*Terms and Conditions
Earning in the Rewards Program: See your Card Rewards Program Agreement for more details.
500 Monthly Bonus Points
You, as the primary cardmember, will earn 500 bonus points for each $2,000 spent each calendar month on up to $6,000
in purchases (for a possible total of 1,500 bonus points each calendar month). Purchases are when you, or an authorized
user, use a card to make purchases of products and services. Buying products and services with your card, in most
cases, will count as a purchase; however, the following types of transactions won’t count: balance transfers, cash
advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery
tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account,
interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Please allow up to
8 weeks after qualifying purchases post to your account for bonus points to post to your Aeroplan account. To receive
bonus points, your credit card account must be open and not in default at the time of fulfillment. Bonus points will be
credited to the calendar month in which the qualifying transaction posts to your credit card account. Delays by a
merchant, such as for shipping, could extend a transaction date into the next calendar month.
Free First Checked Bags
You, as the primary cardmember, and up to eight (8) other passengers traveling on the same reservation (up to a
maximum of nine (9) travelers), are each entitled to a free first checked bag up to 50lb. Benefit only applies when
checking in with Air Canada, for a flight operated by Air Canada, Air Canada Rouge or under the Air Canada Express
brand. Free first checked bag benefit is applicable only when the bag is checked in at the designated check-in counter,
prior to security. Bags checked in at the gate are not eligible for this benefit. Benefit is not available if check-in is with
another airline. If the first checked bag is already complimentary (for example, as a result of Aeroplan Elite Status or fare
purchased), there is no additional checked bag benefit that will be provided. Free first checked bag benefit may not be
applied retroactively, and no refunds will be issued. Service charges for additional/oversized/overweight baggage may
apply. Chase is not responsible for the provision of, or failure to provide, the stated benefits. For more information on
baggage restrictions, please visit aircanada.com/baggageOpens overlay.
No Foreign Transaction Fees: See Cardmember Agreement for details.
Global Entry or TSA PreCheck® or NEXUS Application Fee Statement Credit
You will receive one statement credit every four years (up to $120) after the first program (either Global Entry or TSA
PreCheck® or NEXUS) application fee is charged to your Chase Aeroplan Card, by you or an authorized user. This benefit
applies only to the Global Entry, TSA PreCheck® or NEXUS programs, other Trusted Traveler Programs are not eligible.
Only purchases made directly with the U.S. Department of Homeland Security, eligible partner listed on ttp.cbp.dhs.gov/Opens overlay,
or authorized enrollment providers featured on tsa.gov/precheckOpens overlay website are eligible for reimbursement. Purchases made
through any third parties, such as travel agencies or application assistance services, are not eligible for reimbursement.
The statement credit will appear on your credit card billing statement within 1-2 billing cycles. You are responsible for
payment of all charges until the statement credit posts to the account. Chase has no control or liability regarding these
programs including, but not limited to, applications, approval process or enrollment, or fees charged by CBP or TSA
or DHS. For more information about the Global Entry, TSA PreCheck® and NEXUS programs, including application
details and full terms and conditions, go to ttp.cbp.dhs.gov/Opens overlay. Websites and other information provided by government
agencies are not within Chase’s control and may not be available in Spanish. To receive statement credits, your account
must be open and not in default at the time of fulfillment.
TSA PreCheck® is a registered trademark and is used with the permission of the U.S. Department of Homeland Security.
Aeroplan 25K Status for New Cardmembers
You, as the primary cardmember, will receive Aeroplan 25K Status for the calendar year in which your Chase Aeroplan
Card account is opened and for the following calendar year. If you have earned a higher status by other means (in
accordance with Air Canada’s Aeroplan Elite Status Terms and Conditions), you will retain the higher status. This benefit
is not available to current or previous cardmembers who received this benefit of the credit card within the last 60 months. Aeroplan 25K Status and access to all associated features, benefits, services and amenities are subject to the Terms and
Conditions of the Aeroplan Elite Status program and are available at aircanada.com/elite-termsandconditionsOpens overlay. Aeroplan
25K Status is non transferrable. Your Chase Aeroplan Card account must be linked to your Aeroplan number and must be
open and not in default to receive and retain Aeroplan 25K Status. Chase is not responsible for the provision of, or failure
to provide, the stated benefits.
