote

6XPoints
when you pay for your stay with your Ritz-Carlton™
Credit Card
+

Up To

10XPoints
from Marriott for being a Marriott Bonvoy member*
+

Up To

1XPoints
from Marriott (10% bonus)
 because of your
Silver Elite Status* Gold Elite Status* Platinum Elite Status* Titanium Elite Status* Ambassador Elite Status*
=

Up To

17XTotal Points
for every $1 spent at hotels participating in Marriott Bonvoy®
for every $1 spent at hotels participating in Marriott Bonvoy®
* Silver Elite Status: Marriott Bonvoy® members earn 10 Marriott Bonvoy base points and Silver Elite members earn an additional 1 point per $1 spent (10% bonus) on qualifying charges at all hotels which participate in Marriott Bonvoy, except (i) at Element, Residence Inn, TownePlace Suites and Homes & Villas by Marriott International, where members earn 5 base points and Silver Elite members earn an additional 0.5 point per $1 spent (10% bonus) on qualifying charges; and (ii) at Marriott Executive Apartments and ExecuStay, where members earn 2.5 base points and Silver Elite members earn an additional 0.25 point per $1 spent (10% bonus) on qualifying charges. The amount of Elite bonus points a member earns will vary by Elite Membership level and is calculated based on base points earned during a stay. Stays must be booked on a direct Marriott booking channel such as Marriott.com in order to qualify for the additional points. Points earned with your Marriott Bonvoy membership and Elite status will post directly to your Marriott Bonvoy account and will not appear on your Chase credit card statement. See marriottbonvoy.com/terms for complete terms and conditions of the Marriott Bonvoy program, including information about qualifying charges.
* Gold Elite Status: Marriott Bonvoy® members earn 10 Marriott Bonvoy base points and Gold Elite members earn an additional 2.5 points per $1 spent (25% bonus) on qualifying charges at all hotels which participate in Marriott Bonvoy, except (i) at Element, Residence Inn, TownePlace Suites and Homes & Villas by Marriott International, where members earn 5 base points and Gold Elite members earn an additional 1.25 points per $1 spent (25% bonus) on qualifying charges; and (ii) at Marriott Executive Apartments and ExecuStay, where members earn 2.5 base points and Gold Elite members earn an additional 0.625 point per $1 spent (25% bonus) on qualifying charges. The amount of Elite bonus points a member earns will vary by Elite Membership level and is calculated based on base points earned during a stay. Stays must be booked on a direct Marriott booking channel such as Marriott.com in order to qualify for the additional points. Points earned with your Marriott Bonvoy membership and Elite status will post directly to your Marriott Bonvoy account and will not appear on your Chase credit card statement. See marriottbonvoy.com/terms for complete terms and conditions of the Marriott Bonvoy program, including information about qualifying charges.
* Platinum Elite Status: Marriott Bonvoy® members earn 10 Marriott Bonvoy base points and Platinum Elite members earn an additional 5 points per $1 spent (50% bonus) on qualifying charges at all hotels which participate in Marriott Bonvoy, except (i) at Element, Residence Inn, TownePlace Suites and Homes & Villas by Marriott International, where members earn 5 base points and Platinum Elite members earn an additional 2.5 points per $1 spent (50% bonus) on qualifying charges; and (ii) at Marriott Executive Apartments and ExecuStay, where members earn 2.5 base points and Platinum Elite members earn an additional 1.25 points per $1 spent (50% bonus) on qualifying charges. The amount of Elite bonus points a member earns will vary by Elite Membership level and is calculated based on base points earned during a stay. Stays must be booked on a direct Marriott booking channel such as Marriott.com in order to qualify for the additional points. Points earned with your Marriott Bonvoy membership and Elite status will post directly to your Marriott Bonvoy account and will not appear on your Chase credit card statement. See marriottbonvoy.com/terms for complete terms and conditions of the Marriott Bonvoy program, including information about qualifying charges.
* Titanium Elite Status: Marriott Bonvoy® members earn 10 Marriott Bonvoy base points and Titanium Elite members earn an additional 7.5 points per $1 spent (75% bonus) on qualifying charges at all hotels which participate in Marriott Bonvoy, except (i) at Element, Residence Inn, TownePlace Suites and Homes & Villas by Marriott International, where members earn 5 base points and Titanium Elite members earn an additional 3.75 points per $1 spent (75% bonus) on qualifying charges; and (ii) at Marriott Executive Apartments and ExecuStay, where members earn 2.5 base points and Titanium Elite members earn an additional 1.875 points per $1 spent (75% bonus) on qualifying charges. The amount of Elite bonus points a member earns will vary by Elite Membership level and is calculated based on base points earned during a stay. Stays must be booked on a direct Marriott booking channel such as Marriott.com in order to qualify for the additional points. Points earned with your Marriott Bonvoy membership and Elite status will post directly to your Marriott Bonvoy account and will not appear on your Chase credit card statement. See marriottbonvoy.com/terms for complete terms and conditions of the Marriott Bonvoy program, including information about qualifying charges.
* Ambassador Elite Status: Marriott Bonvoy® members earn 10 Marriott Bonvoy base points and Ambassador Elite members earn an additional 7.5 points per $1 spent (75% bonus) on qualifying charges at all hotels which participate in Marriott Bonvoy, except (i) at Element, Residence Inn, TownePlace Suites and Homes & Villas by Marriott International, where members earn 5 base points and Ambassador Elite members earn an additional 3.75 points per $1 spent (75% bonus) on qualifying charges; and (ii) at Marriott Executive Apartments and ExecuStay, where members earn 2.5 base points and Ambassador Elite members earn an additional 1.875 points per $1 spent (75% bonus) on qualifying charges. The amount of Elite bonus points a member earns will vary by Elite Membership level and is calculated based on base points earned during a stay. Stays must be booked on a direct Marriott booking channel such as Marriott.com in order to qualify for the additional points. Points earned with your Marriott Bonvoy membership and Elite status will post directly to your Marriott Bonvoy account and will not appear on your Chase credit card statement. See marriottbonvoy.com/terms for complete terms and conditions of the Marriott Bonvoy program, including information about qualifying charges.

