Credit cards homeOpens home page in the same window.Opens in the same window

Compare Credit Cards

Viewing Cards 1 & 2
New Cardmember Offer

Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening.

Earn 50,000 bonus points after you spend $1,000 in the first 3 months from account opening.

Annual Fee

$229 applied to first billing statement.

$99 applied to first billing statement.

Foreign Transaction Fee

None

None

APR

Purchases

19.24%-27.74% variable APR.

Balance Transfers

19.24%-27.74% variable APR.

Purchases

19.24%-27.74% variable APR.

Balance Transfers

19.24%-27.74% variable APR.

Earning Rewards

Earn 4 points per $1 spent on Southwest Airlines® purchases.

Earn 2 points for each $1 spent at gas stations and restaurants.

Earn 1 point per $1 spent on all other purchases.

Earn 2 points per $1 spent on Southwest Airlines® purchases.

Earn 2 points per $1 spent at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year.

Earn 1 point per $1 spent on all other purchases.

Using Rewards

Redeem your points for travel benefits and getaways.

Redeem your points for travel benefits and getaways.

Additional Benefits

Complimentary Preferred seat selection at booking when available. For flights operating in 2026 and beyond.

First checked bag free.

7,500 points every year on your Cardmember anniversary.

Extra Legroom seat upgrade within 48 hours prior to departure, when available. For flights operating in 2026 and beyond.

10,000 Companion Pass® qualifying points boost each year.

Board with group 5 on your Southwest flight. For flights operating in 2026 and beyond.

25% back on inflight purchases.

Travel & purchase coverage.

First checked bag free.

Complimentary Standard seat selection within 48 hours prior to departure, when available. For flights operating in 2026 and beyond.

3,000 points every year on your Cardmember anniversary.

10% Flight Discount promo code each year (excludes basic fare).

10,000 Companion Pass® qualifying points boost each year.

Board with group 5 on your Southwest flight. For flights operating in 2026 and beyond.

25% back on inflight purchases.

Travel & purchase coverage.

Browse credit cards by category

Start of carouselBrowse credit cards by category Slide 1 of 3
End of carousel