Maintain or Qualify for Aeroplan Elite 25K Status
Each calendar year in which you spend at least $15,000 in purchases you, as the primary cardmember, will earn Aeroplan
25K Status through the following calendar year. Purchases are when you, or an authorized user, use the card to make
purchases of products and services, minus returns or refunds. Buying products and services with your Chase Aeroplan
Card, in most cases, will count as a purchase; however, the following types of transactions won’t count: balance transfers,
cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery
tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your Chase
Aeroplan Card account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if
applicable. On January 1 of each calendar year, the calculation resets to zero and you must qualify again in the next
calendar year. Purchases made towards the end of a calendar year may not be posted to your Chase Aeroplan Card
account until the next calendar year and will therefore be included in the calculation for that year. Please allow six (6) to
eight (8) weeks after qualifying for Aeroplan 25K Status to be applied to your Aeroplan account. If you earned a higher
status by other means (in accordance with Air Canada’s Aeroplan Elite Status Terms and Conditions) you will retain the
higher status. Aeroplan 25K Status and access to all associated features, benefits, services and amenities are subject to
the Terms and Conditions of the Aeroplan Elite Status program and are available at aircanada.com/elite-termsandconditionsOpens overlay. Aeroplan 25K Status is non transferrable. Your Chase Aeroplan Card account must be linked to your
Aeroplan number and must be open and not in default to receive and retain Aeroplan 25K Status. Chase is not responsible
for the provision of, or failure to provide, the stated benefits.
Annual Status Qualifying Credits
Each calendar year you are a primary cardmember of a Chase Aeroplan Card, you, as the primary cardmember, will
receive 5,000 Status Qualifying Credits (SQC). The annual 5,000 SQC will be deposited to the primary cardmember’s
Aeroplan account when the primary cardmember obtains a Chase Aeroplan card and by the end of February in every year
thereafter. An Aeroplan member is only eligible to receive one annual 5,000 SQC benefit in a calendar year regardless of
the number of Chase Aeroplan Cards they hold or open in that same calendar year. Any SQC that may be awarded in
connection with any Aeroplan credit card, regardless of card issuer, including the Chase Aeroplan Card are subject to a
combined maximum total of 25,000 SQC per Aeroplan Member per calendar year (the “Annual Credit Card Maximum”).
If your Chase Aeroplan Card account is closed, for any reason, any SQC awarded in that current Elite Year as a result of
the annual SQC benefit will be removed from the Aeroplan account and Aeroplan Elite Status and benefits awarded in
connection with this annual SQC benefit may also be reversed, revoked or rescinded. SQC are not redeemable towards
Aeroplan rewards and only count towards Aeroplan Elite Status qualification. SQC cannot be exchanged and do not count
towards Million Mile Status. Aeroplan reserves the right, at any time and at its sole discretion, to reverse, revoke or
rescind SQC, Elite Status associated benefits in the event of misuse of this benefit. SQC and access to all associated features, benefits, services and amenities are subject to the Terms and Conditions of the Aeroplan Elite Status program
and are available at aircanada.com/elite-termsandconditionsOpens overlay. Your Chase Aeroplan Card account must be linked to your
Aeroplan number and must be open and not in default, and your Aeroplan account must be in good standing to receive
the annual 5,000 SQC. Chase is not responsible for the provision of, or failure to provide, the stated benefits.