Additional Ways to Earn Through Marriott Bonvoy

Hertz
Car Rental

Hertz Image Hertz Image

Hertz
Car Rental

Rent a car through Marriott's travel partner, Hertz and earn up to 20,000 points along with special savings when using your Marriott Bonvoy Credit Card.

»LEARN MORE AT MARRIOTT.COM

Eat Around
Town

Eat Around Town Image Eat Around Town Image

Eat Around
Town

Search and dine at 11,000+ U.S. restaurants and earn points when you pay using your Marriott Bonvoy Credit Card.

»LEARN MORE AT MARRIOTT.COM

Earn Airline
Miles With Stays

Stay for miles Image Stay for miles Image

Earn Airline
Miles With Stays

Earn more than just points with Marriott stays. Use your card to earn airline miles on eligible stays with over 40+ partners around the globe.

»LEARN MORE AT MARRIOTT.COM

Go Further
With Uber

Go Further With Uber image Go Further With Uber image

Go Further
With Uber

Link your Marriott Bonvoy account and your Uber account to start earning points on Uber Premium rides and qualifying Uber Eats orders.

»LEARN MORE AT MARRIOTT.COM

Local Tours
& Activities

Local Tours & Activities image Local Tours & Activities image

Local Tours
& Activities

Continue to earn points while expanding your horizons with Marriott Bonvoy’s collection of amazing local experiences.

»LEARN MORE AT MARRIOTT.COM

Spend With
Our Brands

Spend With Our Brands Spend With Our Brands

Spend With
Our Brands

Spend on dining, beverages, rounds of golf, spa services and other eligible purchases at over 7,000
Marriott Bonvoy properties and earn additional points.

»LEARN MORE AT MARRIOTT.COM

Hertz
Car Rental

Hertz Image Hertz Image

Hertz
Car Rental

Rent a car through Marriott's travel partner, Hertz and earn up to 20,000 points along with special savings when using your Marriott Bonvoy Credit Card.

»LEARN MORE AT MARRIOTT.COM

Eat Around
Town

Eat Around Town Image Eat Around Town Image

Eat Around
Town

Search and dine at 11,000+ U.S. restaurants and earn points when you pay using your Marriott Bonvoy Credit Card.

»LEARN MORE AT MARRIOTT.COM

Earn Airline
Miles With Stays

Stay for miles Image Stay for miles Image

Earn Airline
Miles With Stays

Earn more than just points with Marriott stays. Use your card to earn airline miles on eligible stays with over 40+ partners around the globe.

»LEARN MORE AT MARRIOTT.COM

Go Further
With Uber

Go Further With Uber image Go Further With Uber image

Go Further
With Uber

Link your Marriott Bonvoy account and your Uber account to start earning points on Uber Premium rides and qualifying Uber Eats orders.

»LEARN MORE AT MARRIOTT.COM

Local Tours
& Activities

Local Tours & Activities image Local Tours & Activities image

Local Tours
& Activities

Continue to earn points while expanding your horizons with Marriott Bonvoy’s collection of amazing local experiences.

