NEW CARDMEMBER OFFER $150 bonus after you spend $500 on purchases in the first 3 months from account opening.
AT A GLANCE Earn unlimited cash back Earn unlimited 1.5% cash back on every purchase – it's automatic. Redeem for cash back – any amount, any time.*
APR 0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 15.49%–24.24% variable APR.†
ANNUAL FEE $0†
after you spend $500 on purchases in your first 3 months from account opening.*
Earn a $25 bonus when you add your first authorized user* and make your first purchase within this same 3-month period.*
This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.
Low intro APR
0% intro APR for 15 months from account opening on purchases and balance transfers.† After that, 15.49%–24.24% variable APR.† Balance transfer fee is 5% of the amount transferred with a minimum of $5.†
Earn unlimited 1.5% cash back
Earn unlimited 1.5% cash back on every purchase* – it's automatic.
Cash Back rewards
Redeem for cash back – any amount, anytime.
Cash Back rewards do not expire as long as your account is open.*
I love that I don't have to think about what card to use (ie: what card gets the highest percentage for gas) or if I should use a different card for a different reward. It's easy = 1.5% on EVERYTHING!
This card is a simple, effective and handy card to have. Very easy to use in any situation, with good rewards and bonuses. Highly recommend especially to anyone getting their first credit card.
Easy to use, accepted everywhere, cash back, what more do you want?
Redeem for cash back You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts.*
Shop with points at Amazon. Link your Chase Freedom Unlimited card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.*
Gift cards Redeem for a variety of gift cards and certificates for shopping, dining and entertainment, and more.*
Travel Book your travel with Chase Ultimate Rewards for competitive rates and flexible ways to pay.
Means you won't be held responsible for unauthorized charges made with your card or account information.*
Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.**
If a card purchase you made in the U.S. is advertised for less in print or online within 90 days, you can be reimbursed the difference up to $500 per item, $2,500 per year.**
Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.**
You can be reimbursed for eligible items that the store won't take back within 90 days of purchase, up to $250 per item, $1,000 per year.**
** These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.
Chase Freedom Unlimited Card
Before we approve you for a credit card, we will review your credit report and the information you provide with your response to confirm that you meet the criteria for this offer. Based on this review, you may receive a Visa Signature card or Visa Platinum card with different costs and/or benefits, or you may not receive a card. For pricing details, please see
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 15,000 bonus points with this bonus offer, which can be redeemed for $150 cash back. To qualify and receive your bonus, you must make Purchases totaling $500 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
This product is not available to either (i) current cardmembers of this credit card, or (ii) previous cardmembers of this credit card who received a new cardmember bonus for this credit card within the last 24 months. You will receive 2,500 bonus points with this bonus offer, which can be redeemed for $25 cash back. To qualify for and receive your bonus, your First Purchase and addition of an authorized user to your account must both occur during the first 3 months from account opening. ("First Purchase" does not include balance transfers, cash advances, cash-like charges such as travelers checks, foreign currency, and money orders, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6 to 8 weeks for bonus points to post to your account. To be eligible for this bonus offer, account must be open and not in default at the time of fulfillment.
Zero Liability Protection
Zero Liability Protection does not apply to use of an account by an authorized user without the approval of the primary cardmember. If you think someone used your account without permission, tell us immediately by calling.
Cash Back, Points and Net Purchases
Cash Back and Points: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. When you use points to redeem for cash, each point is worth $0.01 (one cent), which means that 100 points equals $1 in redemption value. Redemption values for other reward options may vary. You may simply see "Cash Back" in marketing materials when referring to the rewards you earn. How you can earn points: You'll earn points when you, or an authorized user, use a Chase Freedom Unlimited card to make purchases of products and services, minus returns or refunds. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances, travelers checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, overdraft advances, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5% Cash Back: You'll earn 1.5% Cash Back rewards for each $1 spent. This equates to $0.015 in Cash Back rewards, which is equal to 1.5 points, for each $1 spent. How you can use your points: You can use your points to redeem for cash through an account statement credit or electronic deposit into an eligible checking or savings account held by a financial institution located in the United States. Other redemption options include gift cards, travel, and products or services made available through the program or directly from third party merchants. When you use points to redeem for gift cards and travel, each point is worth $0.01 (one cent), which means that 100 points equals $1 in redemption value. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, failure to pay, bankruptcy, or other reasons described in the terms of the Rewards Program Agreement. Rewards Program Agreement: We will mail you a Rewards Program Agreement containing additional rewards program terms once your account is established. If you become a Chase Online customer, your Rewards Program Agreement will be available online as well.
Adding an Authorized User
All correspondence, including credit cards, statements, and notifications will be sent to the name and address on file for the primary cardmember. The primary cardmember is responsible for repaying all balances on this account. Authorized users will have the same charging privileges as the primary cardmember but will not be financially responsible. We provide account information to the credit reporting agencies for all account users. This information could impact an authorized user's credit score. By requesting to add an authorized user to your account, you affirm that the name and address provided are for true person(s) with whom you have a relationship and who are authorized to use your Credit Card. If Chase determines the name and address provided are false, Chase reserves the right to close the account.
Shop With Points
Additional Chase and Amazon.com Shop with Points service terms apply. Amazon, Amazon.com, the Amazon.com logo, the smile logo, and Shop with Points are trademarks of Amazon.com Inc., or its affiliates.
Accounts subject to credit approval. Restrictions and limitations apply. Chase Freedom Unlimited credit cards are issued by Chase Bank USA, N.A. Offer subject to change.