Collect Up to 20,000 Status Qualifying Credits
Each calendar year you are a primary cardmember of a Chase Aeroplan Card, you, as the primary cardmember, will
receive 10,000 Status Qualifying Credits (SQC) once you spend $25,000 in purchases on your Chase Aeroplan Card
account in a calendar year, and an additional 10,000 SQC once you spend $50,000 in purchases on your Chase Aeroplan
Card account in a calendar year. Any SQC that may be awarded in connection with any Aeroplan credit card, regardless of
issuer, including the Chase Aeroplan Card are subject to a combined maximum total of 25,000 SQC per Aeroplan
Member, per calendar year (the “Annual Credit Card Maximum”). Purchases are when you, or an authorized user, use a
card to make purchases of products and services, minus returns or refunds. Buying products and services with your
Chase Aeroplan card, in most cases, will count as a purchase; however, the following types of transactions won’t count:
balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like
transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that
access your Chase Aeroplan card account, interest, unauthorized or fraudulent charges, and fees of any kind, including an
annual fee, if applicable. On January 1 of each calendar year, the spend calculation resets to zero and you must spend in
that year to accumulate SQC again in that year. Purchases made towards the end of a calendar year may not be posted to
your Chase Aeroplan Card account until the next calendar year and will therefore be included in the calculation for that
calendar year. Please allow six (6) to eight (8) weeks after meeting the purchase thresholds for the SQC to be added to
your Aeroplan account. SQC are not redeemable towards Aeroplan rewards and only count towards Aeroplan Elite Status
qualification. SQC cannot be exchanged and do not count towards Million Mile Status. Aeroplan reserves the right, at any
time and at its sole discretion, to reverse, revoke or rescind SQC, Elite Status associated benefits in the event of misuse of
this benefit. SQC and access to all associated features, benefits, services and amenities are subject to the Terms and
Conditions of the Aeroplan Elite Status program and are available at aircanada.com/elite-termsandconditionsOpens overlay. Your Chase
Aeroplan Card account must be linked to your Aeroplan number and must be open and not in default, and your Aeroplan
account must be in good standing at the time of processing and fulfillment. Chase is not responsible for the provision of,
or failure to provide, the stated benefits.
Qualify for Aeroplan 35K Status:
Each calendar year you spend at least $75,000 in purchases on your Chase Aeroplan Card account, you, as the primary
cardmember, will be granted Aeroplan 35K Status for the remainder of that calendar year and for the next calendar year.
Purchases are when you, or an authorized user, use the card to make purchases of products and services, minus returns
or refunds. Buying products and services with your Chase Aeroplan Card, in most cases, will count as a purchase;
however, the following types of transactions won’t count: balance transfers, cash advances, travelers checks, foreign
currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track
wagers or similar betting transactions, any checks that access your Chase Aeroplan Card account, interest, unauthorized
or fraudulent charges, and fees of any kind, including an annual fee, if applicable. On January 1 of each calendar year, the
spend calculation resets to zero and you must qualify again in that calendar year. Purchases made towards the end of a
calendar year may not be posted to your Chase Aeroplan Card account until the next calendar year and will therefore be
included in the calculation for that calendar year. Please allow six (6) to eight (8) weeks after qualifying for Aeroplan 35K
Status to be applied to your Aeroplan account. If you have earned a higher Aeroplan Elite status level through other means
(under the Aeroplan Elite Status Terms and Conditions) you will retain the higher status. Aeroplan 35K Status and access
to all associated features, benefits, services and amenities are subject to the Aeroplan Elite Status Terms and Conditions
and are available at aircanada.com/elite-termsandconditionsOpens overlay. Aeroplan 35K Status is non transferrable. Your Chase
Aeroplan Card account must be linked to your Aeroplan number and must be open and not in default, and your Aeroplan
account must be in good standing to receive and retain Aeroplan 35K Status. Chase is not responsible for the provision
of, or failure to provide, the stated benefits.