»LEARN MORE AT MARRIOTT.COM

Spend With
Our Brands

Spend With Our Brands Spend With Our Brands

Spend With
Our Brands

Spend on dining, beverages, rounds of golf, spa services and other eligible purchases at over 7,000
Marriott Bonvoy properties and earn additional points.

»LEARN MORE AT MARRIOTT.COM
Tab content begins

Countless ways to redeem


Explore the Possibilities With Your Free Night Award

Your Free Night Award is valid for a one night hotel stay at a property with a redemption
level up to 85,000 points.4Opens overlay Link to footnote

Plus, now you can combine your Free Night Award with up to 15,000 points to access
more hotels you’ll love (certain hotels have resort fees). Redeem now.

Where Would You Like To Go?

Santo Domingo Hotel Pool

Beach Escapes

Renaissance Santo Domingo Jaragua Hotel & Casino

Check Availability

at Marriott.com

Sheraton Hua Hin Resort & Spa

Family Travel

Sheraton Hua Hin Resort & Spa

Check Availability

at Marriott.com

Exterior of St. Pierre Marriott Hotel & Country Club

Outdoor Getaways

St. Pierre Marriott & Country Club

Check Availability

at Marriott.com

Exterior of JW Marriott Tucson Starr Pass Resort & Spa

Outdoor Getaways

JW Marriott Tucson Starr Pass Resort & Spa

Check Availability

at Marriott.com

Exterior of Aloft Austin Downtown

Family Travel

Aloft Austin Downtown

Check Availability

at Marriott.com

Front desk view at the Springhill Suites Anaheim Maingate

Family Travel

Springhill Suites Anaheim Maingate

Check Availability

at Marriott.com

Outdoor pool at Courtyard by Marriott Nassau Downtown/Junkanoo Beach

Beach Escapes

Courtyard by Marriott Nassau Downtown/Junkanoo Beach

Check Availability

at Marriott.com

Exterior of Sheraton Sonoma Wine Country Petaluma

Outdoor Getaways

Sheraton Sonoma Wine Country Petaluma

Check Availability

at Marriott.com

Exterior of AC Hotel Chicago Downtown

Family Travel

AC Hotel Chicago Downtown

Check Availability

at Marriott.com

Outdoor pool in Tuscany

Outdoor Getaways

Renaissance Tuscany IL Ciocco Resort & Spa

Check Availability

at Marriott.com

Exterior of The Westin Stonebriar Hotel & Golf Club

Outdoor Getaways

The Westin Stonebriar Hotel & Golf Club

Check Availability

at Marriott.com

Aerial view of Courtyard by Marriott Bridgetown, Barbados

Beach Escapes

Courtyard by Marriott Bridgetown, Barbados

Check Availability

at Marriott.com

Pool side view at The Laguna, a Luxury Collection Resort & Spa, Nusa Dua, Bali

Beach Escapes

The Laguna, a Luxury Collection Resort & Spa, Nusa Dua, Bali

Check Availability

at Marriott.com

Pool view at the Sheraton Orlando Lake Buena Vista Resort

Family Travel

Sheraton Orlando Lake Buena Vista Resort

Check Availability

at Marriott.com

Outdoor view of Sheraton Kauai Coconut Beach Resort

Beach Escapes

Sheraton Kauai Coconut Beach Resort

Check Availability

at Marriott.com

Exterior of The Westin La Paloma Resort & Spa

Family Travel

Westin La Paloma

Check Availability

at Marriott.com

Ocean view at the JW Marriott Los Cabos Beach Resort & Spa

Beach Escapes

JW Marriott Los Cabos Beach Resort & Spa

Check Availability

at Marriott.com

Patio at Renaissance Santiago Hotel

Outdoor Getaways

Renaissance Santiago Hotel

Check Availability

at Marriott.com

Using your Free Night Award is easy – choose from thousands of eligible properties, and use your
E-certificate when you confirm your reservation. Based on standard rates.

» LEARN MORE AT MARRIOTT.COM

Redeem Points for Flights, Experiences and More

Airlines

Airlines Image Airlines Image

Airlines

You can convert your Marriott Bonvoy points into airline miles, enjoy access to airport lounges or package your flight with a car rental or hotel stay using your points.

»LEARN MORE AT MARRIOTT.COM

Travel &
Leisure

Travel & Leisure Image Travel & Leisure Image

Travel &
Leisure

Use your points to get you to your next destination with travel packages, rental car discounts and cruise ship offers.

»LEARN MORE AT MARRIOTT.COM

Shop With
Points

Shop with Points Image Shop with Points Image

Shop With
Points

Shop with points online for items ranging from electronics to travel accessories, or use points to purchase vouchers from retailers all over the world.

