CREDIT JOURNEY^SM

Free credit score and report

Credit Journey^SM automatically enrolls you in alerts that can help you identify fraud. Learn More.

Checking your score does not affect your credit.

NEW! Attention Chase Customers

If you have a Chase.com personal online account, you should access and enroll in Credit Journey by visiting Chase.com and signing in with your Chase account username and password.

Chase Business Customers
and Non-Chase Customers

Already a member? Log in here.

Not a Credit Journey Member?

Enroll now

Take control of your credit

Get unlimited access to your credit score and more. It's free, even if you're not a Chase customer.

New! If you are a personal Chase.com customer, you can log in or enroll on Chase.com
with your existing user name and password.

Alerts

Get email alerts about critical changes to your credit report, helping you identify potential fraud.

Free Credit Score and Report

Get your VantageScore^® 3.0 credit score powered by TransUnion^®.
It's free.

Weekly Updates

Your score refreshes weekly when you log in. Check as often as you'd like – it won't impact your score.

Score simulator

Find out how your score may be affected when you pay off debt, open new accounts and more.

As a Credit Journey member, you could be presented offers for which you may be eligible.

Learn about
your credit score

What positively affects your score?

On-time bill payments
A long and diversified credit history
Using less than 30% of your credit limit

What negatively affects your score?

Late bill payments
Too many requests for new credit
Using more than 80% of your credit limit

CREDIT JOURNEYSM