United Club℠ Business Card

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.

New Cardmember Bonus – 90,000 Miles: To qualify, you must make $5,000 in purchases during the first 3 months from account opening. After qualifying, please allow 6 to 8 weeks for bonus to post to your United MileagePlus account. To be eligible for this bonus offer, your credit card account must be open and not in default at the time of fulfillment. Purchases are when you, or an authorized user, use a card to make purchases of products and services. However, the following types of transactions won’t count as purchases: balance transfers, cash advances, cash-like transactions including, but not limited to: traveler's checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions; lottery tickets, casino gaming chips, racetrack wagers, or similar offline and online betting transactions; person-to-person money transfers and account-funding transactions that transfer currency, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. These miles do not count toward Premier status. If your account is not open for at least six months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus account.

2,000 Additional Premier Qualifying Points (PQP): The primary Cardmember will earn 2,000 Premier Qualifying Points (PQP) after you make Purchases totaling $5,000 or more during the first 3 months from account opening. ("Purchases" do not include balance transfers, cash advances, traveler's checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for these PQP to post to your account. Promotional PQP will post directly to your United MileagePlus account and will not appear on your credit card statement. The promotional 2,000 PQP do not count toward the 28,000 calendar year maximum PQP Cardmembers can earn for net purchases. PQP will apply toward Premier status tiers up to and including Premier 1K^®. Qualification requirements for Premier status may vary by MileagePlus program year. To be eligible for this offer, account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the PQP stated in this offer.

Earn Premier Qualifying Points (PQP): The primary Cardmember will earn 1 Premier Qualifying Point (PQP) for every $15 in net purchases (including purchases made by authorized users) up to a maximum of 28,000 PQP within the calendar year. "Purchases" do not include balance transfers, cash advances, traveler's checks, foreign currency, money orders, wire transfers, or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. PQP will apply towards Premier status tiers up to and including Premier 1k^®. PQP earn rate, annual cap and qualification requirements for Premier status may vary by MileagePlus program year and MileagePlus Credit Card type. Please allow 6-8 weeks after qualifying purchases for PQP to post to your MileagePlus account. Chase is not responsible for the provision of, or failure to provide, the stated benefits.