»LEARN MORE AT MARRIOTT.COM

Cash +
Points

Cash + Points Image Cash + Points Image

Cash +
Points

Cash + Points is an online booking option that allows you to combine cash nights and points nights within a single reservation.

»LEARN MORE AT MARRIOTT.COM

The Ritz-Carlton Club Level5Opens overlay Link to footnote

The Ritz-Carlton Club Level .

The Ritz-Carlton
Club Level5Opens overlay Link to footnote

Upgrade your stay three times annually on paid stays of up to seven nights. To use one of your three Club Level Upgrades e-certificates, please call The Ritz-Carlton Reservations at 1-800-542-8680.

$100 Hotel
Credit 6Opens overlay Link to footnote

$100 Hotel Credit .

$100 Hotel
Credit6Opens overlay Link to footnote

Enjoy a complimentary $100 credit for qualifying dining, spa or other hotel recreational activities. Use the credit with any paid stay at The Ritz-Carlton™ or St. Regis® of two nights or more.

Marriott Bonvoy Moments™

Marriott Moments Image Marriott Moments Image

Marriott Bonvoy Moments™

Gain access to exclusive events ranging from concerts to football games and other sport outings under Marriott Bonvoy Moments™ using points earned.

»LEARN MORE AT MARRIOTT.COM

Gift
Cards

Gift Cards Image Gift Cards Image

Gift
Cards

Redeem points for gift cards to some of your favorite major retailers. The process is as simple as swiping and paying.

»LEARN MORE AT MARRIOTT.COM

Marriott Bonvoy Boutiques™

A woman opening up her recent purchase from Marriott Bonvoy Boutiques A woman opening up her recent purchase from Marriott Bonvoy Boutiques

Marriott Bonvoy Boutiques™

Bring your hotel favorites home when you shop Marriott Bonvoy Boutiques™ with points. With our exclusive home collections, you’ll feel like you’re on vacation every day.

»LEARN MORE AT MARRIOTT.COM

Airlines

Airlines Image Airlines Image

Airlines

You can convert your Marriott Bonvoy points into airline miles, enjoy access to airport lounges or package your flight with a car rental or hotel stay using your points.

»LEARN MORE AT MARRIOTT.COM

Travel &
Leisure

Travel & Leisure Image Travel & Leisure Image

Travel &
Leisure

Use your points to get you to your next destination with travel packages, rental car discounts and cruise ship offers.

»LEARN MORE AT MARRIOTT.COM

Shop With
Points

Shop with Points Image Shop with Points Image

Shop With
Points

Shop with points online for items ranging from electronics to travel accessories, or use points to purchase vouchers from retailers all over the world.

»LEARN MORE AT MARRIOTT.COM

Cash +
Points

Cash + Points Image Cash + Points Image

Cash +
Points

Cash + Points is an online booking option that allows you to combine cash nights and points nights within a single reservation.

»LEARN MORE AT MARRIOTT.COM

The Ritz-Carlton Club Level5Opens overlay Link to footnote

The Ritz-Carlton Club Level .

The Ritz-Carlton
Club Level5Opens overlay Link to footnote

Upgrade your stay three times annually on paid stays of up to seven nights. To use one of your three Club Level Upgrades e-certificates, please call The Ritz-Carlton Reservations at 1-800-542-8680.

$100 Hotel
Credit 6Opens overlay Link to footnote

$100 Hotel Credit .

$100 Hotel
Credit6Opens overlay Link to footnote

Enjoy a complimentary $100 credit for qualifying dining, spa or other hotel recreational activities. Use the credit with any paid stay at The Ritz-Carlton™ or St. Regis® of two nights or more.

Marriott Bonvoy Moments™

Marriott Moments Image Marriott Moments Image

Marriott Bonvoy Moments™

Gain access to exclusive events ranging from concerts to football games and other sport outings under Marriott Bonvoy Moments™ using points earned.

»LEARN MORE AT MARRIOTT.COM

Gift
Cards

Gift Cards Image Gift Cards Image

Gift
Cards

Redeem points for gift cards to some of your favorite major retailers. The process is as simple as swiping and paying.

»LEARN MORE AT MARRIOTT.COM

Marriott Bonvoy Boutiques™

A woman opening up her recent purchase from Marriott Bonvoy Boutiques A woman opening up her recent purchase from Marriott Bonvoy Boutiques

Marriott Bonvoy Boutiques™

Bring your hotel favorites home when you shop Marriott Bonvoy Boutiques™ with points. With our exclusive home collections, you’ll feel like you’re on vacation every day.

»LEARN MORE AT MARRIOTT.COM

Site Tour

Welcome to Your Marriott Bonvoy Cardmember Site

See how this site helps you take advantage of all your Marriott Bonvoy Credit Card features and benefits.

