Earning in the Rewards Program: You’ll earn miles on purchases of products and services, minus returns or refunds, made with a UnitedSM credit card by you or an authorized user of the account; however, the following types of transactions won’t count as purchases and won’t earn miles: balance transfers, cash advances, cash-like transactions including, but not limited to: travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions; lottery tickets, casino gaming chips, race track wagers, or similar offline and online betting transactions; person-to-person money transfers and account-funding transactions that transfer currency, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1 mile: You’ll earn 1 mile for each $1 spent. 2 miles: You’ll earn 2 miles total for each $1 spent (1 additional mile on top of the 1 mile per $1 earned on each purchase) in the following rewards categories: dining at restaurants including takeout and eligible delivery services; hotel accommodations when purchased directly with the hotel. 3 miles: You’ll earn 3 miles total for each $1 spent (2 additional miles on top of the 1 mile per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. You’ll also earn 3 miles total for each $1 spent on purchases of United Card Events from Chase. Other United related purchases, such as United Cruises®, United MileagePlus X, DIRECTV® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You’ll immediately lose all miles that haven’t been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. For more information about the UnitedSM Explorer Card rewards program, you can see the latest Rewards Program Agreement at chase.com/UnitedExplorerCard/RewardsAgreement and it will also be available for cardmembers after logging in to chase.com and will be mailed for new or changed accounts.