Ink Business Unlimited^® Credit Card

Offers may vary depending on where you apply, for example online or in a branch, and can change over time. To take advantage of this particular offer now, apply through the method provided in this advertisement. Review offer details before you apply.

The new cardmember bonus may not be available to you if you have ever had this card or any other Chase for Business card without an annual fee. We may also consider factors pertinent to your business in determining your bonus eligibility.

New Cardmember Bonus – $750 Cash Back: To qualify, you must make $6,000 in purchases during the first 3 months from account opening. After qualifying, please allow 6 to 8 weeks for bonus to post to your account. To be eligible for this bonus offer, your credit card account must be open and not in default at the time of fulfillment. Purchases are when you, or an authorized user, use a card to make purchases of products and services. However, the following types of transactions won’t count as purchases: balance transfers, cash advances, cash-like transactions including, but not limited to: travelers checks, foreign currency, money orders, wire transfers, cryptocurrency, other similar digital or virtual currency and other similar transactions; lottery tickets, casino gaming chips, race track wagers, or similar offline and online betting transactions; person-to-person money transfers and account-funding transactions that transfer currency, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

Earning in the Rewards Program: "Cash Back rewards" are the rewards you earn under the program. Cash Back rewards are tracked as points and each $1 in Cash Back rewards earned is equal to 100 points. How you can earn points: You'll earn points on purchases of products and services, minus returns or refunds, made with an Ink Business Unlimited credit card by you or an authorized user of the account. Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash-like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable. 1.5% Cash Back: You'll earn 1.5% Cash Back rewards for each $1 spent. How you can use your points: You can use your points to redeem for any available reward options, including cash, gift cards, travel, and pay with points for products or services made available through the program or directly from third parties. Redemption values for reward options may vary. Points expiration/losing points: Your points don't expire as long as your account remains open, however, you will immediately lose all your points if your account status changes, or your account is closed for program misuse, fraudulent activities, or other reasons described in the terms of the Rewards Program Agreement. For more information about the Ink Business Unlimited rewards program, you can see the latest Rewards Program Agreement at chase.com/inkbusinessunlimited/rewardsagreement and it will be available for cardmembers after logging into chase.com/ultimaterewards and will be mailed for new or changed accounts.

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5% Cash Back Offer on Lyft Purchases: You’ll earn 5% cash back total on qualifying Lyft products and services purchased through the Lyft mobile application through 09/30/2027. That’s 3.5% additional cash back on top of the 1.5% cash back earned on each purchase in the rewards program. Qualifying Lyft products and services include rideshare; bike and scooter rides; and subscription and membership products. Purchase of gift cards, car rentals, vehicle service centers, miscellaneous fees and other Lyft products and services are excluded from this promotion. Future Lyft products or services may not be eligible. Additional cash back will appear on your billing statement in a separate line from base cash back. Lyft is not responsible for the provision of, or the failure to provide, Chase benefits or services. See Earning in the Rewards Program for more information about earning cash back.

Complimentary Instacart+ Membership: You will receive one complimentary Instacart+ membership per eligible card account for 3 months (for Chase Ink Cash and Chase Ink Unlimited cardmembers) when the membership is activated on https://www.instacart.com/p/chase-ink with an eligible card between 5/1/2025 and 12/31/2027. (“You” and “your” mean you as the primary cardmember or any authorized user, depending on which user activates first). This offer is non-transferable. Membership must be activated with a United States address. Payment through third-party payment accounts, or online or mobile digital wallets (like Apple Pay and Google Wallet), or memberships purchased through third parties are excluded from this offer. Benefits of Instacart’s membership include no delivery fee on eligible orders that total over $35; service and other fees, taxes, and/or tips may apply. Delivery subject to availability. If you do not currently have a paid or trial Instacart+ membership, by activating your Instacart+ membership, you agree to the Instacart+ Terms and you agree that after the complimentary Instacart+ membership period ends, you will be automatically enrolled in an annual Instacart+ membership and billed at $99/year or the then current annual Instacart+ membership rate for each membership activated, billed automatically to any active card on file, unless you cancel during your complimentary Instacart+ membership period. You may cancel your paid subscription by selecting “Cancel Membership” in the “Your Instacart+ Membership” page. You will receive a refund if you cancel within 5 days of the start of the paid membership term and you have not placed any orders with Instacart+ nor activated the New York Times Cooking subscription offer. 
If you currently have a paid Instacart+ membership, you agree that your existing membership will be paused for the duration of this benefit and resume upon expiration. Your existing membership will automatically renew based on the Instacart+ Terms previously agreed upon unless you cancel. Your membership fees of $99/year or $9.99/month, depending on which plan you are enrolled in, will be billed to any active payment method on file until you cancel. You can cancel your Instacart+ membership prior to the end of your complimentary Instacart+ membership period or at any time thereafter. You may cancel your paid subscription by selecting “Cancel Membership” in the “Your Instacart+ Membership” page. You will receive a refund if you cancel within 5 days of the start of the paid membership term and you have not placed any orders with Instacart+ nor activated the New York Times Cooking subscription offer. If you have a trial Instacart+ membership, you agree that your complimentary 3-month membership will commence after the conclusion of your trial Instacart+ membership and you agree to the Instacart+ Terms, and you authorize a charge of $99/year, for an annual membership, to be billed automatically to any active card on file after your complimentary 3-month membership ends. Your membership will automatically renew every year to any active payment method you have on file until you cancel. Subscription prices are subject to change.
If you change to another Chase credit card during the promotional period, your benefits may change. Mobile applications, websites and other information provided by Instacart are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Your complimentary membership benefits may be removed if your eligible credit card account is closed or in default. Instacart is not a retailer or seller.