Intro Hero Photo Intro Hero Photo
Earn Multiply
Redeem Hotels

Earn

Learn how you can , and calculate your earning potential for stays at Marriott Bonvoy properties.

Earn Multiply
Redeem Hotels

Redeem

Explore the possibilities with a Free Night Award and all the additional your points.

Benefits

Easily browse your card benefitsopens in same window - travel, protection and services - all on one page.

Account Features

Learn howopens in same window you can personalize your account, enjoy Chase offers and access security features that help protect your card and your account.

Benefits Travel
Account Features Services

Thank You For Being a Marriott Bonvoy Cardmember

Get ready to explore, with card features designed to help you expand your world.

Marriott Bonvoy (registered trademark) logo. List of hotels: LUXURY – Edition (registered trademark). The Ritz-Carlton. The Luxury Collection. St. Regis. W Hotels. JW Marriott. PREMIUM – Marriott. Sheraton. Marriott Vacation Club (registered trademark). Delta Hotels. Westin. Le Meridien. Renaissance (registered trademark) Hotels. Autograph Collection (registered trademark) Hotels. Tribute Portfolio. Design Hotels. Gaylord Hotels (registered trademark). MGM Collection. SELECT – Courtyard (registered trademark). Four Points. Springhill Suites (registered trademark). Fairfield (registered trademark). AC Hotels (registered trademark) Marriott. Aloft. Moxy Hotels. Protea Hotels (registered trademark). City Express by Marriott (registered trademark). Four Points Express by Sheraton. LONGER STAYS – Residence Inn (registered trademark). Towneplace Suites (registered trademark). Element. Home & Villas by Marriott Bonvoy (registered trademark). Apartments by Marriott Bonvoy (registered trademark). Marriott (registered trademark) Executive Apartments. Marriott Bonvoy (registered trademark) logo. List of hotels: LUXURY – Edition (registered trademark). The Ritz-Carlton. The Luxury Collection. St. Regis. W Hotels. JW Marriott. PREMIUM – Marriott. Sheraton. Marriott Vacation Club (registered trademark). Delta Hotels. Westin. Le Meridien. Renaissance (registered trademark) Hotels. Autograph Collection (registered trademark) Hotels. Tribute Portfolio. Design Hotels. Gaylord Hotels (registered trademark). MGM Collection. SELECT – Courtyard (registered trademark). Four Points. Springhill Suites (registered trademark). Fairfield (registered trademark). AC Hotels (registered trademark) Marriott. Aloft. Moxy Hotels. Protea Hotels (registered trademark). City Express by Marriott (registered trademark). Four Points Express by Sheraton. LONGER STAYS – Residence Inn (registered trademark). Towneplace Suites (registered trademark). Element. Home & Villas by Marriott Bonvoy (registered trademark). Apartments by Marriott Bonvoy (registered trademark). Marriott (registered trademark) Executive Apartments.
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© 2025 JPMorgan Chase & Co. All rights reserved.

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The Ritz-Carlton™ Credit Card

Begin Offer Details content.

Terms & Conditions

PLEASE SCROLL DOWN TO SEE ALL REWARD REDEMPTION DISCLAIMERS:

1 Earning Ritz-Carlton Rewards Points: Rewards Program Agreement: If you are a Chase Online customer, your Rewards Program Agreement is available after logging in to chase.com Opens in a new window. You can also see your Rewards Program Agreement that you received in the mail.