Aeroplan Priority Reward Voucher
You, as the primary cardmember will receive an Aeroplan Priority Reward voucher once you spend the following amounts
in a calendar year: $100,000, $250,000, $500,000 and $750,000. Purchases are when you, or an authorized user, use a
card to make purchases of products and services, minus returns or refunds. Buying products and services with your card,
in most cases, will count as a purchase; however, the following types of transactions won’t count: balance transfers, cash
advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery
tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account,
interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. Please allow up to
8 weeks after qualifying purchases post to your account for the Priority Reward voucher to be credited to your Aeroplan
account. The Priority Reward voucher will expire one year from the issued date. Reservations using the Priority Reward
voucher must be made within the one-year period but flights in the booking can occur after the expiration date. A Priority
Reward voucher can be used for a 50% discount on the base fare in points of a flight reward for one passenger. The
Priority Reward vouchers you earn are valid for different cabins and destinations based on your Aeroplan Elite Status at
the time you reach each level. Taxes, partner booking fees, and third-party charges are excluded and must be paid in full.
The Priority Reward voucher can be applied when booking a flight reward on any airline through aircanada.comOpens overlay, the Air
Canada mobile app, or the Aeroplan Contact Center. Your Chase Aeroplan Card account must be linked to your Aeroplan
number and must be active and not in default at the time of processing and fulfillment. Chase is not responsible for the
provision of, or failure to provide, the stated benefits. For more details about Priority Rewards vouchers visit
aircanada.com/priorityrewards Opens overlay. Other policies apply to the usage of Priority Reward vouchers when booking Aeroplan
flight rewards, please review the Aeroplan flight reward policies at https://aircanada.com/flightrewardpoliciesOpens overlay.
Aeroplan Global +1 Benefit
You, as the primary cardmember will receive the Global +1 benefit once you spend at least $ 1,000,000 in a calendar year.
Purchases are when you, or an authorized user, use a card to make purchases of products and services, minus returns or
refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following
types of transactions won’t count: balance transfers, cash advances, travelers checks, foreign currency, money orders,
wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting
transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind,
including an annual fee, if applicable. After qualifying, please allow up to 8 weeks for the Global +1 benefit to be credited
to your Aeroplan account. With the Global +1 benefit, when you redeem points for you and your designated companion’s
reward travel, you will receive a credit back of the base fare in points for your companion’s travel after your trip is
completed. You will need to designate your companion by calling the Aeroplan Contact Center. Your designated
companion must be an Aeroplan Member and you are not able to change your companion. Once travel has been
completed, please allow up to 2 weeks for points to be credited to your Aeroplan account. Taxes, partner booking fees,
and third-party charges are excluded and must be paid in full. The Global +1 benefit will be valid from the date of issuance
and expire at the end of the following calendar year. All bookings and travel must occur within that same period and the
final flight of a flight reward reservation is completed on the same day as the Global +1 benefit expiration date. Your
Chase Aeroplan Card account must be linked to your Aeroplan number and must be active and not in default at the time of
processing and fulfillment. Chase is not responsible for the provision of, or failure to provide, the stated benefits.
Aeroplan Cardmember 10% Bonus on Chase Ultimate Rewards Point Transfers
If you, as the primary cardmember, also have an eligible Chase credit card with Ultimate Rewards®, you will be eligible to
receive a 10% bonus after you transfer 50,000 or more Ultimate Rewards points in a single transaction to Aeroplan.
Maximum of 25,000 bonus points per calendar year. Bonus points will be awarded by Aeroplan and will post in your
Aeroplan account within 7 days after your transfer is complete. Ultimate Rewards transfers into an authorized user’s
Aeroplan account or any Aeroplan account other than the primary cardmember’s, will not be eligible for the 10% bonus.
Your Chase Aeroplan Card account must be linked to your Aeroplan number and must be active and not in default at the
time the bonus points are credited to receive the bonus points. Chase is not responsible for the provision of, or failure to
provide, the stated benefits.
Over 1,300 Destinations: Number of destinations based on the published route network of Air Canada and its airline
partners.
