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Chase Freedom FlexSM Credit Card

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NEW CARDMEMBER OFFER $200 bonus plus 5% cash back grocery store offer Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* Same page link to Offer Details And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.* Same page link to Offer Details

At a glance Earn cash back for every purchase Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate, Earn 5% cash back on travel purchased through Chase, 3% on dining including takeout and drugstores, and 1% on all other purchases.

APR 0% intro APR for 15 months from account opening on purchases. Same page link to Pricing and Terms After that, 14.99%–23.74% variable APR. Same page link to Pricing and Terms

ANNUAL FEE $0 Same page link to Pricing and Terms

FREEDOM Flex (Service Mark) logo

Cash Back Rewards & Benefits

$200 bonus plus 5% cash back grocery store offer

Earn a $200 bonus after you spend $500 on purchases in the first 3 months from account opening.* Same page link to Offer Details And earn 5% cash back on grocery store purchases (not including Target® or Walmart® purchases) on up to $12,000 spent in the first year.* Same page link to Offer Details

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Earn cash back

Earn 5% on up to $1,500 on combined purchases in bonus categories each quarter you activate.* Same page link to Offer Details

Earn 5% on travel purchased through Chase Ultimate Rewards.* Same page link to Offer Details

Earn 3% on dining at restaurants, including takeout and eligible delivery services.* Same page link to Offer Details

Earn 3% on drugstore purchases.* Same page link to Offer Details

Earn 1% on all other purchases.* Same page link to Offer Details

Low intro APR

0% intro APR for 15 months from account opening on purchases. Same page link to Pricing and Terms After that, 14.99%–23.74% variable APR. Same page link to Pricing and Terms

No annual fee

You won't have to pay an annual fee Same page link to Pricing and Terms for all the great features that come with your Freedom FlexSM card.

Cash Back rewards do not expire

Cash Back rewards do not expire as long as your account is open.* Same page link to Offer Details And there is no minimum to redeem for cash back.

Explore Additional Benefits

FAQs

Is Chase Freedom FlexSM a good credit card?

The Chase Freedom FlexSM cash back credit card allows you to:

  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
  • Earn 5% cash back on travel purchased through Chase Ultimate Rewards®.
  • Earn 3% cash back on dining at restaurants, including takeout and eligible delivery services.
  • Earn 3% cash back on drugstore purchases.
  • Earn 5% cash back on all Lyft rides (through March 2022).
  • Earn 1% cash back on all other purchases.

If you often dine out or anticipate frequently using your Chase Freedom FlexSM on other bonus categories such as groceries, gas, or utility services, then this card may be a good credit card choice for you.

Can you have Chase Freedom® and Chase Freedom FlexSM?

Yes, you can have both the Chase Freedom FlexSM and Chase Freedom® credit cards.

Do Chase Freedom FlexSM points expire?

Your Chase Freedom FlexSM reward points will not expire as long as your account remains open. Check your Rewards Program Agreement to learn more about your reward points and possible limitations.

Does Chase Freedom FlexSM have foreign transaction fees?

The Chase Freedom FlexSM credit card may charge a foreign transaction fee, which amounts to 3% on transaction charges made internationally.

Does Chase Freedom FlexSM have travel insurance?

The Chase Freedom FlexSM credit card offers trip cancellation/interruption insurance. When you use your Freedom FlexSM credit card to pay for your travel, you can be reimbursed up to $1,500 per person and $6,000 per trip for your prepaid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations.

What DoorDash benefits do you get with Chase Freedom FlexSM?

  • Complimentary DashPass benefits on eligible orders for 3 months after activation, when the primary Freedom Flex cardmember or an authorized user activates the benefit.
  • After the first 3 months, the user will be auto-enrolled for the next 9 months in DashPass with a 50% discount applied to the then current membership rate.
  • After the first 12 months, the user will be auto-enrolled into full price membership at the then current rate.

How do I get 5% cash back on Lyft with Chase Freedom FlexSM?

First, make sure you have the latest version of the Lyft app. To update your Lyft app, search 'Lyft' in the app store and tap 'Update' if applicable. If you're currently viewing this page from your mobile device, click here Opens in a new window for iOS or here Opens in a new window for Android.

Don't have the Lyft app? Click here Opens in a new window to download.

Once you've updated or downloaded the app, ensure that your Freedom FlexSM credit card is set as default in the 'Payment' section of the app. You may have a Personal and Business profile, and can set your Chase credit card as default for one or both profiles.