10,000 Bonus Miles After You Add An Authorized User In The First 3 Months From Account Opening: This product is not available to either (i) current Cardmembers of this credit card, or (ii) previous Cardmembers of this credit card who received a new Cardmember bonus for this credit card within the last 24 months. With this bonus offer, you will qualify and receive 10,000 bonus miles after your addition of an authorized user to your account during the first 3 months from account opening. 10,000 bonus miles will only be awarded once, for the first authorized user added to your account regardless of how many total authorized users you add to your account. After qualifying, please allow 6 to 8 weeks for bonus miles to post to your account. To be eligible for this bonus offer, account must be open and not in default, and authorized user must be on your account at the time of fulfillment. These miles do not count toward Premier status. If your account is not open for at least 6 months, United and Chase reserve the right to deduct the bonus miles from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, the 10,000 bonus miles, which will post directly to your MileagePlus account and not appear on your credit card statement.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Earning in the Rewards Program: You'll earn miles on purchases of products and services, minus returns or refunds, made with a United℠ credit card by you or an authorized user of the account; however, the following types of transactions won't count as purchases and won't earn miles: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5 miles: You'll earn 1.5 miles for each $1 spent. 2 miles: You'll earn 2 miles total for each $1 spent (.5 additional mile on top of the 1.5 miles per $1 earned on each purchase) on airline tickets purchased from United, and on the following purchases made from United: seat upgrades; Economy Plus^®; inflight food, beverages and Wi-Fi; baggage service charges or other United fees. You'll also earn 2 miles total for each $1 spent on purchases of United Card Events from Chase. Other United related purchases, such as United Cruises^®, United MileagePlus X, DIRECTV^® and Merchandise Awards, are excluded. United tickets booked through some discount travel websites or as part of a third-party travel package will also not qualify. 5 miles: You'll earn 5 miles total for each $1 spent (3.5 additional miles on top of the 1.5 miles per $1 earned on each purchase) on hotel accommodation purchases made using your card with Renowned Hotels and Resorts for United^® Cardmembers through Chase Travel. Renowned Hotels and Resorts purchases made using your card through FROSCH and its family of travel companies will not qualify to earn 5 miles total for each $1 spent. 5,000 bonus miles each account anniversary year if you also have a personal United credit card: You'll receive 5,000 bonus miles each account anniversary year if you also have a personal United credit card. To receive the anniversary bonus miles, you, as the Authorizing Officer of the United business credit card account, must be the primary cardmember on the personal United credit card. Personal United credit cards include all United credit cards without the word "business" in the name that are issued by JPMorgan Chase Bank, N.A. Member FDIC. Both credit card accounts must be open and not in default on the billing cycle end date after your account anniversary date for your United business credit card. Please allow up to 6 weeks after the month in which you qualify for the bonus miles to become available in your MileagePlus account. Your United business credit card must be open and not in default at the time of fulfillment. "Account anniversary year" means the year beginning with your business credit card account open date through the anniversary of the account open date, and each 12 months after that. Information about earning/transferring miles to United: Miles earned during a billing cycle will be automatically transferred to United after the end of each billing cycle. Losing miles: You'll immediately lose all miles that haven't been transferred to United if your card account status changes, or your card account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs. For more information about the United Club℠ Business Card rewards program, you can see the latest Rewards Program Agreement at https://www.chase.com/unitedclubbusinesscard/rewardsagreement and it will also be available for cardmembers after logging in to chase.com and will be mailed for new or changed accounts.

Earning miles from United on United flights and United Hotels: Miles earned on United flights and United Hotels purchased directly from United are earned on the fare and are subject to exclusions. The fare is the base fare of the ticket plus carrier-imposed surcharges or the base fare of the hotel accommodation, excluding any government-imposed taxes and surcharges. Mileage earning differs for Basic Economy or base option tickets and companions traveling on the same reservation. For details see united.com/FlightEarn. For details on earning miles from United on United Hotels, see united.com/UnitedHotelsTerms. Chase is not responsible for the provision of, or failure to provide, miles earned from United under the MileagePlus program. Miles will post directly to your United MileagePlus account and will not appear on your credit card statement. Miles earned from United under the MileagePlus program for United flight and United Hotels purchases will be earned in accordance with the rules of the MileagePlus program. For details see united.com/mprules.

United Club card and All Access memberships: United Club card membership is subject to United Club terms and conditions, united.com/UnitedClubRules, and access policies, united.com/UnitedClubAccess, each of which is subject to change, with or without notice. Please allow 2 weeks after account open date for the United Club card membership to activate (excludes Star Alliance and affiliated lounges). The United Club card membership card will be available in your United App once membership is granted. Authorized users will not receive their own United Club card membership and are only eligible for United Club access if they accompany the primary Cardmember and qualify as an eligible guest per the then-current United Club access policies. United Club card membership allows for one adult guest and dependent children under the age of 18 to accompany the primary Cardmember each United Club visit. Star Alliance lounge access is not included. Effective August 1, 2025, as the primary cardmember, you will have the ability to earn United Club All Access membership after exceeding $50,000 in net purchases on your United Club℠ Business Card in a calendar year or earning Premier Gold status or higher. United Club All Access membership will be valid for the remainder of the calendar year in which it became effective and the following calendar year. The primary Cardmember must maintain Premier Gold status or meet annual spend requirements yearly to maintain United Club All Access membership. The MileagePlus Program, including the Premier program, are subject to change and are subject to the rules of the MileagePlus program. Visit united.com/MileagePlus to learn more. Visit united.com/UnitedClubRules, and access policies, united.com/UnitedClubAccess for terms and conditions. United Club All Access Membership allows for two adult guests or one adult guest and dependent children under the age of 18 to accompany the primary Cardmember each United Club visit. Cardmembers with United Club All Access membership will have access to Star Alliance lounges. Information on the terms and access policies for participating Star Alliance lounges is available at StarAlliance.com. If a cardmember upgrades to the United Club℠ Card or the United Club℠ Business Card from a different United Card, eligible purchases made on the prior United Card will not count toward the calendar year purchase requirement. “Purchases” do not include balance transfers, cash advances, traveler’s checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, or fees of any kind, including an annual fee, if applicable. Returns and refunds will be deducted from your purchases amount. The Cardmember’s United Club card membership will be renewed automatically on each credit card anniversary date. Upon closure of the United Club℠ Business Card account, all Cardmember benefits, including the United Club card memberships, will be cancelled. Chase is not responsible for the fulfillment of the United Club card memberships.