Flight Redemption: Taxes and third-party charges may apply. Based on Air Canada economy one-way short haul (up to
500 miles). For flight rewards including travel with a partner airline, a partner booking fee will apply. The number of
Aeroplan points required for this destination might be higher, including for travel during high-demand periods and
depending on travel itinerary. Seats subject to availability. Aeroplan points required for itineraries combining both Air
Canada and partner airline flights may vary. Aeroplan points required for partner airline flight rewards are based on the
actual distance flown between origin and destination. For full details please visit
aircanada.com/ca/en/aco/home/aeroplan/legal/terms-and-conditions.htmlOpens overlay.
Pay Yourself Back: Use Aeroplan® Points With Pay Yourself Back®: Aeroplan Points may be redeemed for a statement
credit using Pay Yourself Back toward eligible purchases made with your Aeroplan card within 90 days from the purchase
date. Categories, including promotional categories, eligible merchants, and purchase transaction eligibility may change
from time to time. Redemption values will be shown on the transaction page prior to redemption. Redemption values may
be changed at any time. We may apply a maximum amount of points you can use with Aeroplan points redemption with
Pay Yourself Back from time to time. Statement credits will post to the card account within 3 business days of a request
to redeem and will appear on the monthly Chase credit card billing statement within 6 to 8 weeks. Statement credits will
reduce your balance, but you are still required to make at least your minimum monthly payment. Chase reserves the right
to determine which purchases qualify for a statement credit. Only Aeroplan Points earned under the Aeroplan Program,
the Chase Aeroplan Card, and Chase Ultimate Rewards® can be used for Chase Pay Yourself Back. Points converted from
other programs are not eligible. For information about Chase rewards categories, see chase.com/RewardsCategoryFAQsOpens in new window .
If Aeroplan determines, in its sole discretion based on its data, that you have redeemed ineligible Aeroplan Points,
Aeroplan reserves the right to reverse your point redemption or freeze your Aeroplan Membership account. You will be
responsible for any balance on your credit card account resulting from a reversal.
“Get a 4th Night Free” Hotel Offer Terms & Conditions
“Get a 4th Night Free” hotel offer (the “Offer”) for hotel room redemption bookings at participating hotels made with
Aeroplan points by Primary or linked Additional Aeroplan co-brand cardholders (each a “Cardholder” and collectively “
Cardholder”) between 12:01 a.m. Eastern Standard Time (“EST”) September 13, 2023 and 11:59 p.m. EST on December
31, 2025 (unless extended). Unless otherwise permitted, the Offer cannot be combined with any other offer. For every 4-
night consecutive hotel stays at a participating hotel using only Aeroplan points from the Aeroplan account of the
Cardholder booked on the travel booking website operated by Loyalty Travel Agency LLC, doing business as cxLoyalty
(the “Website”), a Cardholder will be able to stay one of those four nights at that same hotel during that same stay under
the same confirmation number for no additional Aeroplan points. For example, a Cardholder booking a 4-night
consecutive stay will only need to redeem Aeroplan points for 3 nights (i.e., 15,000 points per night required for 4 nights
is 60,000 points but under the Offer you only require 45,000 points (15,000 x 3) for the 4 nights). Or for an 8-night
consecutive stay, the Cardholder will only need to redeem Aeroplan points for 6 nights and so forth. The nights must be
within the same stay at the same participating hotel, and you can’t combine separate bookings and still get an extra night.
There will be no points refund or free night credit for any unused portion of the Offer. The redemption booking summary
will show the taxes and fees included in the points redemption rate. Local taxes and fees (such as destination and/or
resort fees) may not be included in your hotel room points redemption rate and will still apply to each hotel night booked
with points and be payable directly at the hotel. Refer to the Travel Terms and Conditions of Loyalty Travel Agency LLC by
visiting aeroplan.cxloyalty.comOpens overlay for more details. Hotel redemption pricing in points can fluctuate from night to night and
the free night is based on the average points cost per hotel room redemption night across all nights of the stay of 4 nights
or longer that will be calculated. The average points required for one hotel room night redemption will then be removed
from the total of the 4 nights. The amount of Aeroplan points required per night varies by the participating hotel, room
type available at the participating hotel, length of stay, and may also vary by time of year. Points required per hotel room
night redemption are updated continuously and may change at any time without notice. If a Cardholder makes a
modification to a booking made pursuant to the Offer, the Cardholder will be responsible for any changes to the number
of points required for the hotel room redemption nights. The Offer applies to hotel redemptions of all room types made
using only Aeroplan points on the Website. Offer is not applicable to bookings combining cash and points or cash only.