Receive a $20 credit per month in the Instacart App: Chase Ink Cash and Chase Ink Unlimited cardmembers receive a $20 credit in your Instacart account each month you have an active Instacart+ membership after you activate your complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-ink from 5/1/2025 through 12/31/2027. Activate a complimentary Chase Instacart+ membership on https://www.instacart.com/p/chase-ink using your eligible Chase credit card (Chase Ink Cash or Chase Ink Unlimited). The monthly credit will be made available to you in your Instacart+ account at the beginning of each month and will only be available on that platform for the remainder of that calendar month; the monthly credit will not roll over into a subsequent month. The monthly credit is only eligible on purchases made on Instacart.com with one retailer and using your Chase Ink Cash or Chase Ink Unlimited card through which you redeemed this offer. Credit will be applied to the total purchase price for all eligible products and excludes taxes, service and delivery fees, tips, special handling fees and/or other fees. State and Local laws in your area may prohibit alcohol discounts and/or exclude alcohol from this offer’s qualifying minimum spend. If the discount isn’t applied automatically during checkout, alcohol products may not be eligible for this offer in your location. Credit has no cash value and is non-transferable. Mobile applications, websites and other information provided by Instacart are not within Chase’s control and may or may not be available in Spanish. Chase is not responsible for the provision of, or the failure to provide, Instacart benefits and services. Credit card product changes during the promotional period will forfeit this offer. Deliveries subject to availability. In order to take advantage of this offer, customers must have a valid account on Instacart.com with a valid form of accepted payment on file. Only one offer per household. Instacart reserves the right to modify or cancel this offer at any time. Offer may not be sold, copied, modified, transferred or used retroactively for prior purchases. Void where restricted or prohibited by law. Offer may expire prior to your actual use of the offer, without liability to Instacart. Instacart is not a retailer or seller. Instacart may not be available in all zip or post codes.

Adding An Employee Card: If any employees are allowed to use the account, they will be authorized users and will have equal charging privileges unless individual spending limits are established for them. You, as the Authorizing Officer, together with the business are responsible for any use of the account by you, an authorized user or anyone else permitted to use the account. You, together with the business, are responsible for repaying all balances on the account. All correspondence, including statements and notifications, will be sent to you as the Authorizing Officer. By requesting to add an employee cardholder to the account, you represent all information provided is accurate and is for persons with which the business has a relationship. You also represent that the business has permission to provide the employee information to Chase and to add the employee as a cardholder. If Chase determines any information provided is fraudulent, Chase has the right to close the account.

Account Alerts: Delivery of alerts may be delayed for various reasons including technology failures and capacity limitations.

Cardmembers Eligible for Chase Pay Over Time: Eligible cardmembers are those with access to Chase Pay Over Time who use a participating Chase credit card for eligible purchases. Access to Chase Pay Over Time is not guaranteed, is based on a variety of factors such as creditworthiness, credit limit and account behavior, and may change from time to time. Participating Credit Cards for Chase Pay Over Time After Purchase: Participating Chase credit cards include most consumer credit cards and select small business credit cards. For a complete list of participating Chase credit cards, see "Which Chase credit cards are eligible to use Chase Pay Over Time after a purchase is made" at chase.com/personal/credit-cards/chasepayovertime/faqs/after-purchase. Participating Credit Cards for Chase Pay Over Time at checkout on Amazon.com: Participating Chase credit cards include all credit cards except small business credit cards, Amazon Visa and Prime Visa cards, and Chase Mastercard credit cards.

Purchases Eligible for Chase Pay Over Time Set Up After Purchase: Purchases of at least $100 are eligible, excluding certain transactions such as (a) cash-like transactions, (b) any fees owed to us, including Annual Membership Fees, and (c) purchases made under a separate promotion or special finance program. Eligible purchases will be identified within your transaction history on chase.com or the Chase Mobile App.

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Chase Ink Business Unlimited credit cards are issued by JPMorgan Chase Bank, N.A. Member FDIC. Accounts subject to credit approval. Restrictions and limitations apply. Offer subject to change.