How you can earn points: You’ll earn points when you, or an authorized user, use The Ritz-Carlton credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 6 points (“6X points”): You’ll earn 6 points for each $1 spent on qualifying purchases made at hotels participating in Marriott Bonvoy®. Go to marriottbonvoy.com for a list of hotels participating in Marriott Bonvoy. You will only receive the accelerated earn of 6 points for each $1 spent from the credit card program. Additional points received under the Marriott Bonvoy program for stays at hotels participating in Marriott Bonvoy will be earned in accordance with the terms and conditions of the Marriott Bonvoy program. Marriott is responsible for ensuring all participating properties are correctly reported to Chase for cardmember earn on Marriott Bonvoy purchases. 3 points (“3X points”): You’ll earn 3 points for each $1 spent in the following rewards categories: restaurants; airline tickets when purchased directly with the airline; car rental agencies. 2 points (“2X points”): You’ll earn 2 points for each $1 spent on all other purchases, including purchases for stays at The Ritz-Carlton Destination Club® locations, Charter Rewards points or payment of annual Destination Club program membership dues. Information about earning/transferring points to Marriott Bonvoy: Points earned during a billing cycle will be automatically transferred to Marriott Bonvoy after the end of each billing cycle. Points Expiration: The points transferred to your Marriott Bonvoy account won’t expire as long as there is card earning activity or other qualifying earning or redemption activity every 24 months. If your card account is closed, you’ll lose the points in your Marriott Bonvoy account if you don’t have any other qualifying earning or redemption activity every 24 months. For details on this points expiration policy, visit marriottbonvoy.com/terms. Losing points: You’ll immediately lose all points that haven’t been transferred to Marriott Bonvoy if your card account status changes, or your card account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Categories: Merchants who accept Visa/Mastercard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/Mastercard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories for purposes of making rewards offers to you. Please note: We make every effort to include all relevant merchant codes in our rewards categories. However, even though a merchant or some of the items that it sells may appear to fit within a rewards category, the merchant may not have a merchant code in that category. When this occurs, purchases with that merchant won’t qualify for rewards offers on purchases in that category. Purchases submitted by you, an authorized user, or the merchant through third-party payment accounts, mobile or wireless card readers, online or mobile digital wallets, or similar technology will not qualify in a rewards category if the technology is not set up to process the purchase in that rewards category. For more information about Chase rewards categories, see chase.com/RewardsCategoryFAQs Opens in a new window.

2 Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same account number and charging privileges as the primary cardmember but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account, you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this account.

3 Chase Mobile App: Chase Mobile® app is available for select mobile devices. Message and data rates may apply.

4 Anniversary Free Night Award: Please allow up to 8 weeks from your account anniversary date for your Anniversary Free Night Award to be automatically deposited into your Marriott Bonvoy® Account. Account anniversary date is the date that is twelve months after your account open date, and the same date each twelve months thereafter. Your Anniversary Free Night Award is valid for a one night hotel stay at a property with a redemption level up to 85,000 points. You are responsible for all incidental charges such as parking fees, and payment of mandatory resort fees at properties where resort fees are charged. For the list of participating hotels where you can redeem the 85,000 points, log on to redeem.marriottbonvoy.com/hotels or call the Marriott Bonvoy number on the back of your card. Your Free Night Award may not be combined with cash when redeeming for your free night but may be combined with Marriott Bonvoy points in accordance with the Marriott Bonvoy Terms and Conditions located at marriottbonvoy.com/terms. Your Free Night Award may not be transferred, extended beyond expiration date, or re-credited for points. Each Anniversary Free Night Award issued will have an expiration of 12 months. To qualify for the Anniversary Free Night Award, your account must be open and not in default on your account anniversary date. Offer and Anniversary Free Night rules and regulations are subject to change. Chase is not responsible for offer fulfillment.

5 Upgrade to The Ritz-Carlton Club® Level: Club Level offer valid at participating Ritz-Carlton hotels on up to three qualifying paid stays per account anniversary year using The Ritz-Carlton Credit Card with a seven-night maximum length of stay, subject to availability at time of reservation. “Account anniversary year” means the year beginning with your account open date through the anniversary of your account open date, and each 12 months after that. E-certificate is required, is non-transferable, and not combinable with other offers. Club Level Upgrade E-Certificates are valid for 1 room per e-certificate and up to 2 guests per room. Valid only on member rates and non-discounted rates available weekdays and weekends on standard and premium rooms. Not valid on special corporate negotiated rates, wholesale rates, discounts or promotions (includes AAA), packages, group rates, eChannel rates, advance purchase rates and Government rates. Reservation must be paid for with a valid Ritz-Carlton Credit Card. Account must be open and not in default to maintain your Club Level E-Certificates. JPMorgan Chase Bank, N.A. is not responsible for offer fulfillment or the provision of or a failure to provide the stated benefits and services.

6 $100 Hotel Credits: Hotel credit available at participating The Ritz-Carlton and St. Regis hotels for qualifying paid stays using The Ritz-Carlton Credit Card when booking this offer, and requires a two-night minimum length of stay, subject to availability. Valid only on member rates and non-discounted rates available weekdays and weekends on standard and premium rooms. Not valid on special corporate negotiated rates, wholesale rates, discounts or promotions (includes AAA), packages, group rates, eChannel rates, advance purchase rates and Government rates. Credit is non-transferable or combinable with other offers, consecutive reservations in the same hotel are not valid, and advance reservations are required. Credit must be used during original reservation, no cash back, and may not be applied to room rate or hotel goods or services provided by a third party. Not valid on room rate, alcohol, taxes or gratuities. Reservation must be paid for with a valid Ritz-Carlton Credit Card. JPMorgan Chase Bank, N.A. is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.

