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The 2015 Cash Back Calendar
Additional categories or merchants announced at the beginning of each quarter.
You'll earn 5% cash back each quarter on up to $1,500 in combined purchases in that quarter's bonus categories.*
Activate each quarter to earn 5% cash back on up to $1,500 in combined purchases in that quarter's bonus categories. See chase.com/freedom for more details and exclusions on 5% categories.
*See Offer Details
1Does not include purchases made at Walmart®, Target®, discount or warehouse club stores. You will still earn unlimited 1% cash back on these purchases.
2Offer limited to purchases at participating Starbucks® locations, at store.starbucks.com, and through the Starbucks® mobile phone application (including Starbucks Card purchases and reloads). Further details at chase.com/freedom
The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).
Chase FreedomUnderstanding How The Rewards Program Works
$100 New Cardmember Bonus: You'll earn 10,000 bonus points redeemable for $100.00 after you make $500 or more in purchases in the first 3 months from account opening. After that, you'll receive your bonus points in 6-8 weeks, as long as your account is open.
$25 Authorized User New Cardmember Bonus: You'll earn 2,500 bonus points redeemable for $25.00 after you add your first authorized user and you make a purchase, both within the first 3 months from account opening. After that, you'll receive your bonus points in 6-8 weeks, as long as your account is open.
You are eligible for both New Cardmember bonuses unless you are currently a Chase Freedom cardmember, or a previous Chase Freedom cardmember who received a new cardmember bonus or similar offer within the past 24 months.
Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions do not count:
Cash Back rewards are the rewards you earn under this program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. You may simply see “cash back” in marketing materials when referring to the rewards you earn.
You earn Cash Back rewards when you, or an authorized user, use the card to make purchases of products and services, minus returns or refunds.
1% Cash Back rewards (1 point) for each $1 spent on purchases with no limits on how many Cash Back rewards you can earn.
5% Cash Back rewards (5 points) total for each $1 spent until $1,500 is spent on combined purchases in the quarterly bonus categories each quarter that you activate the bonus(see back of page 2 for details).
You need to activate new bonus categories each quarter by the activation deadline. Activating is easy and free via chase.com, by phone, by signing up for email, text reminders or in a Chase branch.
You'll see the rewards (including bonuses) you've earned on chase.com and on your monthly card billing statement.
Once you have earned at least 2,000 points ($20 in Cash Back rewards), you can redeem them for cash at any time either via a statement credit or direct deposit into your U.S checking account through our Ultimate Rewards website at chase.com/ultimaterewards or by calling the number on the back of your card.
You may redeem your points for travel, merchandise, and gift cards through our Ultimate Rewards website at chase.com/ultimaterewards or by calling the number on the back of your card.
Your points do not expire as long as your account is open.
You can lose your points if your account is closed for any reason.
You will also earn points for every dollar they spend on purchases. You, as the primary cardmember are solely responsible for repaying all balances on this account. Authorized users will have the same charging privileges as the primary cardmember but will not be financially responsible. All correspondence, including statements and notifications, will be sent to the name and address on file for the primary cardmember. We provide account information to the credit reporting agencies for all account users. This information could impact an authorized user’s credit score.
Merchants who accept Visa/MasterCard credit cards are assigned a merchant code, which is determined by the merchant or its processor in accordance with Visa/MasterCard procedures based on the kinds of products and services they primarily sell. We group similar merchant codes into categories, which may also be referred to as rewards categories, for purposes of making rewards offers to you. Please note:
For more information about the rewards categories, see Rewards Category FAQs
This is a summary of the material terms of the Chase Freedom Rewards Program.A complete Rewards Program Agreement will be sent to you upon account approval.
The stories published represent cardmember responses to our request to share their stories related to the following questions: What did you do with your cash back? Or tell us how you make sure you earn the most cash back. For reasons related to privacy, appropriateness and content relevance, not all stories received are published. The stories are individual and highly subjective opinions of cardmembers and not of Chase. Chase has reviewed the statements to ensure accuracy related to product features, but otherwise Chase makes no representation or warranty and will have no liability for, or obligation in connection with, any customer statement or decisions made or actions taken in reliance on any of the testimonial information provided. We did not provide compensation for these testimonials. These opinions, findings, or experiences may not be representative of what all customers may achieve.
Chase respects the intellectual property rights of others and we prohibit users from uploading, posting or otherwise transmitting through any application or website offered by us any materials that violate another party's intellectual property rights. When we receive proper Notification of Alleged Copyright Infringement as described below, we promptly remove or disable access to the allegedly infringing material and terminate the accounts of repeat infringers in accordance with the Digital Millennium Copyright Act.
A. Notification of Alleged Copyright Infringement: If you believe that your own copyrighted work is accessible through any website or application provided by us in violation of your copyright, you may provide our Designated Agent with a written communication as set forth in the Digital Millennium Copyright Act ("DMCA"), 17 U.S.C. § 512(c)(3) that contains substantially the following:
Designated Copyright Agent: Amy Scalise, JPMC Legal Department, Mail Code NY1-A425, One Chase Manhattan Plaza, 25th Floor, New York, New York, 10081, Attn: Workflow Manager Phone: 312-732-6910 Fax: 312-732-4172 E-mail: email@example.com. Please note that you may be liable for damages, including court costs and attorneys fees, if you materially misrepresent that content on our website and/or application is copyright infringing. Upon receiving a proper Notification of Alleged Copyright Infringement as described in this Section A, we will expeditiously remove or disable access to the allegedly infringing material and promptly notify the alleged infringer of your claim. We also will advise the alleged infringer of the DMCA statutory Counter Notification procedure described below in Section B by which the alleged infringer may respond to your claim and request that we restore this material. If we receive a Notification of Alleged Copyright Infringement that does not contain all of the information described above, but provides a way for us to contact you, we will promptly follow up with you to request that you provide any information not previously provided.
B. Counter Notification: If you believe your own copyrighted material has been removed from our website or application as a result of mistake or misidentification, you may submit a written Counter Notification to our Designated Agent pursuant to 17 U.S.C. § 512(g)(2) and (3). To be an effective Counter Notification under the DMCA, your Counter Notification must include substantially the following:
Designated Copyright Agent: Amy Scalise, JPMC Legal Department, Mail Code NY1-A425, One Chase Manhattan Plaza, 25th Floor, New York, New York, 10081, Attn: Workflow Manager Phone: 312-732-6910 Fax: 312-732-4172 E-mail: firstname.lastname@example.org. If you send us a valid, written Counter Notification meeting the requirements described above, we will restore your removed or disabled material after 10 business days but no later than 14 business days from the date we receive your Counter Notification, unless our Designated Agent first receives notice from the party filing the original Notification of Alleged Copyright Infringement informing us that such party has filed a court action to restrain you from engaging in infringing activity related to the material in question. Please note that if you materially misrepresent that the disabled or removed content was removed by mistake or misidentification, you may be liable for damages, including costs and attorney's fees.
C. Repeat Infringer Policy: In accordance with the Digital Millennium Copyright Act (DMCA) and other applicable law, we will terminate access to our website or application by users who are repeat infringers. We may also at our sole discretion limit access to our application and/or website and/or terminate the memberships of any users who infringe any intellectual property rights of other, whether or not there is any repeat infringement.
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