United Club Passes with United Club All Access membership and an authorized user: Four (4) United Club℠ one-time passes will be deposited into the primary Cardmember's MileagePlus Program account after each Cardmember anniversary ("Anniversary" is the date that is twelve months after credit card account open date, and the same date each twelve months thereafter) so long as the primary Cardmember has United Club All Access membership and an authorized user at time of anniversary. As the primary Cardmember, you will have the ability to earn United Club All Access membership after exceeding $50,000 in net purchases on United Club℠ Business Card in a calendar year or by earning Premier Gold status or higher that calendar year. ("Purchases" do not include balance transfers, cash advances, traveler's checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) United Club All Access membership will be valid for the remainder of the calendar year in which it became effective and through the end of the next United program year. To maintain uninterrupted access, the primary Cardmember must maintain at least Premier Gold status or meet the $50,000 annual spend requirements. Please allow 4 weeks for the United Club passes to be deposited into the primary Cardmember's MileagePlus account. Each pass grants one person one-time access to a United Club location, but only if the primary Cardmember or an authorized user is also admitted to the lounge. Please allow 3 weeks from the date an authorized user is added before the authorized user redeems a one-time pass without the primary cardmember present. Access is subject to United Club terms & conditions, united.com/UnitedClubRules, and Club access policies, united.com/UnitedClubAccess, each of which is subject to change, with or without notice. Access is subject to space availability. United Club passes must be presented for admittance to the United Club and can be accessed through the United app or by printing them from your MileagePlus account on united.com. United Club passes issued as a Cardmember benefit have no cash value, cannot be sold, gifted or transferred and cannot be replaced if lost or stolen. Each United Club pass is subject to the expiration date located on the pass. If your credit card account is closed, United and Chase reserve the right to remove the unused United Club passes from your MileagePlus Program account. Chase is not responsible for the provision of, or failure to provide, United Club amenities or United Club passes.

Free Checked Bags: The primary Cardmember and one traveling companion on the same reservation are each eligible to receive their first and second standard checked bags free; authorized users are only eligible if they are on the same reservation as the primary Cardmember. To receive first and second standard checked bags free, the primary Cardmember must use their United Club℠ Business Card to purchase their ticket(s) (this purchase requirement is waived for flights completed during the 90 days following the account open date) and include their MileagePlus^® number in their reservation. First and second standard checked bags free is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Service charges for oversized, overweight and extra baggage may apply. Cardmembers who are already exempt from other checked baggage service charges will not receive additional free standard checked bags. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/ChaseBag for details.

$200 Renowned Hotels and Resorts Statement Credit: A statement credit will automatically be applied to your account when you book and prepay with your card directly through Renowned Hotels and Resorts for United^® Cardmembers, up to a maximum accumulation of $200 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. To qualify for the statement credit, you must utilize “Pay Now” at booking. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by the Renowned Hotels and Resorts property could extend the transaction date beyond the annual period end date and will be allocated towards the following year's annual Renowned Hotels and Resorts statement credit maximum of $200. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.