7 Marriott Bonvoy Credit Card from Chase Elite Night Credits: On or before March 1 of each calendar year, a maximum of 15 Elite Night Credits will be credited to your Marriott Bonvoy® Member Account operated by Marriott International, Inc., in accordance with Marriott Bonvoy terms and conditions. To be eligible to receive the 15 Elite Night Credits with this Card, you must be the primary Cardmember, your Card account must be open as of December 31 of the prior year, and you must have an active Marriott Bonvoy Member Account linked to your credit card account.

This benefit is not exclusive to credit cards offered by Chase. A maximum of 15 Elite Night Credits will be awarded through this benefit per Marriott Bonvoy Member Account even if the Member has more than one credit card linked to their Marriott Bonvoy Member Account, unless you have both a small business Marriott Bonvoy credit card account and a consumer Marriott Bonvoy credit card account; then you may receive a combined maximum of 30 Elite Night Credits (15 per credit card account). If your Marriott Bonvoy Member Accounts are merged, if both accounts have received 15 Elite Night Credits, only one 15 Elite Night Credit will remain. Separate promotional offers of Elite Night Credits will not count toward this per-Account maximum but may have their own limits; see promotional terms at time of offer. Chase is not responsible for offer fulfillment or the provision of or failure to provide the stated benefits and services.

8 Automatic Gold Elite Status: You will automatically receive Gold Elite Status each account anniversary year as a cardmember (“Account anniversary year” means the year beginning with account open date through the anniversary of your account open date, and each 12 months after that). Please allow up to 8 weeks from account open date for your initial Gold Elite Status award to be applied to your Marriott Bonvoy® account. To qualify for and maintain Gold Elite Status your account must be open and not in default. If you do not qualify for Gold Elite status as a cardmember, in order to receive Gold Elite benefits you must qualify for Gold Elite Status under the terms of the Marriott Bonvoy program. Only one Ritz-Carlton Credit Card account per Marriott Bonvoy member (Marriott Bonvoy member must be the primary cardmember on that account), is eligible for the Gold Elite Status award. JPMorgan Chase Bank, N.A. is not responsible for offer fulfillment or the provision of or failure to provide the Gold Elite benefits and services.

9 Path to Platinum Status: The time period for you to spend $75,000 to earn Platinum Elite Status will run from January 1 through December 31 of each calendar year. On January 1 of each calendar year, the calculation resets to zero and you must qualify again in the next calendar year. Purchases made towards the end of a calendar year may not be posted to your account until the next calendar year and will therefore be included in the calculation for that calendar year. Purchases are when you, or an authorized user, use the card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Please allow up to 8 weeks after qualifying for the Platinum Elite Status award to be applied to your Marriott Bonvoy® account. To qualify for and maintain Platinum Elite Status your account must be open and not in default. If you do not qualify for this bonus offer, in order to receive Platinum Elite benefits you must qualify for Platinum Elite Status under the terms of the Marriott Bonvoy program. Only one The Ritz-Carlton™ Credit Card account per Marriott Bonvoy member (Marriott Bonvoy member must be the primary cardmember on that account) is eligible for the Platinum Elite Status award. JPMorgan Chase Bank, N.A. is not responsible for offer fulfillment or the provision of or failure to provide the Platinum Elite benefits and services.

10 $0 Foreign Transaction Fees: See Cardmember Agreement for details.

11 $300 Annual Travel Credit: To request a statement credit to apply towards qualifying airline incidental purchase(s) made with your Ritz-Carlton Credit Card, you must contact J.P. Morgan Priority Services at the number on the back of your Ritz-Carlton Credit Card within 4 billing cycles of the purchase date. Only the following types of non-ticket purchases qualify for this offer: airline lounge day pass, or towards a yearly lounge membership of your choice; airline seat upgrades; airline baggage fees; in-flight Internet/entertainment; in-flight meals. Purchases are when you, or an authorized user, use a Ritz-Carlton credit card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. We do not determine whether merchants correctly identify and bill transactions as being of a certain type. However, we do reserve the right to determine which purchases qualify for statement credits. Statement credit will post to your account within 5-7 business days and will appear on your monthly credit card billing statement within 1-2 billing cycles. Qualifying purchases made by authorized users on your account are eligible for statement credits; however, only the obligor on the account, not authorized users, may request statement credits. Maximum statement credit accumulation for this offer is $300 per calendar year. Annual credit will be issued for the calendar year in which the transaction posts to your account. For example, if you pay baggage fees at the end of 2018, and the airline does not post the transaction until 2019, the cost of the baggage fees will be allocated towards your 2019 calendar year maximum of $300. Marriott Bonvoy is not responsible for offer fulfillment or the provision of or a failure to provide the stated benefits and services.

