Main content begins
Chase Freedom Flex (Registered trade mark) credit card. NO ANNUAL FEE (dagger).

Chase Freedom Flex® Credit Card

Chase Freedom Flex (Registered trade mark) credit card. NO ANNUAL FEE (dagger).

$150bonus

5%quarterly bonus
categories

$0annual fee

New cardmember offer

Earn a $150 bonus

Earn a $150 bonus after you spend $500 on purchases in the first 3 months from account opening.* Opens offer details overlay

At a glance

Earn Cash back for every purchase

Earn 5% cash back on up to $1,500 on combined purchases in bonus categories each quarter you activate. Plus, earn 5% cash back on travel purchased through Chase TravelSM, 3% on dining including takeout and drug stores, and 1% on all other purchases.* Opens offer details overlay

Interest Rate

0% intro APR for 15 months from account opening on purchases and balance transfers. Opens pricing and terms in new window After the intro period, a variable APR of 20.49%–29.24%. Opens pricing and terms in new window Balance transfer fee applies, see pricing and terms for more details. Opens pricing and terms in new window

Cash Back Rewards
& Benefits

NEW CARDMEMBER OFFER

Earn a $150 bonus

Earn a $150 bonus after you spend $500 on purchases in the first 3 months from account opening.* Opens offer details overlay

This product is available to you if you do not have this card and have not received a new cardmember bonus for this card in the past 24 months.

Earn Rewards

Earn 5% cash back in quarterly bonus categories

Earn 5% cash back on different categories like gas stations, grocery stores (excluding Target® and Walmart®)* Opens offer details overlay and select online merchants on up to $1,500 in total combined purchases each quarter you activate.* Opens offer details overlay View the 5% cash back calendar Opens overlay..

Earn cash back

Additional ways to earn cash back

Earn 5% on travel purchased through Chase TravelSM.* Opens offer details overlay

Earn 3% on dining at restaurants, including takeout and eligible delivery services.* Opens offer details overlay

Earn 3% on drugstore purchases.* Opens offer details overlay

Earn 1% on all other purchases.* Opens offer details overlay

Intro Offer

Low intro APR

0% intro APR for 15 months from account opening on purchases and balance transfers. Opens pricing and terms in new window After the intro period, a variable APR of 20.49%–29.24%. Opens pricing and terms in new window

Annual fee

No annual fee

You won't have to pay an annual fee Opens pricing and terms in new window for all the great features that come with your Chase Freedom Flex® card.

No expiration

Cash Back rewards do not expire

Cash Back rewards do not expire as long as your account is open.* Opens offer details overlay And there is no minimum to redeem for cash back.

Explore Additional
Benefits

Chase Freedom Flex (Registered trade mark) credit card. NO ANNUAL FEE (dagger).

MEET
FREEDOM
FLEX®

QUARTERLY CALENDAR


QUARTERLY CALENDAR

Your 5% quarterly cash back 2024 calendar

Explore your new bonus categories every quarter and start earning 5%.** Same page link to footnote terms and conditions reference

January – March

Shopping cart icon

Grocery Stores
(excluding Walmart® and Target®)** Same page link to footnote terms and conditions reference |
Fitness Clubs & Gym Memberships |
Self-Care & Spa Services

Activation period closed


April – June

Hotel icon

Amazon.com |
Hotels |
Restaurants

Activation Period Closed


July – September

Gas pump icon

Gas Stations |
EV Charging |
Select Live Entertainment |
Movie Theaters

Activate by September 14, 2024


October – December

Pending icon

Coming Soon

Activate starting September 15, 2024


Activate each quarter to earn 5% cash back on up to $1,500 in combined purchases in this quarter's bonus categories.* Opens offer details overlay See chase.com/freedomflex Opens in a new window for more details and exclusions on 5% categories.

** Same page link returns to footnote terms and conditions reference TERMS AND CONDITIONS

Cash Back And Points: See your Rewards Program Agreement Opens in a new window for more details.
For a purchase to qualify for the 5% bonus Cash Back, the merchant must submit charges to your credit card by the last day of the relevant calendar quarter.

Third-Party Merchants: The listed merchant(s) are in no way affiliated with Chase, nor are the listed merchant(s) considered sponsors or co-sponsors of this program. All trademarks are the property of their respective owner(s).

Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Mastercard, the silver circles design and World Elite Mastercard are registered trademarks of Mastercard International Incorporated.