$150 Rideshare Statement Credit: Earn up to $12 back as a statement credit each month from January to November and up to $18 back as a statement credit in December when you pay for rideshare purchases using your United Club℠ Business Card. That means you can earn up to a maximum accumulation of $150 in statement credits each calendar year. You must enroll to receive this benefit. You will receive this benefit starting the day after enrollment, continuing each month through the end of the calendar year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Eligible purchases will qualify for this benefit the month enrollment is completed and each month thereafter. Statement credit(s) will be issued for the calendar month in which the transaction posts to your account. Delays by the rideshare service could extend the transaction date beyond the calendar month end date and will be allocated toward the following month's credit amount. To qualify for this statement credit, account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, United and Chase reserve the right to remove any statement credits that were not posted to your account. For important information about Chase rewards categories, see chase.com/RewardsCategoryFAQs.

Up to $100 Avis or Budget Travel Credit: Earn $50 in United TravelBank cash on your first eligible Avis or Budget purchase and $50 in United TravelBank cash on your second eligible Avis or Budget purchase when you use your  United Club℠ Business Card on Avis or Budget rental car purchases made directly through MileagePlus Travel, up to a maximum accumulation of $100 annually. United^® TravelBank cash will post directly to the primary Cardmember’s MileagePlus account and will not appear on your credit card statement. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. To be eligible for this offer, the Avis or Budget completed rental car must be for a minimum of 2 days from a participating Avis/Budget location, the Primary Cardmember must include their MileagePlus^® number in the reservation, they must log in on mileageplustravel.united.com to make the booking so that the correct offer codes are applied and pay for the rental in full using their United Club℠ Business Card. Transactions using miles will not qualify. This Avis Travel credit will be delivered in the form of United^® TravelBank cash and will be added to the primary Cardmember's MileagePlus account within 6-8 weeks after each eligible Avis or Budget rental return. Annual TravelBank cash will be issued for the year in which the transaction posts to your account. Processing delays could extend the transaction date beyond the annual period end date, in that case the Avis or Budget travel credit will be allocated towards the following year’s annual credit. Chase is not responsible for the provision of, or failure to provide, the stated benefits and services.

United Travel Credit: United travel credits, in the form of United TravelBank cash, must be used for bookings on a United- or United Express^®-operated flight or as otherwise permitted by United, and the reservation must be made prior to the expiration date of the credit. TravelBank cash may not be combined, transferred, extended beyond expiration date, or re-credited for miles. Unused TravelBank cash will expire 12 months after date of issue. TravelBank cash can be used alone or in combination with most other forms of payment. You can't combine TravelBank cash with travel certificates, future flight credit or miles. Flight purchases made with Money + Miles do not qualify for applying TravelBank cash. TravelBank cash credit must be used toward a reservation made within 12 months from the issue date. For more information about TravelBank cash, visit united.com/TravelBankTerms. To qualify and earn your TravelBank cash, your account must be open and in good standing at time of fulfillment. If your credit card account is closed at any time or you move to a different United card, United reserves the right to remove the unused TravelBank cash from your MileagePlus account. Offer and TravelBank cash rules and regulations are subject to change. Taxes and fees related to travel are the responsibility of the passenger.

