Earning in the Rewards Program: “% back rewards” are the rewards you earn under the program. % back rewards are tracked as points and each $1 in % back rewards earned is equal to 100 points. Eligible Prime memberships only apply to Amazon.com accounts (and not accounts on any other affiliated websites outside the U.S.) and may include, in Amazon’s sole discretion: annual and monthly Amazon Prime subscriptions and members of their Amazon Household (excluding Amazon Prime Video and invited guests of an Amazon Prime account), Amazon Prime Fresh, Amazon Family, Amazon Prime Student and trial memberships of Amazon Prime. Whether a purchase earns 5% back or 3% back, as described below, is determined at the time your eligible Amazon.com, Whole Foods Market or the participating Amazon stores and sites, or Chase Travel purchase is made. How you can earn points: You’ll earn points on purchases of products and services, minus returns or refunds, made with a Prime Visa or Amazon Visa credit card by you or an authorized user of the card account. Buying products and services with your card account, in most cases, will count as a purchase; however, the following types of transactions won’t count and won’t earn points: transactions on Amazon.com to which you choose to apply a promotional financing offer, balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 5% back or 3% back at Amazon.com, Whole Foods Markets and the participating Amazon stores and sites: You’ll earn 5% back with an eligible Prime membership or 3% back without an eligible Prime membership for each $1 of eligible purchases made using your card account at Amazon.com (including digital downloads, Amazon.com Gift Cards, Amazon Fresh orders, Amazon Prime subscriptions, and items sold by third-party merchants through Amazon.com’s marketplace), Whole Foods Market, including any physical Whole Foods Market locations in the United States and the website accessible at wholefoodsmarket.com and the participating Amazon stores and sites listed at Amazon.com/primevisa/benefits and Amazon.com/amazonvisa/benefits. 5% back equates to $0.05 for each $1 spent, which is equal to 5 points. 3% back equates to $0.03 for each $1 spent, which is equal to 3 points. 5% back or 3% back is not earned on (i) purchases from merchants using Amazon Pay, (ii) purchases made at international Amazon retail sites (including but not limited to Amazon.ca, Amazon.co.uk, Amazon.de, Amazon.fr, or Amazon.co.jp), or any other website operated by Amazon that is not listed at Amazon.com/primevisa/benefits and Amazon.com/amazonvisa/benefits, (iii) purchases made at international Whole Foods Markets, (iv) purchases of Whole Foods Market products and services through third-party sites such as Eventbrite, Instacart, Google Express and Shipt, (v) online purchases of Whole Foods Market gift cards (including through buyatab.com), event tickets or classes, (vi) purchases from certain third-party vendors operating at Whole Foods Markets, (vii) purchases of massage services at any Whole Foods Market, or (viii) purchases from Spa@Ink, in each case in Amazon’s sole discretion. 5% back or 3% back through Chase Travel: You’ll earn 5% back with an eligible Prime membership or 3% back without an eligible Prime membership for each $1 spent on purchases made using your card account through Chase Travel. 5% back or 3% back is not earned on purchases made using your card account directly with travel suppliers including airline, hotel, car rentals and cruises. 2% back in rewards categories: You’ll earn 2% back for each $1 spent in the following rewards categories: gas stations; local transit and commuting; restaurants. This equates to $0.02 for each $1 spent, which is equal to 2 points. 1% back: You’ll earn 1% back for each $1 spent on all other purchases. This equates to $0.01 for each $1 spent, which is equal to 1 point. How you can use your points: You can use your points to redeem for any available reward options, including eligible purchases at Amazon.com, cash, travel, gift cards, and products or services made available through the program or directly from third parties. Redemption values for reward options may vary. Points expiration/losing points: Your points don’t expire as long as your card account remains open, however, you will immediately lose all your points if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. The terms of the Rewards Program Agreement apply to the 5% back and 3% back earned at Amazon.com, Whole Foods Market, including any physical Whole Foods Market locations in the United States and the website accessible at wholefoodsmarket.com and the participating Amazon stores and sites operated by Amazon’s affiliates listed at Amazon.com/primevisa/benefits and Amazon.com/amazonvisa/benefits, and through Chase Travel. For more information about the Amazon card rewards program, you can see the latest Rewards Program Agreement at chase.com/amazon/rewardsagreement and it will also be available for cardmembers after logging in to chase.com and will be mailed for new or changed accounts.