JPMorgan Chase Bank, N.A. Member FDIC

You're covered with built-in benefits

Zero Liability Protection

Means you won't be held responsible for unauthorized charges made with your card or account information.* Opens offer details overlay

Purchase Protection

Covers your new purchases for 120 days against damage or theft up to $500 per claim and $50,000 per account.*** Same page link to disclaimer

Extended Warranty Protection

Extends the time period of the U.S. manufacturer's warranty by an additional year, on eligible warranties of three years or less.*** Same page link to disclaimer

Trip Cancellation/Interruption Insurance

You can be reimbursed up to $1,500 per person and $6,000 per trip for your pre-paid, non-refundable passenger fares, if your trip is canceled or cut short by sickness, severe weather and other covered situations..*** Same page link to disclaimer

Cell Phone Protection

Get up to $800 per claim and $1,000 per year in cell phone protection against covered theft or damage for phones listed on your monthly cell phone bill when you pay it with your eligible credit card. Maximum of 2 claims in a 12 month period with a $50 deductible per claim.* Opens offer details overlay

24/7 Fraud Monitoring

We help safeguard your credit card purchases using sophisticated fraud monitoring. We monitor for fraud 24/7 and can text, email or call you if there are unusual purchases on your credit card.* Opens offer details overlay

Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. and abroad. In the U.S., coverage is secondary to your personal insurance.*** Same page link to disclaimer

Travel and Emergency Assistance Services

If you run into a problem away from home, call the Benefit Administrator for legal and medical referrals or other travel and emergency assistance. (You will be responsible for the cost of any goods or services obtained.)*** Same page link to disclaimer

*** Same page link to disclaimer reference These benefits are available when you use your card. Restrictions, limitations and exclusions apply. Most benefits are underwritten by unaffiliated insurance companies who are solely responsible for the administration and claims. There are specific time limits and documentation requirements. Once your account is opened we will send you a Guide to Benefits, which includes a full explanation of coverages.

Redeem your Cash Back rewards

There is no minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open.* Opens offer details overlay

Shop with points at Amazon

Link your Chase Freedom Flex® card to your Amazon.com account and instantly redeem your Cash Back rewards to pay for all or part of your eligible Amazon.com orders at checkout, including tax and shipping.* Opens offer details overlay

Gift cards

Redeem for a variety of gift cards and certificates for shopping, dining and entertainment, and more.

Travel

Book your travel with Chase TravelSM for competitive rates and flexible ways to pay.

DoorDash logo

The best of your neighborhood. $0 delivery fee.

Get a complimentary 3 months of DashPass, DoorDash's membership that provides unlimited deliveries with $0 delivery fee and lower service fees on eligible orders on DoorDash and Caviar. After that, you are automatically enrolled in DashPass at 50% off for the next 9 months. Activate by January 31, 2025.* Opens offer details overlay

Plus, Dashpass members get up to $10 off quarterly on non-restaurant DoorDash orders.* Opens offer details overlay

lyft logo

5% Cash Back on Lyft Rides

Earn 5% cash back on Lyft rides through March 31, 2025.* Opens offer details overlay That's 4% cash back in addition to the 1% cash back you already earn.

Free credit score with Chase Credit Journey

Credit Journey provides you with personalized insights to help you build, monitor and protect your credit health. Access your weekly score for free anytime, and dive into our resources like our score simulator and score factor breakdown to understand where you stand. We'll alert you of any new activity on your credit report and usage, in order to help detect any potential fraud.* Opens offer details overlay We're here for you 24/7, 365 days a year if you ever need support, and we'll work together to help you get back on your feet.

Chase Pay Over Time* Opens offer details overlay (formerly My Chase Plan®) lets eligible Chase customers break up credit card purchases into budget friendly payments. Pay off an eligible purchase you've already made of $100 or more* Opens offer details overlay in smaller, equal monthly payments. No interest - just a fixed monthly fee with plan durations that range from 3-24 months. Start a plan by selecting an eligible purchase with the "Pay Over Time" option next to the transaction amount in your credit card account activity.

Keep in mind: Even though you may have an eligible card, access to Chase Pay Over Time is not guaranteed. Your ability to create a Chase Pay Over Time plan is based on a variety of factors, such as your creditworthiness, credit limit and account behavior, and may change from time to time.

For more information on Chase Pay Over Time features, please visit chase.com/chasepayovertime Opens in a new window.