Receive two $10 credits per month in the Instacart App: As a United Club℠ Business Card Primary cardmember, you can receive two (2) $10 credits in your Instacart account each month you have an active Instacart+ membership after you activate your complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-united from 3/23/2025 through 12/31/2027. Activate a complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-united with your eligible Chase credit card. The monthly credits will be made available to you in your Instacart+ account at the beginning of each month and will only be available on that platform for the remainder of that calendar month; the monthly credits will not roll over into a subsequent month. Each monthly credit is only eligible on one purchase of $10 or more made on Instacart.com with one retailer and using your United Club℠ Business Card. Any unused portion of a monthly credit will not be available for future use. Eligible purchases will qualify for these credits the month your United Club℠ Business Card is added to your Instacart account and each month thereafter. To qualify for these credits, your United Club℠ Business Card account must be open and not in default at the time of fulfillment. If your credit card account is closed at any time, Instacart, United and Chase reserve the right to remove any unused Instacart credits from your account. Credit will be applied to the total purchase price for all eligible products and excludes taxes, service and delivery fees, tips, special handling fees and/or other fees. Limit 1 credit per order. Excludes restaurant orders powered by Uber Eats. State and Local laws in your area may prohibit alcohol discounts and/or exclude alcohol from this offer's qualifying minimum spend of $10. If the discount isn't applied automatically during checkout, alcohol products may not be eligible for this offer in your location. Credit has no cash value and is non-transferable. Mobile applications, websites and other information provided by Instacart are not within Chase and United Airlines' control and may or may not be available in Spanish. Chase or United Airlines are not responsible for the provision of, or the failure to provide, Instacart benefits and services. Credit card product changes during the promotional period will forfeit this offer. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.com with their valid United Club℠ Business Card on file. Only one offer per household. Instacart reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may expire prior to your actual use of the offer, without liability to Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.

$200 JSX Statement Credit: A statement credit will automatically be applied to your account when your card is used to make purchases directly with JSX, up to a maximum accumulation of $200 annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Annual statement credits will be issued for the year in which the transaction posts to your account. Delays by JSX could extend the transaction posting date beyond the annual period end date and will be allocated towards the following year's annual JSX statement credit maximum of $200. To qualify for this statement credit, account must be open and not in default at the time of fulfillment.

$50 Statement Credit for FareLock Purchases: Earn up to a $50 statement credit when your card is used on FareLock purchases for flights operated by United and United Express^® annually. Annual means the year beginning with your account open date through the first statement date after your account open date anniversary, and the 12 monthly billing cycles after that each year. Please allow 6 to 8 weeks for statement credit(s) to post to your account. Statement credits will be issued for the year in which the transaction posts to your account. Delays by United could extend the transaction date beyond the annual period end date and will be allocated towards the following year's annual FareLock statement credit maximum of $50. FareLock is nonrefundable and FareLock prices are not applied to the price of the ticket. To qualify for this statement credit, account must be open and not in default at the time of fulfillment. For more information on FareLock℠, visit united.com/FareLock.

Award Flight Pricing: Eligible primary Cardmembers will be eligible to book award flights on United^® or United^® Express with discounted award pricing. Cardmember award pricing is valid on award flights on United or United Express only; Cardmember award pricing does not apply to Money + Miles tickets, tickets purchased with cash, or other redemption products. Eligible primary Cardmembers without MileagePlus Premier status will be eligible to book award flights on United or United Express with at least 10% fewer miles than the base price paid by members without an eligible card, and Primary Cardmembers with MileagePlus Premier status will be eligible to book award flights on United or United Express with at least 15% fewer miles than the base price paid by members without an eligible card. To be eligible to receive Cardmember award pricing, the account must be open and not in default at time of fulfillment. To receive Award Pricing, the qualifying award reservation must be booked with the primary Cardmember’s MileagePlus account. Cardmember award pricing is valid for the primary Cardmember’s MileagePlus account only and is not transferable. Chase is not responsible for the provision of, or failure to provide, the Cardmember award pricing on United or United Express flights. The benefit may take up to 5 weeks to become effective after the card is issued.

Premier Access: The primary Cardmember and companions traveling on the same reservation are eligible for Premier Access^®; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Benefits include the following travel services where available: designated check-in lines, priority security lanes, priority boarding and priority baggage handling. To receive Premier Access, the primary Cardmember must include their MileagePlus^® number in their reservation. Premier Access is only available on United- and United Express-operated flights; codeshare partner-operated flights are not eligible. Chase is not responsible for the provision of, or failure to provide, Premier Access. Please allow 2 weeks after account opening for Premier Access to be available on your United reservation. Please visit united.com/PremierAccess for details.