To participate in the Offer, a Cardholder must have enough Aeroplan points (either in their own Aeroplan account or in
their Aeroplan family pooling account) to cover the cost of redeeming for at least 3 hotel room nights at the selected
participating hotel. The Offer is not transferable and is not redeemable for cash. If the Offer is not running as planned for
any reason, including infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures,
pandemic or any other causes beyond the reasonable control which corrupt or affect the administration, security or
proper conduct of the Offer, the Offer can be terminated or suspended, in whole or in part, or modified in any way,
without advance notice. Furthermore, any individual that is believed to be tampering with the process or the operation of
the Offer can be disqualified from the Offer and banned from any future offers.
Preferred Pricing: You, as the primary cardmember will often require fewer Aeroplan points to redeem for flight rewards
through the Aeroplan program than Aeroplan Members who do not hold an Aeroplan co-branded Credit Card. Preferred
pricing for flight rewards applies only to flight rewards with Air Canada, not on other airlines. Chase is not responsible for
the provision of, or failure to provide the stated benefits. Visit aircanada.com/aeroplanOpens overlay for full details. Feature may be
changed, withdrawn or extended at any time and cannot be combined with any other offer.
Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through World
Mastercard Concierge.
Zero Liability: Zero Liability Protection does not apply to use of an account by an authorized user without the approval of
the primary cardmember. If you think someone used your account without permission, tell us immediately by calling the
Cardmember Services number on your card or billing statement.
Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity
limitations. There is no charge from Chase, but message and data rates may apply.
Chase Mobile App: Chase Mobile® app is available for select mobile devices. Message and data rates may apply.
Adding An Authorized User: All correspondence, including credit cards, statements, and notifications will be sent to the
name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances
on this account. Authorized users will have the same account number and charging privileges as the primary cardmember
but will not be financially responsible. Chase provides account information to the credit reporting agencies for all account
users. This information could impact an authorized user’s credit score. When you tell us to add a user to your account,
you’re confirming that you have a relationship with the person or people whose name(s), address(es), and date(s) of birth
you’ve told us, that all their information is correct, and that you have their consent to add them. If Chase determines
you’ve given us fraudulent name, address, or date of birth information or did not have such consent, Chase can close this
account.
Mastercard, the circles design, World Mastercard and World Elite Mastercard are trademarks of Mastercard International
Incorporated.
AEROPLAN® PROGRAM INFORMATION
The Aeroplan number of the person accessing the benefit must be included in the qualifying reservation, and the name on
the airline reservation must be identical to the name on the Aeroplan account of the traveler. Your Aeroplan account must
be in good standing at time of flight for airline benefits to apply. Airline benefits will no longer be available upon Aeroplan
account closure, regardless of reason for closure, or if the credit card product is changed. Aeroplan membership and
benefits are subject to the Aeroplan Program Terms & Conditions (aircanada.com/aeroplan-termsandconditionsOpens overlay) and any
applicable Air Canada terms and conditions relating to a benefit, as determined by Air Canada in its sole discretion and as
may be changed from time to time. Chase is not responsible for the provision of, or failure to provide, the stated benefits.
Air Canada® is a registered trademark of Air Canada used under license by Aeroplan Inc. Aeroplan® is a registered
trademark of Aeroplan Inc., used under license. The Air Canada Maple Leaf logo®, Air Canada Express® and Air Canada
Rouge® are registered trademarks of Air Canada, used under license. Maple Leaf LoungeTM is a trademark of Air Canada,
used under license. Aeroplan EliteTM is a trademark of Aeroplan Inc.
JPMorgan Chase Bank, N.A. Member FDIC