12 Priority Pass: Certain terms, conditions and exclusions apply. Priority Pass™ Select membership includes access to airport lounges participating in the Priority Pass Select network. Participating lounges are owned and operated by independent third parties and their participation and/or facilities may change. To access a lounge, member must show his/her valid Priority Pass Select membership card. Priority Pass Select membership is subject to the Priority Pass Select Terms and Conditions. Marriott Bonvoy® is not responsible for offer fulfillment or the provision of or a failure to provide the stated benefits and services. For complete Priority Pass Select Terms and Conditions and a listing of participating lounges, please visit www.prioritypass.com/select.

13 Terms & Conditions: Global Entry Credit

  • You must be an eligible U.S. Visa Infinite cardmember to participate in this offer.
  • You must use the U.S.-issued Visa Infinite card to complete the Global Entry application and pay a $120 application fee with your Chase Visa Infinite card.
  • Global Entry is a U.S. Government program, operated by U.S. Customs and Border Protection (CBP). Visa and Chase have no control over the program including, but not limited to, application, approval process or enrollment, fees charged by CBP, and no liability with regards to the Global Entry program. For complete details on the Global Entry program, including full terms and conditions, go to ttp.cbp.dhs.gov. Websites and other information provided by government agencies are not within Chase's control and may or may not be available in Spanish.
  • $120 statement credit will be processed after the Global Entry program application fee is charged to an eligible card. Holders of eligible cards are entitled to one (1) $120 statement credit per card every 4 years in connection with the Global Entry program application fee. Please allow 6 to 8 weeks after the Global Entry program application fee is charged to an eligible card for a statement credit to be posted to your account.
  • Cardmembers are responsible for payment of all charges until the statement credit posts to the account.
  • Visa and Chase reserve the right to modify or cancel this offer at any time and without notice.

14 Avis Terms and Conditions
Discount applies to base rate only at participating locations when booked directly through Avis by using the Visa Infinite code. These discounts are administered by the rental car providers directly and cannot be used when booking through Ultimate Rewards nor can Ultimate Rewards points be used as payment when booking directly with the merchant. Discount varies by rental date, location and vehicle type. Taxes, other governmentally-authorized or imposed surcharges, license and concession recoupment fees, airport and airport facility fees, fuels, additional driver fee, one-way rental charge and optional terms such as Loss Damage Waiver (LDW) up to $30 per day are extra. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice. Blackout dates may apply.

National Terms and Conditions
Discount applies to base rate only at participating locations when booked directly through National Car Rental by using the Visa Infinite code. These discounts are administered by the rental car providers directly and cannot be used when booking through Ultimate Rewards nor can Ultimate Rewards points be used as payment when booking directly with the merchant. Discount varies by rental date, location and vehicle type. Taxes, other governmentally-authorized or imposed surcharges, license and concession recoupment fees, airport and airport facility fees, fuels, additional driver fee, one-way rental charge and optional items such as Loss Damage Waiver (LDW) up to $30 per day are extra. In the U.S., check your insurance and/or credit card for rental vehicle coverage. Renter must meet standard age, driver and credit requirements. 24-hour advance reservation required. May not be combined with other discounts. Availability is limited. Subject to change without notice. Blackout dates may apply.

Silvercar Terms and Conditions
Offer valid for U.S.-issued Visa cards. Cardmembers must first validate card eligibility and register for a Silvercar account at www.silvercar.com/partners/vinfinite. To receive the discount on qualifying Silvercar rentals, the cardmember must add their Ritz-Carlton Credit Card as the default payment method within their Silvercar account. No blackout dates. Offer not valid with any other offer unless stated otherwise. Discount applies to base rental rate before surcharges and taxes. If the payment method is changed to a different credit card, the discount will no longer be valid. Discount must be applied at the time of booking and may not be added before or after the time of rental. These discounts are offered by Visa, not Chase, and are administered by the rental car providers directly and cannot be used when booking through Chase Ultimate Rewards nor can Ultimate Rewards points be used as payment when booking directly with the rental car provider. Chase is not responsible for the provision of or failure to provide the stated benefits and services.

15 Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through J.P. Morgan Premier Concierge.

16 Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations. There is no charge from Chase, but message and data rates may apply.

JPMorgan Chase Bank, N.A. Member FDIC

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†The Marriott Bonvoy Boundless® Credit Card voted "Best Hotel Cobranded Credit Card" by readers of The Points Guy. Source: The Points Guy's 2022 Readers' Choice Awards. The Points Guy is paid a fee for each Marriott Bonvoy Boundless account referred through its site. Chase does not exercise any editorial control over their credit card awards or reviews, the opinions expressed are their own.