Earn 2 global Economy Plus^® seat upgrades: The Primary Cardmember will earn 2 credits that can be redeemed to upgrade an Economy seat on an eligible global flight to an Economy Plus seat after making Purchases totaling $40,000 or more in a calendar year with your United Club℠ Business Card. ("Purchases" do not include balance transfers, cash advances, traveler's checks, foreign currency, money orders, wire transfers or similar cash-like transactions, lottery tickets, casino gaming chips, racetrack wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.) After qualifying, please allow 6-8 weeks for the Economy Plus upgrade certificates to post to your account. To receive Economy Plus upgrades, the primary cardmember must use their United Club℠ Business Card to purchase their ticket(s) and include their MileagePlus^® number in their reservation. Economy Plus Upgrades are valid for Primary Cardmember only and are not transferable. Economy Plus upgrades must be used within 12 months from the issue date. The upgrades are valid for Economy Plus seating (when available) on United and United Express flights. To be eligible to earn Economy Plus upgrades, account must be open and not in default at the time of fulfillment. Chase is not responsible for the provision of, or failure to provide, the Economy Plus upgrades. To see details, visit United.com/EconomyPlus.

25% back on food, beverage and Wi-Fi purchases on board United and United Express-operated flights and United Club premium drink purchases: You will receive 25% back, in the form of a credit card account statement credit, on purchases of food, beverages and Wi-Fi on board United and United Express-operated flights, and Wi-Fi subscription purchases, when you use your United Club℠ Business Card to make such purchases. You will also receive 25% back, in the form of a credit card account statement credit, on premium drink purchases at United Clubs. The statement credit will post to your account within 24 hours of your onboard purchase posting to your account. You will also receive 25% back on food, beverage and Wi-Fi purchases made on board, on Wi-Fi subscription purchases, and on premium drink purchases at United Clubs by authorized users who use your United Club Business Card account to make such purchases. To qualify for the 25% back, account must be open and not in default at the time of fulfillment. To find a list of United Club locations, please visit United.com.

Avis President's Club Membership: The primary Cardmember of the United Club℠ Card, the United℠ Presidential Plus℠ Card, the United Club℠ Business Card, and the United℠ Presidential Plus℠ Business Card is eligible to enroll in Avis President's Club by visiting united.com/AvisChaseBenefit. Please allow up to 7 business days after enrolling in Avis President's Club for your membership to process. Once enrolled, in order to receive Avis President's Club benefits, the primary Cardmember must include their Avis Preferred number in their Avis reservation. Offer made by Avis. All Avis Preferred and Rental Terms and Conditions apply, including the right to change, limit or modify the Avis President's Club Program or portions of the program at any time. Please visit united.com/AvisChaseBenefit for details. Chase is not responsible for the provision of, or the failure to provide, the stated benefits and services.

Upgrading Award Tickets: The primary Cardmember who has MileagePlus^® Premier^® status and is traveling on an award ticket AND one companion that is traveling on the same reservation are eligible for Complimentary Premier Upgrades on select United- and United Express-operated flights, subject to availability; authorized users are only eligible if they are on the same reservation as the primary Cardmember. Assignment of Complimentary Premier Upgrades on award tickets within each Premier level will be prioritized after the lowest paid fare class. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Please visit united.com/upgrades for details on flights eligible for Complimentary Premier Upgrades and upgrade processing.

