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No Annual Fee Credit Cards

Find the best credit card with no annual fee that offers ample benefits, a new cardmember bonus, and cash back. Compare our different card benefits and apply today for your no annual fee credit card.

Need help choosing? Try our Business Card Finder.

Chase Freedom Unlimited® credit card . Links to product page.

NEW CARDMEMBER OFFER

Earn a $200 bonus
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

AT A GLANCE

Earn cash back for every purchase. Earn unlimited 1.5% cash back or more on all purchases, like 3% on dining and drugstores and 5% on travel purchased through Chase TravelSM.

APR

0% intro APR for 15 months from account opening on purchases and balance transfers. Opens pricing and terms in new window After the intro period, a variable APR of 20.49%–29.24%. Opens pricing and terms in new window Balance transfer fee applies, see pricing and terms for more details. Opens pricing and terms in new window

Chase Freedom Flex® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn a $200 bonus
Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.

AT A GLANCE

Earn cash back for every purchase. Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase TravelSM, 3% on dining and drugstores, and 1% on all other purchases.

APR

0% intro APR for 15 months from account opening on purchases and balance transfers. Opens pricing and terms in new window After the intro period, a variable APR of 20.49%–29.24%. Opens pricing and terms in new window Balance transfer fee applies, see pricing and terms for more details. Opens pricing and terms in new window

Chase Freedom RiseSM Credit Card . Links to product page.

CARDMEMBER REWARDS

Start building credit
while earning 1.5% cash back on all purchases.

AT A GLANCE

Best for: New to Credit and Students
Increase your chances of getting approved for Chase Freedom RiseSM by having a Chase checking account with at least $250 before applying.

APR

26.99% variable APR. Opens pricing and terms in new window

Slate Edge® credit card . Links to product page.

NEW CARDMEMBER OFFER

Save on interest with a low intro APR for 18 months
Enjoy a low intro APR on purchases and balance transfers for 18 months from account opening. Opens pricing and terms in new window

AT A GLANCE

Lower your interest rate by 2% each year. Get an automatic review for a higher credit limit when you pay on time and spend $500 in your first six months.

APR

0% intro APR for 18 months from account opening on purchases and balance transfers. Opens pricing and terms in new window After the intro period, a variable APR of 20.49%–29.24%. Opens pricing and terms in new window Balance transfer fee applies, see pricing and terms for more details.

DoorDash Rewards Mastercard® . Links to product page.

NEW CARDMEMBER OFFER

Get a free year of DashPass ($96 value) upon approval.* Opens offer details overlay

AT A GLANCE

No annual card fee, just cash back on every purchase. Earn 4% cash back on DoorDash and Caviar orders, 3% cash back on dining when purchased directly from a restaurant, 2% cash back on grocery stores online or in-store and 1% on all other purchases.

APR

20.24%–28.99% variable APR. Opens pricing and terms in new window

Instacart Mastercard® . Links to product page.

NEW CARDMEMBER OFFER

Free year of Instacart+ and a $100 Instacart credit upon approval.

AT A GLANCE

Turn everyday shopping into every day rewards Earn 5% cash back on Instacart purchases, 5% cash back on travel purchased through the Chase Travel Center and 2% cash back at restaurants, gas stations, and on select streaming services.

APR

20.24%–28.99% variable APR. Opens pricing and terms in new window

Disney® Visa® Card . Links to product page.

NEW CARDMEMBER OFFER

$250 not $150 Statement Credit after you spend $500 on purchases in the first 3 months from account opening.

AT A GLANCE

Reward yourself with the Disney Visa Card from Chase. Earn 1% in Disney Rewards Dollars on all card purchases. Redeem toward most anything Disney at most Disney locations in the U.S. Enjoy special Disney vacation financing and Disney shopping savings. Terms apply.

APR

19.24%–28.24% variable APR. Opens pricing and terms in new window
0% promotional APR for 6 months on select Disney vacation packages from the date of purchase, after that a variable APR of 19.24%–28.24%. Opens pricing and terms in new window

IHG One Rewards Traveler Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 100,000 Bonus Points
After you spend $2,000 on purchases in the first 3 months from account opening.

AT A GLANCE

Earn IHG One Rewards points on every purchase. Up to 17X points total per $1 spent when you stay at IHG® hotels and resorts.

APR

21.49%–28.49% variable APR. Opens pricing and terms in new window

United GatewaySM Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn 20,000 bonus miles after qualifying purchases.

AT A GLANCE

Start your adventure with 2x miles on United purchases, at gas stations and on local transit and commuting. Plus, 25% back on United inflight and Club premium drink purchases, and no foreign transaction fees. Opens pricing and terms in new window

APR

0% intro APR for 12 months from account opening on purchases. Opens pricing and terms in new window After the intro period, a variable APR of 21.99%–28.99%, Opens pricing and terms in new window see pricing and terms for more details. Opens pricing and terms in new window

Marriott Bonvoy Bold® credit card . Links to product page.

NEW CARDMEMBER OFFER

Earn 30,000 Bonus Points after you spend $1,000 on purchases in your first 3 months from your account opening.

AT A GLANCE

Earn Unlimited Marriott Bonvoy® points and get free stays faster. Earn points on every purchase and up to 14X total points per $1 spent at hotels participating in Marriott Bonvoy®.

APR

21.49%–28.49% variable APR. Opens pricing and terms in new window

Prime Visa . Links to product page.

NEW CARDMEMBER OFFER

$100 Amazon Gift Card
Prime members, get a $100 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance upon approval of your credit card application.

AT A GLANCE

Rewards everywhere you shop with no annual credit card fee Opens pricing and terms in new window
Earn unlimited 5% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases with an eligible Prime membership, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% back on all other purchases.

APR

19.49%–27.49% variable APR Opens pricing and terms in new window

Amazon Visa . Links to product page.

NEW CARDMEMBER OFFER

$50 Amazon Gift Card
Get a $50 Amazon Gift Card instantly loaded into your Amazon account's Gift Card Balance upon approval of your credit card application.

AT A GLANCE

Rewards everywhere you shop with no annual credit card fee Opens pricing and terms in new window
Earn unlimited 3% back at Amazon.com, Amazon Fresh, Whole Foods Market, and on Chase Travel purchases, unlimited 2% back at gas stations, restaurants, and on local transit and commuting (including rideshare), and unlimited 1% back on all other purchases.

APR

19.49%–27.49% variable APR Opens pricing and terms in new window

Ink Business Unlimited® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn $750 bonus cash back
after you spend $6,000 on purchases in the first 3 months after account opening.

AT A GLANCE

Unlimited 1.5% cash back rewards on every purchase made for your business – with this no annual fee credit card.

APR

0% intro APR for 12 months from account opening on purchases. Opens pricing and terms in new window After that, 18.49%–24.49% variable APR. Opens pricing and terms in new window

Ink Business Cash® Credit Card . Links to product page.

NEW CARDMEMBER OFFER

Earn $750 bonus cash back
after you spend $6,000 on purchases in the first 3 months after account opening.

AT A GLANCE

Earn 5% cash back in select business categories
plus earn rewards on every purchase made for your business – with this no annual fee credit card

APR

0% intro APR for 12 months from account opening on purchases. Opens pricing and terms in new window After that, 18.49%–24.49% variable APR. Opens pricing and terms in new window

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