Award Availability, Pricing, and Fees: As long as tickets are still available for sale for the applicable cabin on any United-operated flight, MileagePlus members can use miles to book award travel on such flight. Award pricing is subject to change without notice. Awards on partner-operated flights and upgrade awards are subject to limitations and restrictions. Passenger is responsible for all taxes, fees, baggage fees and surcharges applicable to award travel, including, with respect to government imposed taxes and fees, September 11th Security Fee of $5.60 per one-way trip that does not include a government defined stopover, US Customs, Immigration and APHIS User Fees of $18.23 for each international arrival in the U.S.; and non-U.S. government ticket taxes, fees and airport charges may add up to $375 per ticket as of January 1, 2026. Such taxes, fees and surcharges must be paid at the time of ticketing and are subject to change. Chase is not responsible for the provision of, or failure to provide, the stated benefits. Visit united.com/AirAwards for details.

Concierge Service: Cardmembers are responsible for the cost of any goods or services purchased through Visa Signature Concierge.

Complimentary Instacart+ membership: You, as the Primary cardmember will receive a complimentary Instacart+ membership starting on the date the offer is activated on https://www.instacart.com/p/chase-united with your United Club℠ Business Card through 12/31/27 or for a minimum of a one year term, whichever is longer. You must activate the offer by 12/31/27. Membership must be activated with a United States address. By activating this offer, you agree to the Instacart+ Terms and that after your complimentary term expires you will be charged $99/year, or the then current rate, for an annual recurring membership and billed automatically to any active payment method on file, unless you cancel. Subscription prices are subject to change. If you have an existing Instacart+ membership, your existing membership will be paused for the duration of the complimentary term and resume upon expiration of the complimentary term. You may cancel your paid subscription by selecting "Cancel Membership" in the "Your Instacart+ Membership" page. You will not be charged if you cancel prior to the end of your complimentary Instacart+ membership period or applicable paid membership start date. You are eligible to receive a refund if you cancel within 5 days of the start of the paid membership term and you have not placed any orders with Instacart+ nor activated the New York Times Cooking subscription offer. Benefits of Instacart+ Membership include $0 delivery fees on eligible orders that total over $35. Service and other fees, taxes, and/or tips on orders may apply. If you product change to another Chase credit card during the promotional period, your benefits may end or change. Chase and United Airlines are not responsible for the provision of, or the failure to provide, Instacart+ Membership benefits and services. Your United Club℠ Business Card must be open and not in default to maintain eligibility for Instacart+ membership benefits. See full Instacart+ Membership terms and conditions at: instacart.com/terms. This offer is non-transferable. Memberships purchased through third parties are excluded from this offer. This offer is subject to modification or termination at any time without notice.

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Credit Cards for Chase Pay Over Time After Purchase: Participating Chase credit cards include most consumer credit cards and select small business credit cards. For a complete list of participating Chase credit cards, see "Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made" at chase.com/personal/credit-cards/chasepayovertime/faqs/after-purchase. Participating Credit Cards for Chase Pay Over Time at checkout on Amazon.com: Participating Chase credit cards include all credit cards except small business credit cards, Amazon Visa and Prime Visa cards, and Chase Mastercard credit cards.

Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com or the Chase Mobile App.

Purchases Eligible for Chase Pay Over Time at Checkout on Amazon.com: Orders totaling at least $50 of eligible items on Amazon.com are eligible. Amazon may designate any item as ineligible, such as Amazon Fresh, Whole Foods, Amazon Prime Now, 1-Click Purchases and Subscribe & Save. If your order includes a recurring subscription, then only the first month's subscription fee will be eligible. If available for your account, the option to choose "financing offers available" will appear at checkout.

Amazon, the Amazon.com logo, the smile logo, and all related logos are trademarks of Amazon.com, Inc. or its affiliates.

INSTACART^®, the Instacart Carrot logo, the Instacart Partial Carrot logo, and the Instacart Carrot Top logo are trademarks of Maplebear Inc., d/b/a Instacart. Instacart may not be available in all zip or post codes. See Instacart Terms of Service for more details.

The Contactless Symbol and Contactless Indicator are trademarks owned by and used with the permission of EMVCo, LLC.

Chase Mobile App: Chase Mobile^® app is available for select mobile devices. Message and data rates may apply.

United credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.